UBS Group AG, together with its subsidiaries, provides financial advice and solutions to private, institutional and corporate client worldwide. More Details
Adequate balance sheet with proven track record.
Share Price & News
How has UBS Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: UBSG is not significantly more volatile than the rest of Swiss stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: UBSG's weekly volatility (5%) has been stable over the past year.
7 Day Return
CH Capital Markets
1 Year Return
CH Capital Markets
Return vs Industry: UBSG exceeded the Swiss Capital Markets industry which returned 4.7% over the past year.
Return vs Market: UBSG exceeded the Swiss Market which returned -1.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is UBS Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StUBS Group AG (VTX:UBSG) Looks Interesting, And It's About To Pay A Dividend
2 weeks ago | Simply Wall StUBS Group AG's (VTX:UBSG) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
1 month ago | Simply Wall StUBS Group AG Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Is UBS Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: UBSG (CHF12.88) is trading above our estimate of fair value (CHF11.32)
Significantly Below Fair Value: UBSG is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: UBSG is good value based on its PE Ratio (9.2x) compared to the CH Capital Markets industry average (17.2x).
PE vs Market: UBSG is good value based on its PE Ratio (9.2x) compared to the Swiss market (22.8x).
Price to Earnings Growth Ratio
PEG Ratio: UBSG's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: UBSG is good value based on its PB Ratio (0.9x) compared to the CH Capital Markets industry average (1.1x).
How is UBS Group forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: UBSG's earnings are forecast to decline over the next 3 years (-4.8% per year).
Earnings vs Market: UBSG's earnings are forecast to decline over the next 3 years (-4.8% per year).
High Growth Earnings: UBSG's earnings are forecast to decline over the next 3 years.
Revenue vs Market: UBSG's revenue is expected to decline over the next 3 years (-0.2% per year).
High Growth Revenue: UBSG's revenue is forecast to decline over the next 3 years (-0.2% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: UBSG's Return on Equity is forecast to be low in 3 years time (8.1%).
How has UBS Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: UBSG has high quality earnings.
Growing Profit Margin: UBSG's current net profit margins (18%) are higher than last year (13.5%).
Past Earnings Growth Analysis
Earnings Trend: UBSG's earnings have declined by 3.2% per year over the past 5 years.
Accelerating Growth: UBSG's earnings growth over the past year (44.6%) exceeds its 5-year average (-3.2% per year).
Earnings vs Industry: UBSG earnings growth over the past year (44.6%) exceeded the Capital Markets industry 36.8%.
Return on Equity
High ROE: UBSG's Return on Equity (9.5%) is considered low.
How is UBS Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: UBSG's Assets to Equity ratio (17.8x) is moderate.
Allowance for Bad Loans: UBSG has a low allowance for bad loans (52%).
Low Risk Liabilities: 51% of UBSG's liabilities are made up of primarily higher risk sources of funding.
Loan Level: UBSG has an appropriate level of Loans to Assets ratio (35%).
Low Risk Deposits: UBSG's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: UBSG has an appropriate level of bad loans (0.6%).
What is UBS Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: UBSG's dividend (2.53%) is higher than the bottom 25% of dividend payers in the Swiss market (1.94%).
High Dividend: UBSG's dividend (2.53%) is low compared to the top 25% of dividend payers in the Swiss market (3.77%).
Stability and Growth of Payments
Stable Dividend: UBSG has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: UBSG's dividend payments have increased, but the company has only paid a dividend for 9 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (23.3%), UBSG's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: UBSG's dividends in 3 years are forecast to be well covered by earnings (29.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ralph A. J. Hamers (54 yo)
Mr. Ralph A. J. G. Hamers has been President of the Executive Board at UBS AG since November 1, 2020. Mr. Hamers has been a Group Chief Executive Officer and President of the Executive Board at UBS Group A...
|Group CEO & President of the Executive Board||0.083yr||no data||no data|
|Group CFO & Member of Group Executive Board||4.92yrs||no data||0.018% |
|Co-President of Investment Bank & Member of Group Executive Board||2.17yrs||no data||0.029% |
|Group Chief Compliance & Governance Officer and Member of Group Executive Board||2.08yrs||no data||0.0079% |
|Co-President of Global Wealth Management||9.5yrs||no data||0.053% |
|Group General Counsel & Member of the Group Executive Board||12.25yrs||no data||0.032% |
|President of Personal & Corp Banking||4.92yrs||no data||0.022% |
|President of UBS Asia Pacific & Member of Group Executive Board||1.92yrs||no data||0.016% |
|Group COO||4.92yrs||no data||0.021% |
|Co-President of Investment Bank & Member of Group Executive Board||2.17yrs||no data||0.030% |
|Group Chief Risk Officer & Member of the Group Executive Board||4.92yrs||no data||0.012% |
|President of Asset Management & Member of Group Executive Board||1.17yrs||no data||0.0018% |
Experienced Management: UBSG's management team is considered experienced (3.5 years average tenure).
|Chairman of Spain||no data||no data||no data|
|CEO of Spain Operations||11.25yrs||no data||no data|
|Chairman of the UBS Culture Foundation and Vice Chairman of Wealth Management & Swiss Bank||10.92yrs||no data||no data|
|Independent Non-Executive Director||3.58yrs||US$925.00k||0.0013% |
|Independent Non-Executive Director||6.08yrs||US$625.00k||0.0035% |
|Independent Non-Executive Director||1.58yrs||US$525.00k||no data|
|Chairman of the Board||6.08yrs||US$5.24m||0.026% |
|Independent Non-Executive Director||4.58yrs||US$625.00k||0.0017% |
|Non-Executive Director||0.67yr||no data||no data|
|Independent Non-Executive Director||2.58yrs||US$425.00k||0.00042% |
|Independent Non-Executive Director||6.08yrs||US$575.00k||0.0048% |
|Vice Chairman & Senior Independent Director||no data||US$775.00k||0.00088% |
Experienced Board: UBSG's board of directors are considered experienced (5.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
UBS Group AG's company bio, employee growth, exchange listings and data sources
- Name: UBS Group AG
- Ticker: UBSG
- Exchange: SWX
- Founded: 1862
- Industry: Diversified Capital Markets
- Sector: Diversified Financials
- Market Cap: CHF46.410b
- Shares outstanding: 3.59b
- Website: https://www.ubs.com
Number of Employees
- UBS Group AG
- Bahnhofstrasse 45
- PO Box
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|UBSG||SWX (SIX Swiss Exchange)||Yes||Registered Shares||CH||CHF||Jun 1998|
|UBS||NYSE (New York Stock Exchange)||Yes||Registered Shares||US||USD||Jun 1998|
|0R3T||LSE (London Stock Exchange)||Yes||Registered Shares||GB||CHF||Jun 1998|
|0UB||XTRA (XETRA Trading Platform)||Yes||Registered Shares||DE||EUR||Jun 1998|
|0UB||DB (Deutsche Boerse AG)||Yes||Registered Shares||DE||EUR||Jun 1998|
|UBS N||BMV (Bolsa Mexicana de Valores)||Yes||Registered Shares||MX||MXN||Jun 1998|
|UBSG34||BOVESPA (Bolsa de Valores de Sao Paulo)||BDR EA REPR 1 COM SHS CHF0.10||BR||BRL||Sep 2016|
|UBSGE||SWX (SIX Swiss Exchange)||CHF0.10||CH||CHF||Mar 2018|
UBS Group AG, together with its subsidiaries, provides financial advice and solutions to private, institutional and corporate client worldwide. It operates through four divisions: Global Wealth Management,...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/12/04 18:04|
|End of Day Share Price||2020/12/04 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.