First Internet Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
First Internet Bancorp has total assets of $5.8B and total equity of $385.1M. Total deposits are $4.8B, and total loans are $4.0B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $715.3M.
Key information
15.1x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | US$4.80b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$715.26m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 45H's Assets to Equity ratio (15.1x) is moderate.
Allowance for Bad Loans: 45H has a sufficient allowance for bad loans (203%).
Low Risk Liabilities: 88% of 45H's liabilities are made up of primarily low risk sources of funding.
Loan Level: 45H has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 45H's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 45H has an appropriate level of bad loans (0.6%).