Botswana Insurance Holdings Limited

BSM:BIHL-EQO Stock Report

Market Cap: P6.4b

Botswana Insurance Holdings Past Earnings Performance

Past criteria checks 2/6

Botswana Insurance Holdings has been growing earnings at an average annual rate of 8.4%, while the Insurance industry saw earnings growing at 20.3% annually. Revenues have been declining at an average rate of 3.8% per year. Botswana Insurance Holdings's return on equity is 10.3%, and it has net margins of 12.7%.

Key information

8.4%

Earnings growth rate

7.8%

EPS growth rate

Insurance Industry Growth7.6%
Revenue growth rate-3.8%
Return on equity10.3%
Net Margin12.7%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Botswana Insurance Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSM:BIHL-EQO Revenue, expenses and earnings (BWP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 242,9203712590
31 Mar 243,1705732600
31 Dec 233,4217742620
30 Sep 233,0457303300
30 Jun 232,8796863460
31 Mar 232,8095653080
31 Dec 222,7404432700
30 Sep 223,1014394230
30 Jun 223,4614355760
31 Mar 223,4244127550
31 Dec 213,3863889340
30 Sep 213,2434289100
30 Jun 213,1004698850
31 Mar 213,1935008460
31 Dec 203,2855328070
30 Sep 203,4255267760
30 Jun 203,5645217450
31 Mar 203,6234787480
31 Dec 193,6834357510
30 Sep 193,5603547080
30 Jun 193,4372736660
31 Mar 193,2493206390
31 Dec 183,0603676120
30 Sep 183,1953676200
30 Jun 183,3303676270
31 Mar 183,0983586300
31 Dec 172,8673486330
30 Jun 171,7554625720
31 Mar 171,9174685830
31 Dec 162,0784745940
30 Sep 162,9195176470
30 Jun 163,7115616690
31 Mar 164,0335736580
31 Dec 154,3555856470
30 Jun 153,4005675960
31 Mar 153,1555405850
31 Dec 142,9095135750
30 Jun 143,6244965540
31 Mar 144,2694965390
31 Dec 134,9144965250

Quality Earnings: BIHL-EQO has high quality earnings.

Growing Profit Margin: BIHL-EQO's current net profit margins (12.7%) are lower than last year (23.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BIHL-EQO's earnings have grown by 8.4% per year over the past 5 years.

Accelerating Growth: BIHL-EQO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BIHL-EQO had negative earnings growth (-45.9%) over the past year, making it difficult to compare to the Insurance industry average (39.2%).

Return on Equity

High ROE: BIHL-EQO's Return on Equity (10.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 04:20
End of Day Share Price 2024/12/20 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Botswana Insurance Holdings Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ngodya ChimbweteStockbrokers Botswana Limited