First Internet Bancorp (45H) Stock Overview
Operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for 45H from our risk checks.
45H Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
First Internet Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$17.40 |
| 52 Week High | US$32.80 |
| 52 Week Low | US$14.50 |
| Beta | 0.85 |
| 1 Month Change | 2.35% |
| 3 Month Change | -7.45% |
| 1 Year Change | -47.27% |
| 3 Year Change | -21.62% |
| 5 Year Change | -28.02% |
| Change since IPO | -27.50% |
Recent News & Updates
Recent updates
Shareholder Returns
| 45H | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -1.1% | 2.0% | 1.0% |
| 1Y | -47.3% | 63.9% | 15.1% |
Return vs Industry: 45H underperformed the German Banks industry which returned 63.9% over the past year.
Return vs Market: 45H underperformed the German Market which returned 15.1% over the past year.
Price Volatility
| 45H volatility | |
|---|---|
| 45H Average Weekly Movement | 7.0% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in DE Market | 12.0% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: 45H has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 45H's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 325 | David Becker | www.firstinternetbancorp.com |
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, public and healthcare finance, small business lending, franchise finance, residential mortgage, home equity, and other consumer loans.
First Internet Bancorp Fundamentals Summary
| 45H fundamental statistics | |
|---|---|
| Market cap | €151.81m |
| Earnings (TTM) | -€28.27m |
| Revenue (TTM) | €39.88m |
Is 45H overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 45H income statement (TTM) | |
|---|---|
| Revenue | US$46.73m |
| Cost of Revenue | US$0 |
| Gross Profit | US$46.73m |
| Other Expenses | US$79.86m |
| Earnings | -US$33.13m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -3.81 |
| Gross Margin | 100.00% |
| Net Profit Margin | -70.89% |
| Debt/Equity Ratio | 100.8% |
How did 45H perform over the long term?
See historical performance and comparisonDividends
Does 45H pay a reliable dividends?
See 45H dividend history and benchmarks| First Internet Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Dec 31 2025 |
| Dividend Pay Date | Jan 15 2026 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 11 days |
Does 45H pay a reliable dividends?
See 45H dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/01/04 04:06 |
| End of Day Share Price | 2026/01/02 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Internet Bancorp is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| George Sutton | Craig-Hallum Capital Group LLC |
| Brett Rabatin | Hovde Group, LLC |
| John Rodis | Janney Montgomery Scott LLC |