DB:5F9

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FIDEA Holdings

Executive Summary

FIDEA Holdings Co. Ltd., through its subsidiaries, provides various banking products and services in Japan.


Snowflake Analysis

Undervalued with adequate balance sheet and pays a dividend.

Share Price & News

How has FIDEA Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 5F9 has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

-3.1%

5F9

-1.4%

DE Banks

-1.6%

DE Market


1 Year Return

-14.9%

5F9

-13.1%

DE Banks

8.3%

DE Market

Return vs Industry: 5F9 underperformed the German Banks industry which returned -13.1% over the past year.

Return vs Market: 5F9 underperformed the German Market which returned 8.3% over the past year.


Shareholder returns

5F9IndustryMarket
7 Day-3.1%-1.4%-1.6%
30 Day-2.5%4.7%0.2%
90 Day-10.9%32.8%12.8%
1 Year-10.3%-14.9%-13.1%-13.1%10.7%8.3%
3 Year-35.8%-43.4%-51.8%-53.6%3.8%-4.5%
5 Year-52.2%-60.6%-37.0%-51.9%9.6%-5.2%

Price Volatility Vs. Market

How volatile is FIDEA Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is FIDEA Holdings undervalued compared to its fair value and its price relative to the market?

20.0%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: 5F9 (€0.78) is trading below our estimate of fair value (€0.97)

Significantly Below Fair Value: 5F9 is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: 5F9 is good value based on its PE Ratio (20x) compared to the DE Banks industry average (20.3x).

PE vs Market: 5F9 is good value based on its PE Ratio (20x) compared to the German market (20.9x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 5F9's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 5F9 is good value based on its PB Ratio (0.2x) compared to the DE Banks industry average (0.8x).


Next Steps

Future Growth

How is FIDEA Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

31.0%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as FIDEA Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has FIDEA Holdings performed over the past 5 years?

-29.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 5F9 has high quality earnings.

Growing Profit Margin: 5F9's current net profit margins (1.9%) are lower than last year (7.7%).


Past Earnings Growth Analysis

Earnings Trend: 5F9's earnings have declined by 29.5% per year over the past 5 years.

Accelerating Growth: 5F9's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 5F9 had negative earnings growth (-73.8%) over the past year, making it difficult to compare to the Banks industry average (1.4%).


Return on Equity

High ROE: 5F9's Return on Equity (0.9%) is considered low.


Next Steps

Financial Health

How is FIDEA Holdings's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 5F9's Assets to Equity ratio (25.4x) is very high.

Allowance for Bad Loans: 5F9 has a low allowance for bad loans (45%).

Low Risk Liabilities: 94% of 5F9's liabilities are made up of primarily low risk sources of funding.

Loan Level: 5F9 has an appropriate level of Loans to Assets ratio (59%).

Low Risk Deposits: 5F9's Loans to Deposits ratio (65%) is appropriate.

Level of Bad Loans: 5F9 has an appropriate level of bad loans (1.6%).


Next Steps

Dividend

What is FIDEA Holdings's current dividend yield, its reliability and sustainability?

6.00%

Current Dividend Yield


Upcoming Dividend Payment


Dividend Yield vs Market

Notable Dividend: 5F9's dividend (6%) is higher than the bottom 25% of dividend payers in the German market (1.25%).

High Dividend: 5F9's dividend (6%) is in the top 25% of dividend payers in the German market (3.82%)


Stability and Growth of Payments

Stable Dividend: 5F9's dividends per share have been stable in the past 10 years.

Growing Dividend: 5F9's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its high payout ratio (119.7%), 5F9's dividend payments are not well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.9yrs

Average management tenure


CEO

Yuichi Tao (61 yo)

4.33yrs

Tenure

Mr. Yuichi Tao serves as President and CEO of Fidea Holdings Co., Ltd. since April 01, 2016 and Director since June 23, 2016. He was an Advisor of Fidea Holdings Co., Ltd. since April 2016. He has been Pre ...


Leadership Team

NamePositionTenureCompensationOwnership
Yuichi Tao
President4.33yrsno data0.034%
¥ 49.7k
Norio Miyashita
Executive VP6.58yrsno data0.046%
¥ 67.4k
Taku Matsuda
Senior Managing Executive Officer & Chief Investment Officer2.17yrsno data0.023%
¥ 32.9k
A. Machida
IR Professionalno datano datano data
Giichiro Harada
Executive VP & Chief Compliance Officerno datano data0.092%
¥ 133.1k
Masahiro Nino
Managing Executive Officer & Chief Marketing Officer0.33yrno datano data
Akira Suzuki
Managing Executive Officer10.17yrsno data0.044%
¥ 64.2k
Masahiko Matsuta
Managing Executive Officerno datano data0.017%
¥ 24.1k
Hideo Togashi
Senior Managing Executive Officer3.17yrsno data0.038%
¥ 55.3k
Kazushi Sasabuchi
Managing Executive Officer2.58yrsno data0.015%
¥ 22.5k
Takehiko Murayama
Managing Executive Officer1.58yrsno data0.0055%
¥ 8.0k
Hitoshi Kudo
Executive Officerno datano data0.0077%
¥ 11.2k

2.9yrs

Average Tenure

61yo

Average Age

Experienced Management: 5F9's management team is considered experienced (2.9 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Yuichi Tao
President4.33yrsno data0.034%
¥ 49.7k
Satoru Nishibori
Independent Chairman4.17yrsno data0.015%
¥ 22.5k
Hiroshi Konno
Independent Outside Director0.17yrno datano data
Keiji Shiota
Director10.17yrsno data0.034%
¥ 49.7k
Yutaka Hori
Independent Outside Director4.17yrsno datano data
Shoichi Ogawa
Independent Outside Director4.17yrsno datano data
Kyoichi Fukuda
Independent Outside Director4.17yrsno datano data
Arata Ito
Director1.17yrsno data0.025%
¥ 36.9k
Hiroyuki Sato
Independent Outside Director3.17yrsno datano data
Tomoko Nunoi
Independent Outside Director0.17yrno datano data

4.2yrs

Average Tenure

68yo

Average Age

Experienced Board: 5F9's board of directors are considered experienced (4.2 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

FIDEA Holdings Co. Ltd.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: FIDEA Holdings Co. Ltd.
  • Ticker: 5F9
  • Exchange: DB
  • Founded: 2009
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: JP¥18.139b
  • Listing Market Cap: JP¥145.469m
  • Shares outstanding: 181.39m
  • Website: https://www.fidea.co.jp

Number of Employees


Location

  • FIDEA Holdings Co. Ltd.
  • 3-1-24 Chuo
  • Aoba-ku
  • Sendai
  • Miyagi
  • 980-0021
  • Japan

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
8713TSE (The Tokyo Stock Exchange)YesCommon SharesJPJPYOct 2009
5F9DB (Deutsche Boerse AG)YesCommon SharesDEEUROct 2009

Biography

FIDEA Holdings Co. Ltd., through its subsidiaries, provides various banking products and services in Japan. The company was founded in 2009 and is headquartered in Sendai, Japan.


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/04 23:09
End of Day Share Price2020/08/04 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.