Alpha Bank (ACBC) Stock Overview

Provides various banking and financial products and services in Greece and internationally. More details

ACBC fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	2/6
Past Performance	3/6
Financial Health	4/6
Dividends	3/6

Rewards

Trading at 24.6% below our estimate of its fair value

Earnings are forecast to grow 14.48% per year

Earnings grew by 7.2% over the past year

Risk Analysis

Volatile share price over the past 3 months compared to the German market

ACBC Community Fair Values

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Alpha Bank S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Alpha Bank
Historical stock prices
Current Share Price	€1.11
52 Week High	€1.13
52 Week Low	€0.81
Beta	0.88
1 Month Change	6.73%
3 Month Change	30.59%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	366.39%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	ACBC	DE Banks	DE Market
7D	8.8%	0.7%	0.3%
1Y	n/a	38.9%	5.0%

Return vs Industry: Insufficient data to determine how ACBC performed against the German Banks industry.

Return vs Market: Insufficient data to determine how ACBC performed against the German Market.

Price Volatility

Is ACBC's price volatile compared to industry and market?
ACBC volatility
ACBC Average Weekly Movement	10.9%
Banks Industry Average Movement	3.1%
Market Average Movement	5.0%
10% most volatile stocks in DE Market	12.4%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: ACBC's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine ACBC's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1879	6,709	Vassilios Psaltis	www.alpha.gr

Alpha Bank S.A., together with its subsidiaries, provides various banking and financial products and services in Greece and internationally. The company offers savings, premier, deposit, payroll, and payroll for pension accounts, as well as savings and sight account in foreign currency. It also provides personal, mortgage, home improvement, and green loans; debit, credit, and prepaid cards; digital wallets; health, home and car, credit card protection, online transactions, card theft, mortgage loan, personal insurance products, as well as unit-linked and insurance savings plans; and working capital facilities, corporate loans, leasing products, factoring services, letters of guarantee/letters of credit, trading, and wealth management services.

Alpha Bank S.A. Fundamentals Summary

How do Alpha Bank's earnings and revenue compare to its market cap?
ACBC fundamental statistics
Market cap	€10.71b
Earnings (TTM)	€829.00m
Revenue (TTM)	€2.03b

12.9x

P/E Ratio

1.2x

P/B Ratio

Is ACBC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ACBC income statement (TTM)
Revenue	€2.03b
Cost of Revenue	€0
Gross Profit	€2.03b
Other Expenses	€1.20b
Earnings	€829.00m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Nov 05, 2026

Earnings per share (EPS)	0.37
Gross Margin	100.00%
Net Profit Margin	40.88%
Debt/Equity Ratio	91.5%

How did ACBC perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

31%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/22 12:19
End of Day Share Price	2026/09/21 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Alpha Bank S.A. is covered by 29 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Robert Bate	Barclays
Kirishanthan Vijayarajah	Barclays
Manos Chatzidakis	Beta Securities S.A.