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Citizens Financial Group, Inc.DB:1C5 Stock Report

Market Cap €22.7b
Share Price
€53.32
€63.5
16.0% undervalued intrinsic discount
1Y49.2%
7D-2.1%
1D
Portfolio Value
View

Citizens Financial Group, Inc.

DB:1C5 Stock Report

Market Cap: €22.7b

Citizens Financial Group (1C5) Stock Overview

Operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. More details

1C5 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance4/6
Financial Health6/6
Dividends5/6

1C5 Community Fair Values

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Citizens Financial Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Citizens Financial Group
Historical stock prices
Current Share PriceUS$53.32
52 Week HighUS$57.23
52 Week LowUS$34.86
Beta1.04
1 Month Change-2.59%
3 Month Change3.23%
1 Year Change49.19%
3 Year Change98.29%
5 Year Change31.33%
Change since IPO200.06%

Recent News & Updates

Recent updates

Shareholder Returns

1C5DE BanksDE Market
7D-2.1%-1.1%-1.5%
1Y49.2%34.3%0.2%

Return vs Industry: 1C5 exceeded the German Banks industry which returned 35.3% over the past year.

Return vs Market: 1C5 exceeded the German Market which returned 1.9% over the past year.

Price Volatility

Is 1C5's price volatile compared to industry and market?
1C5 volatility
1C5 Average Weekly Movement3.7%
Banks Industry Average Movement4.0%
Market Average Movement6.0%
10% most volatile stocks in DE Market12.8%
10% least volatile stocks in DE Market2.7%

Stable Share Price: 1C5 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 1C5's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
182817,398Bruce Van Saunwww.citizensbank.com

Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products.

Citizens Financial Group, Inc. Fundamentals Summary

How do Citizens Financial Group's earnings and revenue compare to its market cap?
1C5 fundamental statistics
Market cap€22.72b
Earnings (TTM)€1.58b
Revenue (TTM)€6.80b
14.2x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1C5 income statement (TTM)
RevenueUS$7.89b
Cost of RevenueUS$0
Gross ProfitUS$7.89b
Other ExpensesUS$6.05b
EarningsUS$1.83b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Jul 16, 2026

Earnings per share (EPS)4.33
Gross Margin100.00%
Net Profit Margin23.23%
Debt/Equity Ratio47.1%

How did 1C5 perform over the long term?

See historical performance and comparison

Dividends

3.0%
Current Dividend Yield
41%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/03 13:19
End of Day Share Price 2026/06/03 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Citizens Financial Group, Inc. is covered by 35 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays