Botswana Insurance Holdings Past Earnings Performance
Past criteria checks 2/6
Botswana Insurance Holdings has been growing earnings at an average annual rate of 8.4%, while the Insurance industry saw earnings growing at 16.2% annually. Revenues have been declining at an average rate of 3.8% per year. Botswana Insurance Holdings's return on equity is 10.3%, and it has net margins of 12.7%.
Key information
8.4%
Earnings growth rate
7.8%
EPS growth rate
| Insurance Industry Growth | 7.6% |
| Revenue growth rate | -3.8% |
| Return on equity | 10.3% |
| Net Margin | 12.7% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Botswana Insurance Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 2,920 | 371 | 259 | 0 |
| 31 Mar 24 | 3,170 | 573 | 260 | 0 |
| 31 Dec 23 | 3,421 | 774 | 262 | 0 |
| 30 Sep 23 | 3,045 | 730 | 330 | 0 |
| 30 Jun 23 | 2,879 | 686 | 346 | 0 |
| 31 Mar 23 | 2,809 | 565 | 308 | 0 |
| 31 Dec 22 | 2,740 | 443 | 270 | 0 |
| 30 Sep 22 | 3,101 | 439 | 423 | 0 |
| 30 Jun 22 | 3,461 | 435 | 576 | 0 |
| 31 Mar 22 | 3,424 | 412 | 755 | 0 |
| 31 Dec 21 | 3,386 | 388 | 934 | 0 |
| 30 Sep 21 | 3,243 | 428 | 910 | 0 |
| 30 Jun 21 | 3,100 | 469 | 885 | 0 |
| 31 Mar 21 | 3,193 | 500 | 846 | 0 |
| 31 Dec 20 | 3,285 | 532 | 807 | 0 |
| 30 Sep 20 | 3,425 | 526 | 776 | 0 |
| 30 Jun 20 | 3,564 | 521 | 745 | 0 |
| 31 Mar 20 | 3,623 | 478 | 748 | 0 |
| 31 Dec 19 | 3,683 | 435 | 751 | 0 |
| 30 Sep 19 | 3,560 | 354 | 708 | 0 |
| 30 Jun 19 | 3,437 | 273 | 666 | 0 |
| 31 Mar 19 | 3,249 | 320 | 639 | 0 |
| 31 Dec 18 | 3,060 | 367 | 612 | 0 |
| 30 Sep 18 | 3,195 | 367 | 620 | 0 |
| 30 Jun 18 | 3,330 | 367 | 627 | 0 |
| 31 Mar 18 | 3,098 | 358 | 630 | 0 |
| 31 Dec 17 | 2,867 | 348 | 633 | 0 |
| 30 Jun 17 | 1,755 | 462 | 572 | 0 |
| 31 Mar 17 | 1,917 | 468 | 583 | 0 |
| 31 Dec 16 | 2,078 | 474 | 594 | 0 |
| 30 Sep 16 | 2,919 | 517 | 647 | 0 |
| 30 Jun 16 | 3,711 | 561 | 669 | 0 |
| 31 Mar 16 | 4,033 | 573 | 658 | 0 |
| 31 Dec 15 | 4,355 | 585 | 647 | 0 |
| 30 Jun 15 | 3,400 | 567 | 596 | 0 |
| 31 Mar 15 | 3,155 | 540 | 585 | 0 |
| 31 Dec 14 | 2,909 | 513 | 575 | 0 |
| 30 Jun 14 | 3,624 | 496 | 554 | 0 |
| 31 Mar 14 | 4,269 | 496 | 539 | 0 |
| 31 Dec 13 | 4,914 | 496 | 525 | 0 |
| 30 Sep 13 | 4,566 | 474 | 536 | 0 |
Quality Earnings: BIHL-EQO has high quality earnings.
Growing Profit Margin: BIHL-EQO's current net profit margins (12.7%) are lower than last year (23.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BIHL-EQO's earnings have grown by 8.4% per year over the past 5 years.
Accelerating Growth: BIHL-EQO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BIHL-EQO had negative earnings growth (-45.9%) over the past year, making it difficult to compare to the Insurance industry average (38.9%).
Return on Equity
High ROE: BIHL-EQO's Return on Equity (10.3%) is considered low.