Oberbank Balance Sheet Health
Financial Health criteria checks 3/6
Oberbank has total assets of €28.0B and total equity of €4.1B. Total deposits are €15.7B, and total loans are €20.6B.
Key information
6.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €15.69b |
| Loan to deposit ratio | High |
| Bad loans | 3.7% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | €2.54b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OBK's Assets to Equity ratio (6.9x) is low.
Allowance for Bad Loans: OBK has a low allowance for bad loans (42%).
Low Risk Liabilities: 66% of OBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: OBK has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: OBK's Loans to Deposits ratio (131%) is high.
Level of Bad Loans: OBK has a high level of bad loans (3.7%).