DB:5F9

Stock Analysis Report

FIDEA Holdings

Executive Summary

FIDEA Holdings Co. Ltd., through its subsidiaries, provides various banking products and services in Japan.

Snowflake

Fundamentals

Undervalued with adequate balance sheet.

Risks

  • FIDEA Holdings is not covered by any analysts.

Share Price & News

How has FIDEA Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-3.2%

DB:5F9

-1.9%

DE Banks

-1.1%

DE Market


1 Year Return

-23.1%

DB:5F9

-24.2%

DE Banks

-8.5%

DE Market

5F9 matched the Banks industry (-23.5%) over the past year.

5F9 underperformed the Market in Germany which returned -8.3% over the past year.


Share holder returns

5F9IndustryMarket
7 Day-3.2%-1.9%-1.1%
30 Day2.3%0.9%-0.4%
90 Day-8.8%-17.5%-4.0%
1 Year-19.9%-23.1%-21.7%-24.2%-5.6%-8.5%
3 Year-12.5%-21.3%7.1%1.7%18.3%8.1%
5 Year-28.5%-39.2%-32.4%-37.8%26.9%9.4%

Price Volatility Vs. Market

How volatile is FIDEA Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is FIDEA Holdings undervalued based on future cash flows and its price relative to the stock market?

49%

Discount to future cash flow value


Intrinsic Value Based on Future Cash Flows

FIDEA Holdings's share price is below the future cash flow value, and at a moderate discount (> 20%).

FIDEA Holdings's share price is below the future cash flow value, and at a substantial discount (> 40%).


Price Based on Earnings

FIDEA Holdings is good value based on earnings compared to the DE Banks industry average.

FIDEA Holdings is good value based on earnings compared to the Germany market.


Price Based on Expected Growth

Unable to calculate PEG ratio for FIDEA Holdings, we can't assess if its growth is good value.


Price Based on Value of Assets

FIDEA Holdings is good value based on assets compared to the DE Banks industry average.


Next Steps

Future Growth

How is FIDEA Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

10.0%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if FIDEA Holdings is high growth as no revenue estimate data is available.

FIDEA Holdings's earnings are expected to grow by 10% yearly, however this is not considered high growth (20% yearly).

Unable to compare FIDEA Holdings's revenue growth to the Germany market average as no estimate data is available.

FIDEA Holdings's earnings growth is positive but not above the Germany market average.

FIDEA Holdings's earnings growth is expected to exceed the low risk savings rate of 0.2%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if FIDEA Holdings will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has FIDEA Holdings performed over the past 5 years?

-18.5%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

FIDEA Holdings's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.

FIDEA Holdings's 1-year earnings growth is negative, it can't be compared to the 5-year average.

FIDEA Holdings's 1-year earnings growth is negative, it can't be compared to the DE Banks industry average.


Return on Equity

FIDEA Holdings has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

FIDEA Holdings used its assets less efficiently than the DE Banks industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if FIDEA Holdings improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is FIDEA Holdings's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

FIDEA Holdings has an acceptable proportion of non-loan assets held.

FIDEA Holdings has a low allowance for bad loans.

FIDEA Holdings's liabilities are made up of primarily low risk sources of funding.

FIDEA Holdings's level of assets compared to its equity is very high (i.e. bank has borrowed heavily to fund lending).

Loans at FIDEA Holdings are broadly funded by customer deposits.

FIDEA Holdings has an acceptable level of bad loans (less than 2%).


Next Steps

Dividend

What is FIDEA Holdings's current dividend yield, its reliability and sustainability?

5.17%

Current Dividend Yield


Upcoming Dividend Payment

Purchase FIDEA Holdings before the 'Buy Limit' to receive their next dividend payment.


Dividend Yield and Payments Analysis

FIDEA Holdings's pays a higher dividend yield than the bottom 25% of dividend payers in Germany (1.46%).

FIDEA Holdings's dividend is above the markets top 25% of dividend payers in Germany (3.85%).

Whilst dividend payments have been stable, FIDEA Holdings has been paying a dividend for less than 10 years.

Dividend payments have increased, but FIDEA Holdings only paid a dividend in the past 9 years.


Current Payout to Shareholders

Dividends paid are well covered by earnings (3.4x coverage).


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of FIDEA Holdings's salary, the management and board of directors tenure and is there insider trading?

1.5yrs

Average management tenure


CEO

Yuichi Tao (60yo)

3.3yrs

Tenure

• April 1981: Joined The Fuji Bank Limited • October 2002: General Manager, Nagano Chuo Branch, Mizuho Bank, Ltd. • November 2003: General Manager, Nagano Branch, General Manager, Nagano Chuo Branch, Miz ...


Management Age and Tenure

1.5yrs

Average Tenure

61.5yo

Average Age

The average tenure for the FIDEA Holdings management team is less than 2 years, this suggests a new team.


Board Age and Tenure

3.1yrs

Average Tenure

66yo

Average Age

The tenure for the FIDEA Holdings board of directors is about average.


Insider Trading

No 3 month individual insider trading information.


Ownership Breakdown


Management Team

  • Hideo Togashi (62yo)

    Managing Executive Officer

    • Tenure: 1.1yrs
  • A. Machida

    IR Professional

  • Kazushi Sasabuchi (61yo)

    Managing Executive Officer

    • Tenure: 1.5yrs
  • Masahiko Matsuta (72yo)

    Managing Executive Officer

    • Tenure: 1.5yrs
  • Norio Miyashita (60yo)

    Deputy President

    • Tenure: 5.5yrs
  • Yuichi Tao (60yo)

    President

    • Tenure: 3.3yrs
  • Giichiro Harada (66yo)

    Executive Vice President

  • Akira Suzuki (63yo)

    Managing Executive Officer

    • Tenure: 9.1yrs
  • Taku Matsuda (60yo)

    CIO & Managing Executive Officer

    • Tenure: 1.1yrs
  • Takehiko Murayama

    Managing Executive Officer

    • Tenure: 0.5yrs

Board Members

  • Keiji Shiota (66yo)

    Director

    • Tenure: 9.1yrs
  • Masashi Ueno (62yo)

    Director

    • Tenure: 3.1yrs
  • Yuichi Tao (60yo)

    President

    • Tenure: 3.1yrs
  • Arata Ito (58yo)

    Director

    • Tenure: 0.1yrs
  • Yutaka Hori (70yo)

    Outside Director

    • Tenure: 3.1yrs
  • Satoru Nishibori (66yo)

    Chairman of the Board

    • Tenure: 3.1yrs
  • Kyoichi Fukuda (70yo)

    Outside Director

    • Tenure: 3.1yrs
  • Shinobu Miyauchi (72yo)

    Outside Director

    • Tenure: 1.1yrs
  • Shoichi Ogawa (74yo)

    Outside Director

    • Tenure: 3.1yrs
  • Hiroyuki Sato (58yo)

    Outside Director

    • Tenure: 2.1yrs

Company Information

FIDEA Holdings Co. Ltd.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: FIDEA Holdings Co. Ltd.
  • Ticker: 5F9
  • Exchange: DB
  • Founded: 2009
  • Industry: regional banks
  • Sector: banks
  • Market Cap: JP¥21.042b
  • Listing Market Cap: JP¥173.905m
  • Shares outstanding: 181.39m
  • Website: Click here

Number of Employees


Location

  • FIDEA Holdings Co. Ltd.
  • 3-1-24 Chuo
  • Aoba-ku
  • Sendai
  • Miyagi
  • 980-0021
  • Japan

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
8713TSE (The Tokyo Stock Exchange)YesCommon SharesJPJPYOct 2009
5F9DB (Deutsche Boerse AG)YesCommon SharesDEEUROct 2009

Biography

FIDEA Holdings Co. Ltd., through its subsidiaries, provides various banking products and services in Japan. The company was founded in 2009 and is headquartered in Sendai, Japan. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/07/18 21:47
End of Day Share Price2019/07/18 00:00
Earnings2019/03/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.