Intesa Sanpaolo (XTRA:IES) - Stock Price, News & Analysis

IES Stock Overview

Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy.

IES fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 29.9% below our estimate of its fair value

Earnings grew by 76.4% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 0.8% per year for the next 3 years

Unstable dividend track record

Intesa Sanpaolo S.p.A. Competitors

Commerzbank

XTRA:CBK

€16.4b

ProCredit Holding

XTRA:PCZ

€524.2m

UmweltBank

XTRA:UBK

€233.2m

National Australia Bank

ASX:NAB

AU$105.1b

Price History & Performance

Summary of all time highs, changes and price drops for Intesa Sanpaolo
Historical stock prices
Current Share Price	€3.52
52 Week High	€3.56
52 Week Low	€2.14
Beta	1.34
1 Month Change	6.10%
3 Month Change	25.67%
1 Year Change	44.72%
3 Year Change	53.15%
5 Year Change	50.44%
Change since IPO	-14.91%

Recent updates

Shareholder Returns

	IES	DE Banks	DE Market
7D	6.6%	5.3%	1.8%
1Y	44.7%	29.6%	2.2%

Return vs Industry: IES exceeded the German Banks industry which returned 29.6% over the past year.

Return vs Market: IES exceeded the German Market which returned 2.2% over the past year.

Price Volatility

Is IES's price volatile compared to industry and market?
IES volatility
IES Average Weekly Movement	2.8%
Banks Industry Average Movement	3.3%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	10.1%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: IES has not had significant price volatility in the past 3 months.

Volatility Over Time: IES's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1998	94,368	Carlo Messina	www.intesasanpaolo.com

Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments: Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; private and commercial banking, corporate and transaction banking, structured finance, investment banking, public finance, and capital markets; industrial credit, leasing, and factoring; asset management; life and non-life insurance and pension products; asset and wealth management; private investments; and bancassurance products.

Intesa Sanpaolo S.p.A. Fundamentals Summary

How do Intesa Sanpaolo's earnings and revenue compare to its market cap?
IES fundamental statistics
Market cap	€64.21b
Earnings (TTM)	€7.72b
Revenue (TTM)	€23.16b

8.3x

P/E Ratio

1.0x

P/B Ratio

Is IES overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IES income statement (TTM)
Revenue	€23.16b
Cost of Revenue	€0
Gross Profit	€23.16b
Other Expenses	€15.43b
Earnings	€7.72b

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 03, 2024

Earnings per share (EPS)	0.42
Gross Margin	100.00%
Net Profit Margin	33.35%
Debt/Equity Ratio	418.0%

How did IES perform over the long term?

See historical performance and comparison

Dividends

8.6%

Current Dividend Yield

70%

Payout Ratio

Does IES pay a reliable dividends?

See IES dividend history and benchmarks

When do you need to buy IES by to receive an upcoming dividend?
Intesa Sanpaolo dividend dates
Ex Dividend Date	May 20 2024
Dividend Pay Date	May 22 2024
Days until Ex dividend	25 days
Days until Dividend pay date	27 days

Does IES pay a reliable dividends?

See IES dividend history and benchmarks

IES Stock Overview

Rewards

Risk Analysis

Intesa Sanpaolo S.p.A. Competitors

XTRA:CBK

€16.4b

XTRA:PCZ

€524.2m

XTRA:UBK

€233.2m

ASX:NAB

AU$105.1b

Price History & Performance

Recent News & Updates

Full year 2023 earnings released: EPS: €0.42 (vs €0.23 in FY 2022)

New major risk - Revenue and earnings growth

New minor risk - Shareholder dilution

Final dividend of €0.15 announced

Full year 2023 earnings released

New major risk - Revenue and earnings growth

Recent updates

Full year 2023 earnings released: EPS: €0.42 (vs €0.23 in FY 2022)

New major risk - Revenue and earnings growth

New minor risk - Shareholder dilution

Final dividend of €0.15 announced

Full year 2023 earnings released

New major risk - Revenue and earnings growth

Intesa Sanpaolo S.p.A. to Report Q2, 2024 Results on Jul 30, 2024

Upcoming dividend of €0.14 per share at 6.4% yield

Third quarter 2023 earnings released: EPS: €0.10 (vs €0.049 in 3Q 2022)

Intesa Sanpaolo S.p.A. (BIT:ISP) signed a share purchase agreement to acquire 99.98% stake in First Bank S.A. from JCF IV Tiger Holdings S.à r.l..

Intesa Sanpaolo Reportedly Negotiating with Egyptian Government to Buy Remaining 20% Equity Stake in Alexbank

Second quarter 2023 earnings released

Intesa Sanpaolo S.P.A. Launches New Digital Bank Isybank

Upcoming dividend of €0.087 per share at 6.6% yield

Intesa Sanpaolo S.p.A. Provides Earnings Guidance for the Full Year 2023

First quarter 2023 earnings released: EPS: €0.10 (vs €0.05 in 1Q 2022)

Full year 2022 earnings released

Investor sentiment improved over the past week

Intesa Sanpaolo S.p.A. to Report Fiscal Year 2022 Results on Feb 03, 2023

Intesa Sanpaolo S.p.A. (BIT:ISP) acquired an unknown minority stake in CreditAccess India N.V.

An unknown buyer completed the acquisition of Nexi S.p.A. (BIT : NEXI) from Intesa Sanpaolo S.p.A. (BIT:ISP) for approximately €580 million.

An unknown buyer agreed to acquire a 5.1% stake in Nexi S.p.A. (BIT:NEXI) from Intesa Sanpaolo S.p.A. (BIT:ISP).

An unknown buyer agreed to acquire a 5.1% stake in Nexi S.p.A. (BIT:NEXI) from Intesa Sanpaolo S.p.A. (BIT:ISP).

Investor sentiment improved over the past week

Intesa Sanpaolo S.p.A. Provides Earnings Guidance for the Year 2022

Now 20% undervalued

Investor sentiment deteriorated over the past week

Fondazione Banca del Monte di Lombardia agreed to acquire an unknown stake in Acantus S.p.A from Intesa Sanpaolo S.p.A. (BIT:ISP).

Now 20% undervalued after recent price drop

Second quarter 2022 earnings released

Now 20% undervalued after recent price drop

Now 21% undervalued after recent price drop

Now 21% undervalued after recent price drop

Upcoming dividend of €0.079 per share

First quarter 2022 earnings released: EPS: €0.053 (vs €0.08 in 1Q 2021)

Full year 2021 earnings released: EPS: €0.22 (vs €0.12 in FY 2020)

Now 22% undervalued after recent price drop

Investor sentiment deteriorated over the past week

Full year 2021 earnings: Revenues exceed analyst expectations

Intesa Sanpaolo S.p.A. (BIT:ISP) agreed to acquire UBI Leasing S.p.A.

Upcoming dividend of €0.072 per share

Third quarter 2021 earnings released

Upcoming dividend of €0.10 per share

Second quarter 2021 earnings released

Upcoming dividend of €0.036 per share

First quarter 2021 earnings released: EPS €0.076 (vs €0.069 in 1Q 2020)

Full year 2020 earnings released: EPS €0.12 (vs €0.24 in FY 2019)

New 90-day high: €2.13

Full year 2020 earnings released

New 90-day high: €2.01

Intesa Sanpaolo S.p.A. to Report Fiscal Year 2020 Final Results on Mar 23, 2021

Intesa Sanpaolo Signs a Memorandum of Understanding with Kyriba

New 90-day high: €1.85

Banca IFIS S.p.A. (BIT:IF) acquired EUR 553 million Non Performing Loans Portfolio of Intesa Sanpaolo S.p.A.

Market bids up stock over the past week

OHL Concesiones, S.A. completed the acquisition of 55.8% stake in Autostrade Lombarde S.p.A. from Intesa Sanpaolo S.p.A. (BIT:ISP)

New 90-day low: €1.54

Intesa Sanpaolo S.p.A. (BIT:ISP) signed binding framework agreement to acquire 60% stake in Euroconsult Rental Division SPA from 2001 Euroconsult Srl and Locatec Sas Di Miscioscia Francesco & C.

Intesa Sanpaolo S.p.A. to Report Nine Months, 2020 Results on Nov 04, 2020