Oberbank Past Earnings Performance

Past criteria checks 2/6

Oberbank has been growing earnings at an average annual rate of 19.6%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 12.1% per year. Oberbank's return on equity is 8.9%, and it has net margins of 42.5%.

Key information

19.6%

Earnings growth rate

19.5%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate12.1%
Return on equity8.9%
Net Margin42.5%
Next Earnings Update02 Apr 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Oberbank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BST:OBK Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 248303533910
31 Mar 248213483850
31 Dec 238503813780
30 Sep 239554973550
30 Jun 238163853420
31 Mar 237283213360
31 Dec 226322423300
30 Sep 225121183430
30 Jun 226002063410
31 Mar 226172343280
31 Dec 216142333280
30 Sep 216032373160
30 Jun 215852193130
31 Mar 216142463110
31 Dec 204691223090
30 Sep 20439953010
30 Jun 204531143070
31 Mar 20426933070
31 Dec 195582153040
30 Sep 195862393090
30 Jun 195712292970
31 Mar 195622203080
31 Dec 185542252990
30 Sep 185472262950
30 Jun 185342123020
31 Mar 185262042870
31 Dec 175282002850
30 Sep 175422062860
30 Jun 175421952720
31 Mar 175181882660
31 Dec 165011812680
30 Sep 164821702600
30 Jun 164741702540
31 Mar 164671682490
31 Dec 154631662430
30 Sep 154561552440
30 Jun 154271472410
31 Mar 154211422390
31 Dec 144081372370
30 Sep 143951332330
30 Jun 143911302330
31 Mar 143821252330
31 Dec 133801222310

Quality Earnings: OBK has high quality earnings.

Growing Profit Margin: OBK's current net profit margins (42.5%) are lower than last year (47.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: OBK's earnings have grown by 19.6% per year over the past 5 years.

Accelerating Growth: OBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: OBK had negative earnings growth (-8.4%) over the past year, making it difficult to compare to the Banks industry average (13%).


Return on Equity

High ROE: OBK's Return on Equity (8.9%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies