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Discover Financial Services BOVESPA:D1FS34 Stock Report

Last Price

R$580.00

Market Cap

R$282.1b

7D

1.0%

1Y

n/a

Updated

12 Feb, 2025

Data

Company Financials +

Discover Financial Services

BOVESPA:D1FS34 Stock Report

Market Cap: R$282.1b

D1FS34 Stock Overview

Through its subsidiaries, provides digital banking products and services, and payment services in the United States. More details

D1FS34 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance6/6
Financial Health5/6
Dividends4/6

Rewards

Price-To-Earnings ratio (11x) is below the Consumer Finance industry average (12.7x)

Earnings grew by 63.8% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 2.7% per year for the next 3 years

Shares are highly illiquid


My Notes

Capture your thoughts, links and company narrative

Discover Financial Services Competitors

Banco BTG Pactual

BOVESPA:BPAC11

R$150.3b

B3 - Brasil Bolsa Balcão

BOVESPA:B3SA3

R$59.9b

Bajaj Finance

NSEI:BAJFINANCE

₹5.1t

Capital One Financial

NYSE:COF

US$75.8b

Price History & Performance

Summary of share price highs, lows and changes for Discover Financial Services
Historical stock prices
Current Share PriceUS$580.00
52 Week HighUS$601.80
52 Week LowUS$276.71
Beta1.45
1 Month Change10.43%
3 Month Changen/a
1 Year Changen/a
3 Year Change75.33%
5 Year Change251.09%
Change since IPO271.79%

Recent News & Updates

Recent updates

Shareholder Returns

D1FS34BR Consumer FinanceBR Market
7D1.0%-0.4%0.9%
1Yn/a13.6%-6.9%

Return vs Industry: Insufficient data to determine how D1FS34 performed against the BR Consumer Finance industry.

Return vs Market: Insufficient data to determine how D1FS34 performed against the BR Market.

Price Volatility

Is D1FS34's price volatile compared to industry and market?
D1FS34 volatility
D1FS34 Average Weekly Movementn/a
Consumer Finance Industry Average Movement5.3%
Market Average Movement5.5%
10% most volatile stocks in BR Market9.7%
10% least volatile stocks in BR Market3.1%

Stable Share Price: D1FS34's share price has been volatile over the past 3 months compared to the BR market.

Volatility Over Time: Insufficient data to determine D1FS34's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
196021,100J. Shepherdwww.discover.com

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.

Discover Financial Services Fundamentals Summary

How do Discover Financial Services's earnings and revenue compare to its market cap?
D1FS34 fundamental statistics
Market capR$282.13b
Earnings (TTM)R$25.63b
Revenue (TTM)R$91.99b

11.0x

P/E Ratio

3.1x

P/S Ratio

Is D1FS34 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
D1FS34 income statement (TTM)
RevenueUS$15.96b
Cost of RevenueUS$3.69b
Gross ProfitUS$12.26b
Other ExpensesUS$7.82b
EarningsUS$4.45b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)17.70
Gross Margin76.87%
Net Profit Margin27.87%
Debt/Equity Ratio90.7%

How did D1FS34 perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

16%

Payout Ratio

Does D1FS34 pay a reliable dividends?

See D1FS34 dividend history and benchmarks
When do you need to buy D1FS34 by to receive an upcoming dividend?
Discover Financial Services dividend dates
Ex Dividend DateFeb 19 2025
Dividend Pay DateMar 12 2025
Days until Ex dividend6 days
Days until Dividend pay date27 days

Does D1FS34 pay a reliable dividends?

See D1FS34 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/12 14:55
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Discover Financial Services is covered by 51 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen BiggarArgus Research Company
Terry MaBarclays
Bruce HartingBarclays