Temenos Valuation
Is TEMN undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
3/6Valuation Score 3/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of TEMN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: TEMN (CHF59.1) is trading below our estimate of fair value (CHF78.96)
Significantly Below Fair Value: TEMN is trading below fair value by more than 20%.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for TEMN?
Other financial metrics that can be useful for relative valuation.
What is TEMN's n/a Ratio? | |
---|---|
n/a | 0x |
n/a | n/a |
Market Cap | US$5.04b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | 5.6x |
Enterprise Value/EBITDA | 25.2x |
PEG Ratio | 2.6x |
Price to Earnings Ratio vs Peers
How does TEMN's PE Ratio compare to its peers?
Company | Forward PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 61.3x | ||
ACIW ACI Worldwide | 28.7x | 7.3% | US$5.2b |
PEGA Pegasystems | 46.6x | 18.8% | US$6.0b |
BLKB Blackbaud | 101.9x | 25.2% | US$4.2b |
TNE Technology One | 68.1x | 14.8% | AU$7.5b |
TEMN Temenos | 37.3x | 14.3% | CHF 4.3b |
Price-To-Earnings vs Peers: TEMN is good value based on its Price-To-Earnings Ratio (37.3x) compared to the peer average (61.3x).
Price to Earnings Ratio vs Industry
How does TEMN's PE Ratio compare vs other companies in the European Software Industry?
Price-To-Earnings vs Industry: TEMN is expensive based on its Price-To-Earnings Ratio (37.3x) compared to the European Software industry average (30.8x).
Price to Earnings Ratio vs Fair Ratio
What is TEMN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 37.3x |
Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate TEMN's Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
---|---|---|---|---|---|---|---|
Current | CHF 59.10 | CHF 64.27 +8.8% | 16.7% | CHF 85.81 | CHF 49.24 | n/a | 15 |
Aug ’25 | CHF 60.90 | CHF 66.89 +9.8% | 16.6% | CHF 89.21 | CHF 51.20 | n/a | 15 |
Jul ’25 | CHF 62.50 | CHF 69.63 +11.4% | 20.1% | CHF 98.81 | CHF 52.31 | n/a | 15 |
Jun ’25 | CHF 58.00 | CHF 69.93 +20.6% | 20.3% | CHF 99.37 | CHF 52.61 | n/a | 15 |
May ’25 | CHF 57.50 | CHF 70.75 +23.0% | 20.0% | CHF 99.62 | CHF 52.74 | n/a | 15 |
Apr ’25 | CHF 64.48 | CHF 75.14 +16.5% | 19.8% | CHF 103.82 | CHF 57.46 | n/a | 15 |
Mar ’25 | CHF 66.78 | CHF 75.08 +12.4% | 19.3% | CHF 100.93 | CHF 55.86 | n/a | 15 |
Feb ’25 | CHF 88.26 | CHF 80.67 -8.6% | 16.5% | CHF 100.14 | CHF 58.48 | n/a | 15 |
Jan ’25 | CHF 78.22 | CHF 70.42 -10.0% | 17.7% | CHF 98.71 | CHF 46.24 | n/a | 16 |
Dec ’24 | CHF 74.24 | CHF 69.90 -5.8% | 17.0% | CHF 99.69 | CHF 46.70 | n/a | 16 |
Nov ’24 | CHF 65.78 | CHF 70.16 +6.7% | 17.4% | CHF 100.50 | CHF 47.27 | n/a | 16 |
Oct ’24 | CHF 64.42 | CHF 72.53 +12.6% | 18.8% | CHF 105.63 | CHF 49.67 | n/a | 16 |
Sep ’24 | CHF 69.74 | CHF 69.40 -0.5% | 19.5% | CHF 101.24 | CHF 47.61 | n/a | 17 |
Aug ’24 | CHF 74.76 | CHF 68.47 -8.4% | 19.7% | CHF 100.32 | CHF 47.17 | CHF 60.90 | 17 |
Jul ’24 | CHF 71.14 | CHF 68.28 -4.0% | 18.6% | CHF 100.50 | CHF 47.24 | CHF 62.50 | 17 |
Jun ’24 | CHF 76.82 | CHF 68.59 -10.7% | 18.6% | CHF 100.84 | CHF 47.40 | CHF 58.00 | 17 |
May ’24 | CHF 74.68 | CHF 68.06 -8.9% | 18.7% | CHF 100.36 | CHF 47.18 | CHF 57.50 | 17 |
Apr ’24 | CHF 63.28 | CHF 63.52 +0.4% | 18.5% | CHF 86.45 | CHF 46.45 | CHF 64.48 | 17 |
Mar ’24 | CHF 70.00 | CHF 63.47 -9.3% | 18.3% | CHF 88.06 | CHF 47.31 | CHF 66.78 | 17 |
Feb ’24 | CHF 64.86 | CHF 57.41 -11.5% | 18.7% | CHF 84.68 | CHF 44.18 | CHF 88.26 | 16 |
Jan ’24 | CHF 50.74 | CHF 56.96 +12.3% | 27.7% | CHF 109.05 | CHF 40.15 | CHF 78.22 | 16 |
Dec ’23 | CHF 58.50 | CHF 59.19 +1.2% | 28.7% | CHF 111.69 | CHF 41.12 | CHF 74.24 | 16 |
Nov ’23 | CHF 58.70 | CHF 60.45 +3.0% | 26.1% | CHF 109.12 | CHF 42.69 | CHF 65.78 | 16 |
Oct ’23 | CHF 67.44 | CHF 98.00 +45.3% | 31.8% | CHF 191.12 | CHF 67.32 | CHF 64.42 | 16 |
Sep ’23 | CHF 74.36 | CHF 96.68 +30.0% | 31.0% | CHF 186.81 | CHF 65.80 | CHF 69.74 | 16 |
Aug ’23 | CHF 75.00 | CHF 97.99 +30.7% | 29.7% | CHF 186.83 | CHF 69.55 | CHF 74.76 | 16 |
Analyst Forecast: Target price is less than 20% higher than the current share price.