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First Internet Bancorp DB:45H Stock Report

Last Price

€34.60

Market Cap

€312.2m

7D

-8.9%

1Y

57.3%

Updated

23 Dec, 2024

Data

Company Financials +

45H Stock Overview

Operates as the bank holding company for First Internet Bank of Indiana that provides commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. More details

45H fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance4/6
Financial Health6/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

First Internet Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Internet Bancorp
Historical stock prices
Current Share PriceUS$34.60
52 Week HighUS$39.40
52 Week LowUS$21.00
Beta0.71
1 Month Change-7.98%
3 Month Change11.61%
1 Year Change57.27%
3 Year Change-11.28%
5 Year Changen/a
Change since IPO44.17%

Recent News & Updates

Recent updates

Shareholder Returns

45HDE BanksDE Market
7D-8.9%-2.0%-2.0%
1Y57.3%19.1%6.9%

Return vs Industry: 45H exceeded the German Banks industry which returned 19.1% over the past year.

Return vs Market: 45H exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is 45H's price volatile compared to industry and market?
45H volatility
45H Average Weekly Movement8.3%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 45H's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 45H's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
1998289David Beckerwww.firstinternetbancorp.com

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, commercial deposit, savings, money market, and Banking-as-a-Service brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity, line of credit and home improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending.

First Internet Bancorp Fundamentals Summary

How do First Internet Bancorp's earnings and revenue compare to its market cap?
45H fundamental statistics
Market cap€312.19m
Earnings (TTM)€21.17m
Revenue (TTM)€104.45m

14.7x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
45H income statement (TTM)
RevenueUS$108.98m
Cost of RevenueUS$0
Gross ProfitUS$108.98m
Other ExpensesUS$86.89m
EarningsUS$22.09m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.55
Gross Margin100.00%
Net Profit Margin20.27%
Debt/Equity Ratio161.2%

How did 45H perform over the long term?

See historical performance and comparison

Dividends

0.6%

Current Dividend Yield

9%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 07:45
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Internet Bancorp is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
George SuttonCraig-Hallum Capital Group LLC
Brett RabatinHovde Group, LLC
John RodisJanney Montgomery Scott LLC