First Internet Bancorp Past Earnings Performance
Past criteria checks 1/6
First Internet Bancorp's earnings have been declining at an average annual rate of -2.5%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 7% per year. First Internet Bancorp's return on equity is 4.5%, and it has net margins of 17.4%.
Key information
-2.5%
Earnings growth rate
-1.1%
EPS growth rate
Banks Industry Growth | 10.6% |
Revenue growth rate | 7.0% |
Return on equity | 4.5% |
Net Margin | 17.4% |
Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How First Internet Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
31 Mar 24 | 95 | 17 | 64 | 0 |
31 Dec 23 | 84 | 8 | 64 | 0 |
30 Sep 23 | 86 | 11 | 65 | 0 |
30 Jun 23 | 91 | 16 | 64 | 0 |
31 Mar 23 | 97 | 21 | 65 | 0 |
31 Dec 22 | 113 | 36 | 63 | 0 |
30 Sep 22 | 119 | 42 | 61 | 0 |
30 Jun 22 | 121 | 45 | 58 | 0 |
31 Mar 22 | 123 | 49 | 56 | 0 |
31 Dec 21 | 118 | 48 | 54 | 0 |
30 Sep 21 | 116 | 47 | 52 | 0 |
30 Jun 21 | 113 | 43 | 51 | 0 |
31 Mar 21 | 99 | 34 | 49 | 0 |
31 Dec 20 | 92 | 29 | 47 | 0 |
30 Sep 20 | 83 | 25 | 46 | 0 |
30 Jun 20 | 75 | 23 | 43 | 0 |
31 Mar 20 | 76 | 26 | 42 | 0 |
31 Dec 19 | 74 | 25 | 40 | 0 |
30 Sep 19 | 69 | 22 | 38 | 0 |
30 Jun 19 | 69 | 22 | 37 | 0 |
31 Mar 19 | 67 | 22 | 35 | 0 |
31 Dec 18 | 67 | 22 | 35 | 0 |
30 Sep 18 | 68 | 22 | 34 | 0 |
30 Jun 18 | 67 | 20 | 34 | 0 |
31 Mar 18 | 64 | 18 | 33 | 0 |
31 Dec 17 | 60 | 15 | 32 | 0 |
30 Sep 17 | 56 | 15 | 31 | 0 |
30 Jun 17 | 54 | 14 | 30 | 0 |
31 Mar 17 | 51 | 12 | 29 | 0 |
31 Dec 16 | 49 | 12 | 27 | 0 |
30 Sep 16 | 46 | 11 | 26 | 0 |
30 Jun 16 | 43 | 10 | 24 | 0 |
31 Mar 16 | 40 | 9 | 23 | 0 |
31 Dec 15 | 39 | 9 | 22 | 0 |
30 Sep 15 | 37 | 8 | 22 | 0 |
30 Jun 15 | 35 | 7 | 21 | 0 |
31 Mar 15 | 32 | 6 | 20 | 0 |
31 Dec 14 | 29 | 4 | 20 | 0 |
30 Sep 14 | 27 | 4 | 19 | 0 |
30 Jun 14 | 25 | 3 | 18 | 0 |
31 Mar 14 | 26 | 4 | 18 | 0 |
31 Dec 13 | 27 | 5 | 17 | 0 |
30 Sep 13 | 28 | 5 | 17 | 0 |
30 Jun 13 | 28 | 6 | 16 | 0 |
Quality Earnings: 45H has high quality earnings.
Growing Profit Margin: 45H's current net profit margins (17.4%) are lower than last year (21.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 45H's earnings have declined by 2.5% per year over the past 5 years.
Accelerating Growth: 45H's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 45H had negative earnings growth (-22.1%) over the past year, making it difficult to compare to the Banks industry average (26.5%).
Return on Equity
High ROE: 45H's Return on Equity (4.5%) is considered low.