Oberbank AG

BST:OBK Stock Report

Market Cap: €4.9b

Oberbank Past Earnings Performance

Past criteria checks 2/6

Oberbank has been growing earnings at an average annual rate of 21.2%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 13% per year. Oberbank's return on equity is 8.9%, and it has net margins of 43.2%.

Key information

21.2%

Earnings growth rate

21.1%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate13.0%
Return on equity8.9%
Net Margin43.2%
Next Earnings Update02 Apr 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Oberbank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BST:OBK Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 248403623970
30 Jun 248303533910
31 Mar 248213483850
31 Dec 238503813780
30 Sep 239554973550
30 Jun 238163853420
31 Mar 237283213360
31 Dec 226322423300
30 Sep 225121183430
30 Jun 226002063410
31 Mar 226172343280
31 Dec 216142333280
30 Sep 216032373160
30 Jun 215852193130
31 Mar 216142463110
31 Dec 204691223090
30 Sep 20439953010
30 Jun 204531143070
31 Mar 20426933070
31 Dec 195582153040
30 Sep 195862393090
30 Jun 195712292970
31 Mar 195622203080
31 Dec 185542252990
30 Sep 185472262950
30 Jun 185342123020
31 Mar 185262042870
31 Dec 175282002850
30 Sep 175422062860
30 Jun 175421952720
31 Mar 175181882660
31 Dec 165011812680
30 Sep 164821702600
30 Jun 164741702540
31 Mar 164671682490
31 Dec 154631662430
30 Sep 154561552440
30 Jun 154271472410
31 Mar 154211422390
31 Dec 144081372370
30 Sep 143951332330
30 Jun 143911302330
31 Mar 143821252330
31 Dec 133801222310

Quality Earnings: OBK has high quality earnings.

Growing Profit Margin: OBK's current net profit margins (43.2%) are lower than last year (52%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: OBK's earnings have grown significantly by 21.2% per year over the past 5 years.

Accelerating Growth: OBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: OBK had negative earnings growth (-27.1%) over the past year, making it difficult to compare to the Banks industry average (12.6%).

Return on Equity

High ROE: OBK's Return on Equity (8.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 12:11
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Oberbank AG is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution