Oberbank Balance Sheet Health
Financial Health criteria checks 3/6
Oberbank has total assets of €27.8B and total equity of €3.9B. Total deposits are €15.8B, and total loans are €20.1B.
Key information
7.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €15.76b |
Loan to deposit ratio | High |
Bad loans | 3.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €139.21m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OBK's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: OBK has a low allowance for bad loans (42%).
Low Risk Liabilities: 66% of OBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: OBK has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: OBK's Loans to Deposits ratio (127%) is high.
Level of Bad Loans: OBK has a high level of bad loans (3.7%).