How does AI's PE Ratio compare to its peers?

AI is good value based on its Price-To-Earnings Ratio (11.3x) compared to the peer average (14.7x).

How does AI's PE Ratio compare vs other companies in the North American Diversified Financial Industry?

AI is good value based on its Price-To-Earnings Ratio (11.3x) compared to the North American Diversified Financial industry average (15.3x).

What is AI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AI is expensive based on its Price-To-Earnings Ratio (11.3x) compared to the estimated Fair Price-To-Earnings Ratio (10.1x).

What is the Fair Price of AI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

AI (CA$11.27) is trading below our estimate of [[fair value]] (CA$14.86)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is less than 20% higher than the current share price.

Atrium Mortgage Investment (TSX:AI) - Stock Price, News & Analysis

AI Stock Overview

A mortgage lender, provides residential and commercial mortgages services in Canada. More details

AI fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	3/6
Past Performance	2/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 24.2% below our estimate of its fair value

Earnings are forecast to grow 7.5% per year

Risk Analysis

Shareholders have been diluted in the past year

Unstable dividend track record

Has a high level of debt

Atrium Mortgage Investment Corporation Competitors

Firm Capital Mortgage Investment

TSX:FC

CA$413.3m

MCAN Mortgage

TSX:MKP

CA$751.4m

Timbercreek Financial

TSX:TF

CA$635.0m

Dominion Lending Centres

TSX:DLCG

CA$279.2m

Price History & Performance

Summary of all time highs, changes and price drops for Atrium Mortgage Investment
Historical stock prices
Current Share Price	CA$11.27
52 Week High	CA$12.00
52 Week Low	CA$9.95
Beta	1.21
11 Month Change	-0.089%
3 Month Change	-0.44%
1 Year Change	7.33%
33 Year Change	-21.68%
5 Year Change	-20.24%
Change since IPO	2.45%

Recent updates

This Is Why Atrium Mortgage Investment Corporation's (TSE:AI) CEO Compensation Looks Appropriate

May 09

Shareholder Returns

	AI	CA Diversified Financial	CA Market
7D	1.5%	4.0%	-0.2%
1Y	7.3%	48.8%	21.2%

Return vs Industry: AI underperformed the Canadian Diversified Financial industry which returned 48.8% over the past year.

Return vs Market: AI underperformed the Canadian Market which returned 21.2% over the past year.

Price Volatility

Is AI's price volatile compared to industry and market?
AI volatility
AI Average Weekly Movement	1.7%
Diversified Financial Industry Average Movement	4.1%
Market Average Movement	8.2%
10% most volatile stocks in CA Market	17.5%
10% least volatile stocks in CA Market	2.9%

Stable Share Price: AI has not had significant price volatility in the past 3 months compared to the Canadian market.

Volatility Over Time: AI's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2001	n/a	Rob Goodall	atriummic.com

Atrium Mortgage Investment Corporation, a mortgage lender, provides residential and commercial mortgages services in Canada. It offers various types of mortgage loans, such as land and development financing, construction and mezzanine financing, and commercial term and bridge financing services for residential, multi-residential, and commercial real properties. Atrium Mortgage Investment Corporation was incorporated in 2001 and is headquartered in Toronto, Canada.

Atrium Mortgage Investment Corporation Fundamentals Summary

How do Atrium Mortgage Investment's earnings and revenue compare to its market cap?
AI fundamental statistics
Market cap	CA$518.38m
Earnings (TTM)	CA$46.41m
Revenue (TTM)	CA$56.76m

11.3x

P/E Ratio

9.3x

P/S Ratio

Is AI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AI income statement (TTM)
Revenue	CA$56.76m
Cost of Revenue	CA$8.61m
Gross Profit	CA$48.16m
Other Expenses	CA$1.74m
Earnings	CA$46.41m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.99
Gross Margin	84.84%
Net Profit Margin	81.77%
Debt/Equity Ratio	78.6%

How did AI perform over the long term?

See historical performance and comparison

Dividends

10.6%

Current Dividend Yield

85%

Payout Ratio

Does AI pay a reliable dividends?

See AI dividend history and benchmarks

When do you need to buy AI by to receive an upcoming dividend?
Atrium Mortgage Investment dividend dates
Ex Dividend Date	Nov 29 2024
Dividend Pay Date	Dec 12 2024
Days until Ex dividend	14 days
Days until Dividend pay date	27 days

Does AI pay a reliable dividends?

See AI dividend history and benchmarks

AI Stock Overview

Rewards

Risk Analysis

Atrium Mortgage Investment Corporation Competitors

TSX:FC

CA$413.3m

TSX:MKP

CA$751.4m

TSX:TF

CA$635.0m

TSX:DLCG

CA$279.2m

Price History & Performance

Recent News & Updates

Dividend of CA$0.075 announced

Atrium Mortgage Investment Corporation to Report Q3, 2024 Results on Nov 13, 2024

Upcoming dividend of CA$0.075 per share

Dividend of CA$0.075 announced

New minor risk - Shareholder dilution

Atrium Mortgage Investment Corporation has completed a Follow-on Equity Offering in the amount of CAD 25.01825 million.

Recent updates

Dividend of CA$0.075 announced

Atrium Mortgage Investment Corporation to Report Q3, 2024 Results on Nov 13, 2024

Upcoming dividend of CA$0.075 per share

Dividend of CA$0.075 announced

New minor risk - Shareholder dilution

Atrium Mortgage Investment Corporation has completed a Follow-on Equity Offering in the amount of CAD 25.01825 million.

Atrium Mortgage Investment Corporation has filed a Follow-on Equity Offering in the amount of CAD 25.01825 million.

Atrium Mortgage Investment Corporation has filed a Follow-on Equity Offering in the amount of CAD 25.01825 million.

Dividend of CA$0.075 announced

Upcoming dividend of CA$0.075 per share

Second quarter 2024 earnings released: EPS: CA$0.26 (vs CA$0.33 in 2Q 2023)

Dividend of CA$0.075 announced

Atrium Mortgage Investment Corporation to Report Q2, 2024 Results on Aug 08, 2024

Upcoming dividend of CA$0.075 per share

Dividend of CA$0.075 announced

Dividend of CA$0.075 announced

Atrium Mortgage Investment Corporation Declares Dividend for the Month of June 2024, Payable on July 12, 2024

Upcoming dividend of CA$0.075 per share

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

This Is Why Atrium Mortgage Investment Corporation's (TSE:AI) CEO Compensation Looks Appropriate

Dividend of CA$0.075 announced

Atrium Mortgage Investment Corporation to Report Q1, 2024 Results on May 14, 2024

Upcoming dividend of CA$0.075 per share

Dividend of CA$0.075 announced

Upcoming dividend of CA$0.075 per share

Atrium Mortgage Investment Corporation, Annual General Meeting, May 15, 2024

Dividend of CA$0.075 announced

Upcoming dividend of CA$0.075 per share

New major risk - Revenue and earnings growth

Full year 2023 earnings released: EPS: CA$1.18 (vs CA$1.08 in FY 2022)

Atrium Mortgage Investment (TSE:AI) Has Affirmed Its Dividend Of CA$0.075

Dividend of CA$0.075 announced

Atrium Mortgage Investment Corporation Declares Dividend for the Month of February 2024, Payable on March 12, 2024

Upcoming dividend of CA$0.075 per share at 10% yield

Atrium Mortgage Investment Corporation Declares a Dividend for the Month of January 2024, Payable on February 13, 2024

Upcoming dividend of CA$0.075 per share at 11% yield

Atrium Mortgage Investment Corporation to Report Fiscal Year 2023 Results on Feb 15, 2024

Upcoming dividend of CA$0.075 per share at 11% yield

Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Atrium Mortgage Investment Corporation to Report Q3, 2023 Results on Nov 14, 2023

Upcoming dividend of CA$0.075 per share at 11% yield

Upcoming dividend of CA$0.075 per share at 10% yield

Atrium Mortgage Investment Corporation Declares Dividend for the Month of September 2023, Payable on October 12, 2023

Upcoming dividend of CA$0.075 per share at 10% yield

Atrium Mortgage Investment (TSE:AI) Has Affirmed Its Dividend Of CA$0.075

Second quarter 2023 earnings released: EPS: CA$0.33 (vs CA$0.25 in 2Q 2022)

Atrium Mortgage Investment Corporation to Report Q2, 2023 Results on Aug 03, 2023

Upcoming dividend of CA$0.075 per share at 9.9% yield

Atrium Mortgage Investment (TSE:AI) Has Announced A Dividend Of CA$0.075

Atrium Mortgage Investment Corporation Declares a Dividend for the Month of July 2023, Payable on August 11, 2023

Upcoming dividend of CA$0.075 per share at 10% yield

Upcoming dividend of CA$0.075 per share at 9.9% yield

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

Atrium Mortgage Investment (TSE:AI) Is Due To Pay A Dividend Of CA$0.075

Upcoming dividend of CA$0.075 per share at 9.3% yield

Atrium Mortgage Investment (TSE:AI) Has Announced A Dividend Of CA$0.075

Upcoming dividend of CA$0.075 per share at 9.3% yield

Atrium Mortgage Investment (TSE:AI) Will Pay A Dividend Of CA$0.075

Independent Director recently sold CA$246k worth of stock