Business First Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Business First Bancshares has total assets of $6.9B and total equity of $699.5M. Total deposits are $5.6B, and total loans are $5.2B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $409.1M.
Key information
9.8x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | US$5.64b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$409.06m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 828's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: 828 has a sufficient allowance for bad loans (162%).
Low Risk Liabilities: 91% of 828's liabilities are made up of primarily low risk sources of funding.
Loan Level: 828 has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: 828's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: 828 has an appropriate level of bad loans (0.5%).