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CSU Digital BOVESPA:CSUD3 Stock Report

Last Price

R$15.23

Market Cap

R$628.7m

7D

5.8%

1Y

-21.2%

Updated

22 Dec, 2024

Data

Company Financials

CSU Digital S.A.

BOVESPA:CSUD3 Stock Report

Market Cap: R$628.7m

CSUD3 Stock Overview

A technology company for financial services, provides digital solutions for payments, embedded finance, customer experience, and loyalty and incentive programs in Brazil. More details

CSUD3 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Price-To-Earnings ratio (6.8x) is below the BR market (8.4x)

Earnings grew by 7.5% over the past year

Risk Analysis

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

CSU Digital S.A. Competitors

GP Investments

BOVESPA:GPIV33

R$561.3m

BR Advisory Partners Participações

BOVESPA:BRBI11

R$1.5b

Wellnet

TSE:2428

JP¥15.0b

Transaction Media Networks

TSE:5258

JP¥14.2b

Price History & Performance

Summary of share price highs, lows and changes for CSU Digital
Historical stock prices
Current Share PriceR$15.23
52 Week HighR$21.40
52 Week LowR$14.24
Beta0.74
1 Month Change-2.50%
3 Month Change-12.72%
1 Year Change-21.21%
3 Year Change21.35%
5 Year Change23.22%
Change since IPO-12.97%

Recent News & Updates

Recent updates

If EPS Growth Is Important To You, CSU Digital (BVMF:CSUD3) Presents An Opportunity

Aug 31
If EPS Growth Is Important To You, CSU Digital (BVMF:CSUD3) Presents An Opportunity

These 4 Measures Indicate That CSU Cardsystem (BVMF:CARD3) Is Using Debt Safely

Mar 24
These 4 Measures Indicate That CSU Cardsystem (BVMF:CARD3) Is Using Debt Safely

Capital Investments At CSU Cardsystem (BVMF:CARD3) Point To A Promising Future

Jan 07
Capital Investments At CSU Cardsystem (BVMF:CARD3) Point To A Promising Future

I Ran A Stock Scan For Earnings Growth And CSU Cardsystem (BVMF:CARD3) Passed With Ease

Dec 09
I Ran A Stock Scan For Earnings Growth And CSU Cardsystem (BVMF:CARD3) Passed With Ease

Does CSU Cardsystem (BVMF:CARD3) Have A Healthy Balance Sheet?

Oct 26
Does CSU Cardsystem (BVMF:CARD3) Have A Healthy Balance Sheet?

Here's Why We Think CSU Cardsystem (BVMF:CARD3) Is Well Worth Watching

Aug 18
Here's Why We Think CSU Cardsystem (BVMF:CARD3) Is Well Worth Watching

CSU Cardsystem (BVMF:CARD3) Has A Rock Solid Balance Sheet

May 24
CSU Cardsystem (BVMF:CARD3) Has A Rock Solid Balance Sheet

Shareholders Are Loving CSU Cardsystem S.A.'s (BVMF:CARD3) 1.2% Yield

May 11
Shareholders Are Loving CSU Cardsystem S.A.'s (BVMF:CARD3) 1.2% Yield

Our Take On The Returns On Capital At CSU Cardsystem (BVMF:CARD3)

Mar 21
Our Take On The Returns On Capital At CSU Cardsystem (BVMF:CARD3)

What Is CSU Cardsystem S.A.'s (BVMF:CARD3) Share Price Doing?

Mar 04
What Is CSU Cardsystem S.A.'s (BVMF:CARD3) Share Price Doing?

CSU Cardsystem S.A.'s (BVMF:CARD3) Stock Has Seen Strong Momentum: Does That Call For Deeper Study Of Its Financial Prospects?

Feb 19
CSU Cardsystem S.A.'s (BVMF:CARD3) Stock Has Seen Strong Momentum: Does That Call For Deeper Study Of Its Financial Prospects?

Does CSU Cardsystem (BVMF:CARD3) Have A Healthy Balance Sheet?

Feb 07
Does CSU Cardsystem (BVMF:CARD3) Have A Healthy Balance Sheet?

Did You Participate In Any Of CSU Cardsystem's (BVMF:CARD3) Incredible 664% Return?

Jan 26
Did You Participate In Any Of CSU Cardsystem's (BVMF:CARD3) Incredible 664% Return?

Why CSU Cardsystem S.A. (BVMF:CARD3) Is A Top Dividend Stock

Jan 14
Why CSU Cardsystem S.A. (BVMF:CARD3) Is A Top Dividend Stock

What Percentage Of CSU Cardsystem S.A. (BVMF:CARD3) Shares Do Insiders Own?

Jan 02
What Percentage Of CSU Cardsystem S.A. (BVMF:CARD3) Shares Do Insiders Own?

What Can The Trends At CSU Cardsystem (BVMF:CARD3) Tell Us About Their Returns?

Dec 21
What Can The Trends At CSU Cardsystem (BVMF:CARD3) Tell Us About Their Returns?

Should You Rely On CSU Cardsystem's (BVMF:CARD3) Earnings Growth?

Dec 09
Should You Rely On CSU Cardsystem's (BVMF:CARD3) Earnings Growth?

Is It Too Late To Consider Buying CSU Cardsystem S.A. (BVMF:CARD3)?

Nov 27
Is It Too Late To Consider Buying CSU Cardsystem S.A. (BVMF:CARD3)?

CSU Cardsystem S.A.'s (BVMF:CARD3) Business Is Trailing The Market But Its Shares Aren't

Aug 22
CSU Cardsystem S.A.'s (BVMF:CARD3) Business Is Trailing The Market But Its Shares Aren't

Is CSU Cardsystem S.A. (BVMF:CARD3) Potentially Undervalued?

Aug 17
Is CSU Cardsystem S.A. (BVMF:CARD3) Potentially Undervalued?

CSU Cardsystem S.A.'s (BVMF:CARD3) Stock Is Going Strong: Have Financials A Role To Play?

Jul 30
CSU Cardsystem S.A.'s (BVMF:CARD3) Stock Is Going Strong: Have Financials A Role To Play?

CSU Cardsystem (BVMF:CARD3) Has A Pretty Healthy Balance Sheet

Jul 15
CSU Cardsystem (BVMF:CARD3) Has A Pretty Healthy Balance Sheet

CSU Cardsystem S.A. (BVMF:CARD3) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

Jun 27
CSU Cardsystem S.A. (BVMF:CARD3) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

Shareholder Returns

CSUD3BR Diversified FinancialBR Market
7D5.8%0.7%-3.0%
1Y-21.2%9.4%-11.7%

Return vs Industry: CSUD3 underperformed the BR Diversified Financial industry which returned 10.1% over the past year.

Return vs Market: CSUD3 underperformed the BR Market which returned -11.4% over the past year.

Price Volatility

Is CSUD3's price volatile compared to industry and market?
CSUD3 volatility
CSUD3 Average Weekly Movement4.9%
Diversified Financial Industry Average Movement4.9%
Market Average Movement5.1%
10% most volatile stocks in BR Market9.5%
10% least volatile stocks in BR Market2.8%

Stable Share Price: CSUD3 has not had significant price volatility in the past 3 months compared to the BR market.

Volatility Over Time: CSUD3's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1992n/aMarcos Leitewww2.csu.com.br

CSU Digital S.A., a technology company for financial services, provides digital solutions for payments, embedded finance, customer experience, and loyalty and incentive programs in Brazil. It operates through two segments, CSU Pays and CSU DX. The CSU Pays segment encompasses solutions in digital payments, loyalty and incentives, and embedded finance, including card processing for issuers and acquirers in the credit, debit, digital, and virtual modalities; the offer of digital wallets, instant payments, and cryptocurrencies; and others.

CSU Digital S.A. Fundamentals Summary

How do CSU Digital's earnings and revenue compare to its market cap?
CSUD3 fundamental statistics
Market capR$628.71m
Earnings (TTM)R$92.88m
Revenue (TTM)R$557.52m

6.8x

P/E Ratio

1.1x

P/S Ratio

Is CSUD3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CSUD3 income statement (TTM)
RevenueR$557.52m
Cost of RevenueR$336.76m
Gross ProfitR$220.76m
Other ExpensesR$127.88m
EarningsR$92.88m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.25
Gross Margin39.60%
Net Profit Margin16.66%
Debt/Equity Ratio0.6%

How did CSUD3 perform over the long term?

See historical performance and comparison

Dividends

4.3%

Current Dividend Yield

48%

Payout Ratio

Does CSUD3 pay a reliable dividends?

See CSUD3 dividend history and benchmarks
When do you need to buy CSUD3 by to receive an upcoming dividend?
CSU Digital dividend dates
Ex Dividend DateDec 23 2024
Dividend Pay DateJan 06 2025
Days until Ex dividend1 day
Days until Dividend pay date15 days

Does CSUD3 pay a reliable dividends?

See CSUD3 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 05:47
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CSU Digital S.A. is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Eduardo NishioBrasil Plural
Felipe SilveiraCoinvalores Ccvm Ltda.
Yannick BergamoFator Corretora