FIDEA Holdings Balance Sheet Health

Financial Health criteria checks 3/6

FIDEA Holdings has total assets of ¥3,060.0B and total equity of ¥79.8B. Total deposits are ¥2,761.5B, and total loans are ¥1,890.7B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥340.7B.

Key information

38.4x

Asset to equity ratio

1.0%

Net interest margin

Total deposits

JP¥2.76t

Loan to deposit ratio

Appropriate

Bad loans

2.0%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

JP¥340.72b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 5F9's Assets to Equity ratio (38.4x) is very high.

Allowance for Bad Loans: 5F9 has a low allowance for bad loans (36%).

Low Risk Liabilities: 93% of 5F9's liabilities are made up of primarily low risk sources of funding.

Loan Level: 5F9 has an appropriate level of Loans to Assets ratio (62%).

Low Risk Deposits: 5F9's Loans to Deposits ratio (68%) is appropriate.

Level of Bad Loans: 5F9 has a high level of bad loans (2%).


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