BPAN4 Stock Overview
Banco Pan S.A., together with its subsidiaries, operate as a multiple solutions bank in Brazil. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 4/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
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Banco Pan S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | R$7.17 |
| 52 Week High | R$10.94 |
| 52 Week Low | R$6.14 |
| Beta | 1.7 |
| 1 Month Change | 8.80% |
| 3 Month Change | -4.27% |
| 1 Year Change | -17.59% |
| 3 Year Change | -28.37% |
| 5 Year Change | -20.33% |
| Change since IPO | -28.30% |
Recent News & Updates
Recent updates
Shareholder Returns
| BPAN4 | BR Banks | BR Market | |
|---|---|---|---|
| 7D | -3.5% | -4.3% | -1.3% |
| 1Y | -17.6% | -7.3% | -7.8% |
Return vs Industry: BPAN4 underperformed the BR Banks industry which returned -7.9% over the past year.
Return vs Market: BPAN4 underperformed the BR Market which returned -8.2% over the past year.
Price Volatility
| BPAN4 volatility | |
|---|---|
| BPAN4 Average Weekly Movement | 5.4% |
| Banks Industry Average Movement | 4.1% |
| Market Average Movement | 5.4% |
| 10% most volatile stocks in BR Market | 9.8% |
| 10% least volatile stocks in BR Market | 3.2% |
Stable Share Price: BPAN4 has not had significant price volatility in the past 3 months compared to the BR market.
Volatility Over Time: BPAN4's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1964 | n/a | Carlos Pereira Guimaraes | www.bancopan.com.br |
Banco Pan S.A., together with its subsidiaries, operate as a multiple solutions bank in Brazil. It operates through Financial and Other segments. The company offers current accounts; payroll-deductible credit; debit and credit cards; vehicle financing for pre-owned cars and new motorcycles; personal loans; emergency advances and overdraft facilities; car equity, buy now pay later, auto loans, FGTS loans, and payroll loans; investments; Mosaico and Mobiauto marketplaces; PAN health services; emergency limits and salary portability; prepaid cell phone top-ups, authorized direct debit, and loyalty programs; and insurance services.
Banco Pan S.A. Fundamentals Summary
| BPAN4 fundamental statistics | |
|---|---|
| Market cap | R$8.97b |
| Earnings (TTM) | R$772.10m |
| Revenue (TTM) | R$9.66b |
11.6x
P/E Ratio1.1x
P/B RatioIs BPAN4 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BPAN4 income statement (TTM) | |
|---|---|
| Revenue | R$9.66b |
| Cost of Revenue | R$0 |
| Gross Profit | R$9.66b |
| Other Expenses | R$8.89b |
| Earnings | R$772.10m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.62 |
| Gross Margin | 100.00% |
| Net Profit Margin | 7.99% |
| Debt/Equity Ratio | 243.0% |
How did BPAN4 perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield41%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/22 05:24 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco Pan S.A. is covered by 17 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Antonio Gregorin Ruette | BofA Global Research |
| Francisco Navarrete | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |