First Citizens BancShares (FC6A) Stock Overview

Operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. More details

FC6A fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 39.2% below our estimate of its fair value

Earnings are forecast to grow 2.27% per year

Risk Analysis

Shares are highly illiquid

Significant insider selling over the past 3 months

FC6A Community Fair Values

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First Citizens BancShares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Citizens BancShares
Historical stock prices
Current Share Price	US$1,850.00
52 Week High	US$1,850.00
52 Week Low	US$1,800.00
Beta	0.62
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	1,543.28%

Recent updates

Shareholder Returns

	FC6A	DE Banks	DE Market
7D	0.5%	1.9%	-0.9%
1Y	n/a	43.7%	1.9%

Return vs Industry: Insufficient data to determine how FC6A performed against the German Banks industry.

Return vs Market: Insufficient data to determine how FC6A performed against the German Market.

Price Volatility

Is FC6A's price volatile compared to industry and market?
FC6A volatility
FC6A Average Weekly Movement	n/a
Banks Industry Average Movement	3.9%
Market Average Movement	5.8%
10% most volatile stocks in DE Market	13.4%
10% least volatile stocks in DE Market	2.8%

Stable Share Price: FC6A's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine FC6A's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1898	18,009	Frank Holding	www.firstcitizens.com

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services.

First Citizens BancShares, Inc. Fundamentals Summary

How do First Citizens BancShares's earnings and revenue compare to its market cap?
FC6A fundamental statistics
Market cap	€21.00b
Earnings (TTM)	€1.92b
Revenue (TTM)	€8.02b

11.0x

P/E Ratio

1.2x

P/B Ratio

Is FC6A overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FC6A income statement (TTM)
Revenue	US$9.14b
Cost of Revenue	US$0
Gross Profit	US$9.14b
Other Expenses	US$6.95b
Earnings	US$2.19b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)	188.92
Gross Margin	100.00%
Net Profit Margin	23.95%
Debt/Equity Ratio	161.6%

How did FC6A perform over the long term?

See historical performance and comparison

Dividends

0.4%

Current Dividend Yield

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/06/23 01:10
End of Day Share Price	2026/06/23 00:00
Earnings	2026/03/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Citizens BancShares, Inc. is covered by 15 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jason Goldberg	Barclays
Christopher Marinac	Brean Capital Historical (Janney Montgomery)
Benjamin Gerlinger	Citigroup Inc

First Citizens BancShares, Inc.XTRA:FC6A Stock Report