UBS Group AG

SWX:UBSG Stock Report

Market Cap: CHF 85.1b

UBS Group Valuation

Is UBSG undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of UBSG when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: UBSG (CHF26.71) is trading above our estimate of fair value (CHF26.16)

Significantly Below Fair Value: UBSG is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for UBSG?

Key metric: As UBSG is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for UBSG. This is calculated by dividing UBSG's market cap by their current earnings.
What is UBSG's PE Ratio?
PE Ratio21.1x
EarningsUS$4.52b
Market CapUS$95.29b

Price to Earnings Ratio vs Peers

How does UBSG's PE Ratio compare to its peers?

The above table shows the PE ratio for UBSG vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average27.9x
PGHN Partners Group Holding
32.9x14.5%CHF 31.6b
BAER Julius Bär Gruppe
31.5x22.4%CHF 11.8b
VZN VZ Holding
27.5x6.3%CHF 5.6b
SQN Swissquote Group Holding
19.6x11.8%CHF 5.0b
UBSG UBS Group
21.1x25.5%CHF 85.1b

Price-To-Earnings vs Peers: UBSG is good value based on its Price-To-Earnings Ratio (21.1x) compared to the peer average (27.9x).

Price to Earnings Ratio vs Industry

How does UBSG's PE Ratio compare vs other companies in the European Capital Markets Industry?

17 CompaniesPrice / EarningsEstimated GrowthMarket Cap
UBSG 21.1xIndustry Avg. 13.0xNo. of Companies39PE01224364860+
17 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: UBSG is expensive based on its Price-To-Earnings Ratio (21.1x) compared to the European Capital Markets industry average (13x).

Price to Earnings Ratio vs Fair Ratio

What is UBSG's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

UBSG PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio21.1x
Fair PE Ratio36.8x

Price-To-Earnings vs Fair Ratio: UBSG is good value based on its Price-To-Earnings Ratio (21.1x) compared to the estimated Fair Price-To-Earnings Ratio (36.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst UBSG forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF 26.71
CHF 29.32
+9.8%
17.4%CHF 42.90CHF 21.00n/a16
Dec ’25CHF 28.48
CHF 29.13
+2.3%
17.1%CHF 42.90CHF 21.00n/a16
Nov ’25CHF 27.10
CHF 29.16
+7.6%
17.7%CHF 42.90CHF 21.00n/a17
Oct ’25CHF 25.95
CHF 28.68
+10.5%
14.8%CHF 37.10CHF 21.00n/a18
Sep ’25CHF 25.97
CHF 28.53
+9.9%
15.7%CHF 37.10CHF 21.00n/a17
Aug ’25CHF 26.66
CHF 28.64
+7.4%
15.0%CHF 37.00CHF 21.00n/a17
Jul ’25CHF 26.98
CHF 28.61
+6.1%
14.5%CHF 37.00CHF 21.00n/a18
Jun ’25CHF 28.49
CHF 28.61
+0.4%
14.5%CHF 37.00CHF 21.00n/a18
May ’25CHF 24.27
CHF 28.06
+15.6%
13.6%CHF 37.00CHF 21.00n/a18
Apr ’25CHF 27.74
CHF 27.81
+0.2%
19.4%CHF 37.00CHF 13.20n/a18
Mar ’25CHF 25.50
CHF 27.08
+6.2%
17.1%CHF 33.00CHF 13.20n/a19
Feb ’25CHF 25.12
CHF 26.77
+6.6%
20.1%CHF 34.10CHF 13.20n/a19
Jan ’25CHF 26.10
CHF 26.45
+1.3%
20.3%CHF 34.50CHF 13.20n/a19
Dec ’24CHF 24.82
CHF 26.53
+6.9%
20.3%CHF 34.50CHF 13.20CHF 28.4819
Nov ’24CHF 21.74
CHF 26.44
+21.6%
20.0%CHF 33.70CHF 13.20CHF 27.1019
Oct ’24CHF 22.69
CHF 25.53
+12.5%
22.3%CHF 35.00CHF 13.20CHF 25.9519
Sep ’24CHF 23.42
CHF 22.37
-4.5%
19.4%CHF 30.00CHF 13.20CHF 25.9719
Aug ’24CHF 19.28
CHF 21.75
+12.9%
18.9%CHF 27.50CHF 13.20CHF 26.6619
Jul ’24CHF 18.10
CHF 22.34
+23.5%
17.6%CHF 29.90CHF 16.00CHF 26.9818
Jun ’24CHF 17.66
CHF 21.29
+20.6%
19.3%CHF 29.90CHF 13.20CHF 28.4917
May ’24CHF 18.07
CHF 21.08
+16.7%
18.6%CHF 29.90CHF 13.20CHF 24.2718
Apr ’24CHF 19.29
CHF 21.67
+12.3%
21.3%CHF 35.60CHF 13.20CHF 27.7417
Mar ’24CHF 20.31
CHF 22.25
+9.6%
18.7%CHF 35.60CHF 13.20CHF 25.5020
Feb ’24CHF 19.59
CHF 21.68
+10.7%
19.1%CHF 35.60CHF 13.20CHF 25.1220
Jan ’24CHF 17.21
CHF 20.78
+20.8%
15.5%CHF 30.20CHF 14.00CHF 26.1019
Dec ’23CHF 17.39
CHF 20.12
+15.7%
15.6%CHF 27.30CHF 13.20CHF 24.8219

Analyst Forecast: Target price is less than 20% higher than the current share price.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 02:07
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

UBS Group AG is covered by 58 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dieter HeinAlphaValue
Reto AmstaldenBaader Helvea Equity Research
Ignacio Mendez TerrosoBanco Santander