UBS Group
Market Cap
CHF49.7b
Last Updated
2021/05/07 00:51 UTC
Data Sources
Company Financials +
Executive Summary
UBS Group AG, together with its subsidiaries, provides financial advice and solutions to private, institutional, and corporate clients worldwide. More Details
Rewards
Risk Analysis
Snowflake Analysis
Undervalued with proven track record.
Similar Companies
Share Price & News
How has UBS Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: UBSG is not significantly more volatile than the rest of Swiss stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: UBSG's weekly volatility (4%) has been stable over the past year.
Market Performance
7 Day Return
1.4%
UBSG
-0.2%
CH Capital Markets
0.3%
CH Market
1 Year Return
46.8%
UBSG
42.8%
CH Capital Markets
16.1%
CH Market
Return vs Industry: UBSG matched the Swiss Capital Markets industry which returned 46.2% over the past year.
Return vs Market: UBSG exceeded the Swiss Market which returned 17% over the past year.
Shareholder returns
| UBSG | Industry | Market | |
|---|---|---|---|
| 7 Day | 1.4% | -0.2% | 0.3% |
| 30 Day | -5.6% | -3.1% | -0.5% |
| 90 Day | 5.2% | 1.5% | 3.9% |
| 1 Year | 54.1%46.8% | 48.6%42.8% | 19.6%16.1% |
| 3 Year | -1.3%-14.1% | 1.1%-8.6% | 29.6%14.7% |
| 5 Year | 20.1%-3.0% | 43.4%17.9% | 61.4%31.9% |
Long-Term Price Volatility Vs. Market
How volatile is UBS Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall St
Should You Be Adding UBS Group (VTX:UBSG) To Your Watchlist Today?2 months ago | Simply Wall St
Is UBS Group AG (VTX:UBSG) A Great Dividend Stock?3 months ago | Simply Wall St
UBS Group AG Just Recorded A 12% EPS Beat: Here's What Analysts Are Forecasting NextValuation
Is UBS Group undervalued compared to its fair value and its price relative to the market?
20.2%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: UBSG (CHF14.12) is trading below our estimate of fair value (CHF17.68)
Significantly Below Fair Value: UBSG is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: UBSG is good value based on its PE Ratio (8.2x) compared to the CH Capital Markets industry average (21.4x).
PE vs Market: UBSG is good value based on its PE Ratio (8.2x) compared to the Swiss market (24.4x).
Price to Earnings Growth Ratio
PEG Ratio: UBSG is poor value based on its PEG Ratio (1.1x)
Price to Book Ratio
PB vs Industry: UBSG is good value based on its PB Ratio (0.9x) compared to the CH Capital Markets industry average (1.1x).
Future Growth
How is UBS Group forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
7.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: UBSG's forecast earnings growth (7.1% per year) is above the savings rate (-0.3%).
Earnings vs Market: UBSG's earnings (7.1% per year) are forecast to grow slower than the Swiss market (13.3% per year).
High Growth Earnings: UBSG's earnings are forecast to grow, but not significantly.
Revenue vs Market: UBSG's revenue (2.2% per year) is forecast to grow slower than the Swiss market (4.6% per year).
High Growth Revenue: UBSG's revenue (2.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: UBSG's Return on Equity is forecast to be low in 3 years time (9.8%).
Past Performance
How has UBS Group performed over the past 5 years?
10.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: UBSG has a high level of non-cash earnings.
Growing Profit Margin: UBSG's current net profit margins (20.5%) are higher than last year (16.1%).
Past Earnings Growth Analysis
Earnings Trend: UBSG's earnings have grown by 10.5% per year over the past 5 years.
Accelerating Growth: UBSG's earnings growth over the past year (42.6%) exceeds its 5-year average (10.5% per year).
Earnings vs Industry: UBSG earnings growth over the past year (42.6%) exceeded the Capital Markets industry 16%.
Return on Equity
High ROE: UBSG's Return on Equity (11.7%) is considered low.
Financial Health
How is UBS Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UBSG's Assets to Equity ratio (19x) is moderate.
Allowance for Bad Loans: UBSG has a low allowance for bad loans (46%).
Low Risk Liabilities: 52% of UBSG's liabilities are made up of primarily higher risk sources of funding.
Loan Level: UBSG has an appropriate level of Loans to Assets ratio (34%).
Low Risk Deposits: UBSG's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: UBSG has an appropriate level of bad loans (0.6%).
Dividend
What is UBS Group current dividend yield, its reliability and sustainability?
2.38%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: UBSG's dividend (2.38%) is higher than the bottom 25% of dividend payers in the Swiss market (1.55%).
High Dividend: UBSG's dividend (2.38%) is low compared to the top 25% of dividend payers in the Swiss market (3.56%).
Stability and Growth of Payments
Stable Dividend: UBSG has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: UBSG's dividend payments have increased, but the company has only paid a dividend for 9 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (19.5%), UBSG's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: UBSG's dividends in 3 years are forecast to be well covered by earnings (22.8% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.6yrs
Average management tenure
CEO
Ralph A. J. Hamers (54 yo)
0.50
Tenure
US$6,641,857
Compensation
Mr. Ralph A. J. G. Hamers has been President of Group Executive Board at UBS AG since November 1, 2020. Mr. Hamers has been Group Chief Executive Officer and President of Group Executive Board at UBS Group...
CEO Compensation Analysis
Compensation vs Market: Ralph A. J.'s total compensation ($USD6.64M) is about average for companies of similar size in the Swiss market ($USD5.79M).
Compensation vs Earnings: Insufficient data to compare Ralph A. J.'s compensation with company performance.
Leadership Team
Experienced Management: UBSG's management team is considered experienced (2.6 years average tenure).
Board Members
Experienced Board: UBSG's board of directors are considered experienced (4.5 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
UBS Group AG's company bio, employee growth, exchange listings and data sources
Key Information
- Name: UBS Group AG
- Ticker: UBSG
- Exchange: SWX
- Founded: 1862
- Industry: Diversified Capital Markets
- Sector: Diversified Financials
- Market Cap: CHF49.729b
- Shares outstanding: 3.52b
- Website: https://www.ubs.com
Number of Employees
Location
- UBS Group AG
- Bahnhofstrasse 45
- PO Box
- Zurich
- Zurich
- 8001
- Switzerland
Listings
Biography
UBS Group AG, together with its subsidiaries, provides financial advice and solutions to private, institutional, and corporate clients worldwide. It operates through four divisions: Global Wealth Managemen...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/05/07 00:51 |
| End of Day Share Price | 2021/05/06 00:00 |
| Earnings | 2021/03/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.