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Botswana Insurance Holdings BSM:BIHL-EQO Stock Report

Last Price

P22.50

Market Cap

P6.4b

7D

2.3%

1Y

12.4%

Updated

22 Dec, 2024

Data

Company Financials

Botswana Insurance Holdings Limited

BSM:BIHL-EQO Stock Report

Market Cap: P6.4b

BIHL-EQO Stock Overview

Provides financial solutions in Botswana. More details

BIHL-EQO fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends2/6

Risk Analysis

Dividend of 8.63% is not well covered by earnings or free cash flows

Volatile share price over the past 3 months compared to the BW market

Profit margins (12.7%) are lower than last year (23.8%)


My Notes

Capture your thoughts, links and company narrative

Botswana Insurance Holdings Limited Competitors

Guardian Holdings

TTSE:GHL

TT$3.4b

Sukoon Insurance PJSC

DFM:SUKOON

د.إ1.8b

Gulf Insurance Group

SASE:8250

ر.س1.6b

FBD Holdings

ISE:EG7

€466.7m

Price History & Performance

Summary of share price highs, lows and changes for Botswana Insurance Holdings
Historical stock prices
Current Share PriceP22.50
52 Week HighP0
52 Week LowP0
Beta-0.012
1 Month Change2.27%
3 Month Change10.24%
1 Year Change12.44%
3 Year Change28.57%
5 Year Change28.57%
Change since IPO11,064.31%

Recent News & Updates

Recent updates

Shareholder Returns

BIHL-EQOBW InsuranceBW Market
7D2.3%-2.1%0.2%
1Y12.4%28.5%16.3%

Return vs Industry: BIHL-EQO underperformed the BW Insurance industry which returned 28.5% over the past year.

Return vs Market: BIHL-EQO underperformed the BW Market which returned 16.3% over the past year.

Price Volatility

Is BIHL-EQO's price volatile compared to industry and market?
BIHL-EQO volatility
BIHL-EQO Average Weekly Movement1.9%
Insurance Industry Average Movement5.1%
Market Average Movement1.0%
10% most volatile stocks in BW Market2.8%
10% least volatile stocks in BW Market0.3%

Stable Share Price: BIHL-EQO's share price has been volatile over the past 3 months compared to the BW market.

Volatility Over Time: BIHL-EQO's weekly volatility (2%) has been stable over the past year, but is still higher than 75% of BW stocks.

About the Company

FoundedEmployeesCEOWebsite
1975434Catherine Lesetedi-Letegelewww.bihl.co.bw

Botswana Insurance Holdings Limited, together with its subsidiaries, provides financial solutions in Botswana. It operates through two segments, Life Business and Asset Management. The company underwrites various classes of long-term insurances; administers deposit administration schemes, and life and pension funds; and manages investments.

Botswana Insurance Holdings Limited Fundamentals Summary

How do Botswana Insurance Holdings's earnings and revenue compare to its market cap?
BIHL-EQO fundamental statistics
Market capP6.41b
Earnings (TTM)P371.45m
Revenue (TTM)P2.92b

17.3x

P/E Ratio

2.2x

P/S Ratio

Is BIHL-EQO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BIHL-EQO income statement (TTM)
RevenueP2.92b
Cost of RevenueP1.91b
Gross ProfitP1.01b
Other ExpensesP638.95m
EarningsP371.45m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.30
Gross Margin34.61%
Net Profit Margin12.72%
Debt/Equity Ratio0.3%

How did BIHL-EQO perform over the long term?

See historical performance and comparison

Dividends

8.6%

Current Dividend Yield

144%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:20
End of Day Share Price 2024/12/20 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Botswana Insurance Holdings Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ngodya ChimbweteStockbrokers Botswana Limited