How does SQIA3's PS Ratio compare to its peers?

SQIA3 is expensive based on its Price-To-Sales Ratio (3.5x) compared to the peer average (1.8x).

How does SQIA3's PS Ratio compare vs other companies in the Global Software Industry?

SQIA3 is expensive based on its Price-To-Sales Ratio (3.5x) compared to the Global Software industry average (2.9x).

What is SQIA3's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

SQIA3 is expensive based on its Price-To-Sales Ratio (3.5x) compared to the estimated Fair Price-To-Sales Ratio (2.1x).

What is the Fair Price of SQIA3 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

SQIA3 (R$27.37) is trading above our estimate of [[fair value]] (R$7.65)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is less than 20% higher than the current share price.

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

SQIA3 Stock Overview

Sinqia S.A. operates as a technology provider for the financial industry in Brazil. More details

SQIA3 fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	4/6
Past Performance	1/6
Financial Health	3/6
Dividends	0/6

Rewards

Earnings are forecast to grow 69.2% per year

Risk Analysis

Large one-off items impacting financial results

Profit margins (1.7%) are lower than last year (3.6%)

My Notes

Capture your thoughts, links and company narrative

Sinqia S.A. Competitors

Neogrid Participações

BOVESPA:NGRD3

R$198.2m

Locaweb Serviços de Internet

BOVESPA:LWSA3

R$1.7b

ClearSale

BOVESPA:CLSA3

R$1.8b

Inspur Digital Enterprise Technology

SEHK:596

HK$4.0b

Price History & Performance

Summary of share price highs, lows and changes for Sinqia
Historical stock prices
Current Share Price	R$27.37
52 Week High	R$27.57
52 Week Low	R$13.72
Beta	0.72
1 Month Change	0.55%
3 Month Change	2.78%
1 Year Change	34.50%
3 Year Change	22.19%
5 Year Change	310.04%
Change since IPO	888.98%

Recent updates

What Does The Future Hold For Sinqia S.A. (BVMF:SQIA3)? These Analysts Have Been Cutting Their Estimates

May 11

Sinqia S.A.'s (BVMF:SQIA3) P/E Is Still On The Mark Following 26% Share Price Bounce

Apr 12

Sinqia (BVMF:SQIA3) Could Easily Take On More Debt

Mar 23

If You Like EPS Growth Then Check Out Sinqia (BVMF:SQIA3) Before It's Too Late

Dec 03

These 4 Measures Indicate That Sinqia (BVMF:SQIA3) Is Using Debt Safely

Oct 07

Sinqia's (BVMF:SQIA3) Promising Earnings May Rest On Soft Foundations

May 13

Should We Be Excited About The Trends Of Returns At Sinqia (BVMF:SQIA3)?

Mar 05

Is Sinqia (BVMF:SQIA3) Using Too Much Debt?

Jan 24

Did You Participate In Any Of Sinqia's (BVMF:SQIA3) Incredible 919% Return?

Dec 21

Do Institutions Own Sinqia S.A. (BVMF:SQIA3) Shares?

Nov 24

Did You Participate In Any Of Sinqia's (BVMF:SQIA3) Incredible 992% Return?

Aug 24

Is Sinqia S.A. (BVMF:SQIA3) Popular Amongst Insiders?

Jul 31

Shareholder Returns

	SQIA3	BR Software	BR Market
7D	0.8%	-1.5%	-1.9%
1Y	34.5%	22.9%	-15.2%

Return vs Industry: SQIA3 underperformed the BR Software industry which returned 44.6% over the past year.

Return vs Market: SQIA3 exceeded the BR Market which returned 11.7% over the past year.

Price Volatility

Is SQIA3's price volatile compared to industry and market?
SQIA3 volatility
SQIA3 Average Weekly Movement	0.8%
Software Industry Average Movement	7.2%
Market Average Movement	5.2%
10% most volatile stocks in BR Market	9.8%
10% least volatile stocks in BR Market	3.1%

Stable Share Price: SQIA3 has not had significant price volatility in the past 3 months.

Volatility Over Time: SQIA3's weekly volatility (1%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1996	n/a	Bernardo Francisco Pereira Gomes	www.sinqia.com.br

Sinqia S.A. operates as a technology provider for the financial industry in Brazil. The company operates financial institution platform for regulatory/accounting, credit, SPB/PIX, exchange, core banking, and open banking; fintech platform for credit, digital banks/wallet, PIX/PSTI, digital onboarding, digital signature, and negotiation; asset platform for FIDC, custody portal, and controllership; pension platform; and consortia platform. It also provides digital transformation and business design service.

Sinqia S.A. Fundamentals Summary

How do Sinqia's earnings and revenue compare to its market cap?
SQIA3 fundamental statistics
Market cap	R$2.32b
Earnings (TTM)	R$11.12m
Revenue (TTM)	R$656.63m

208.5x

P/E Ratio

3.5x

P/S Ratio

Is SQIA3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SQIA3 income statement (TTM)
Revenue	R$656.63m
Cost of Revenue	R$383.88m
Gross Profit	R$272.75m
Other Expenses	R$261.64m
Earnings	R$11.12m

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

Nov 08, 2023

Earnings per share (EPS)	0.13
Gross Margin	41.54%
Net Profit Margin	1.69%
Debt/Equity Ratio	54.0%

How did SQIA3 perform over the long term?

See historical performance and comparison

Dividends

0.2%

Current Dividend Yield

43%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/11/05 10:40
End of Day Share Price	2023/11/01 00:00
Earnings	2023/06/30
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sinqia S.A. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Carlos Palhares Sequeira	BTG Pactual
Gabriel Gusan	Citigroup Inc
Felipe Silveira	Coinvalores Ccvm Ltda.

This company listing is no longer active

SQIA3 Stock Overview

Rewards

Risk Analysis

Sinqia S.A. Competitors

BOVESPA:NGRD3

R$198.2m

BOVESPA:LWSA3

R$1.7b

BOVESPA:CLSA3

R$1.8b

SEHK:596

HK$4.0b

Price History & Performance

Recent News & Updates

Sinqia S.A.(BOVESPA:SQIA3) dropped from Brazil Small Cap Index

Consensus EPS estimates fall by 30%

New minor risk - Earnings quality

Second quarter 2023 earnings released: R$0.039 loss per share (vs R$0.02 profit in 2Q 2022)

EVERTEC, Inc. (NYSE : EVTC) agreed to acquire Sinqia S.A. (BOVESPA : SQIA3) for BRL 2.3 billion.

Price target decreased by 7.2% to R$25.28

Recent updates

Sinqia S.A.(BOVESPA:SQIA3) dropped from Brazil Small Cap Index

Consensus EPS estimates fall by 30%

New minor risk - Earnings quality

Second quarter 2023 earnings released: R$0.039 loss per share (vs R$0.02 profit in 2Q 2022)

EVERTEC, Inc. (NYSE : EVTC) agreed to acquire Sinqia S.A. (BOVESPA : SQIA3) for BRL 2.3 billion.

Price target decreased by 7.2% to R$25.28

Consensus EPS estimates fall by 18%

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Price target increased by 7.3% to R$27.25

Upcoming dividend of R$0.055 per share at 0.3% yield

Sinqia (BVMF:SQIA3) Has A Pretty Healthy Balance Sheet

Consensus EPS estimates fall by 35%

Full year 2022 earnings: EPS misses analyst expectations

Sinqia S.A. to Report Q2, 2023 Results on Aug 09, 2023

Is Sinqia (BVMF:SQIA3) A Risky Investment?

Consensus forecasts updated

Price target decreased to R$26.90

Consensus forecasts updated

High number of new and inexperienced directors

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Investor sentiment deteriorated over the past week

Now 22% undervalued

Price target decreased to R$27.71

Consensus forecasts updated

Now 21% undervalued

Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Sinqia S.A. to Report Q3, 2022 Results on Nov 10, 2022

Should You Investigate Sinqia S.A. (BVMF:SQIA3) At R$19.75?

High number of new directors

Sinqia S.A. Announces Changes to Its Board

Now 21% undervalued after recent price drop

Investor sentiment deteriorated over the past week

Here's Why We Think Sinqia (BVMF:SQIA3) Is Well Worth Watching

Analysts' Revenue Estimates For Sinqia S.A. (BVMF:SQIA3) Are Surging Higher

Consensus forecasts updated

First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

What Does The Future Hold For Sinqia S.A. (BVMF:SQIA3)? These Analysts Have Been Cutting Their Estimates

Consensus forecasts updated

Sinqia S.A. to Report Q2, 2022 Results on Aug 11, 2022

Upcoming dividend of R$0.067 per share

Consensus forecasts updated

Insufficient new directors

Consensus forecasts updated

Sinqia S.A.'s (BVMF:SQIA3) P/E Is Still On The Mark Following 26% Share Price Bounce

Consensus forecasts updated

Investor sentiment improved over the past week

Sinqia (BVMF:SQIA3) Could Easily Take On More Debt

If You Like EPS Growth Then Check Out Sinqia (BVMF:SQIA3) Before It's Too Late

Third quarter 2021 earnings released: EPS R$0.041 (vs R$0.012 in 3Q 2020)

Price target decreased to R$32.17

These 4 Measures Indicate That Sinqia (BVMF:SQIA3) Is Using Debt Safely

Second quarter 2021 earnings released: EPS R$0.069 (vs R$0.008 in 2Q 2020)

Price target increased to R$34.40

Consensus EPS estimates increase to R$0.27

Price target increased to R$31.40

Sinqia's (BVMF:SQIA3) Promising Earnings May Rest On Soft Foundations

Consensus forecasts updated

Inaugural dividend of R$0.02 per share