Horizon Bancorp (4WC) Stock Overview
Operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
4WC Community Fair Values
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Horizon Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$14.80 |
| 52 Week High | US$17.00 |
| 52 Week Low | US$11.20 |
| Beta | 0.85 |
| 1 Month Change | 10.45% |
| 3 Month Change | 5.71% |
| 1 Year Change | -12.94% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 63.54% |
Recent News & Updates
Recent updates
Shareholder Returns
| 4WC | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 1.4% | 0.8% | 0.3% |
| 1Y | -12.9% | 55.6% | 9.1% |
Return vs Industry: 4WC underperformed the German Banks industry which returned 57.7% over the past year.
Return vs Market: 4WC underperformed the German Market which returned 10.4% over the past year.
Price Volatility
| 4WC volatility | |
|---|---|
| 4WC Average Weekly Movement | 4.2% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 12.0% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: 4WC has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 4WC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1873 | 852 | Thomas Prame | www.horizonbank.com |
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. The company offers checking, saving, money market, certificate of deposits, and time deposits, as well as non-interest- and interest-bearing demand deposits. It also provides commercial, residential real estate, mortgage warehouse Loans, consumer loans, land and home equity, auto, and agriculture loans.
Horizon Bancorp, Inc. Fundamentals Summary
| 4WC fundamental statistics | |
|---|---|
| Market cap | €766.03m |
| Earnings (TTM) | -€161.38m |
| Revenue (TTM) | n/a |
Is 4WC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 4WC income statement (TTM) | |
|---|---|
| Revenue | -US$79.17m |
| Cost of Revenue | US$0 |
| Gross Profit | -US$79.17m |
| Other Expenses | US$109.12m |
| Earnings | -US$188.29m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -3.68 |
| Gross Margin | 100.00% |
| Net Profit Margin | 237.83% |
| Debt/Equity Ratio | 71.6% |
How did 4WC perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/12/04 04:36 |
| End of Day Share Price | 2025/12/03 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Horizon Bancorp, Inc. is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brendan Nosal | Hovde Group, LLC |
| Brian Martin | Janney Montgomery Scott LLC |
| Damon DelMonte | Keefe, Bruyette, & Woods |