Banco Pan Balance Sheet Health

Financial Health criteria checks 3/6

Banco Pan has total assets of R$65.9B and total equity of R$8.3B. Total deposits are R$31.2B, and total loans are R$47.4B.

Key information

7.9x

Asset to equity ratio

n/a

Net interest margin

Total deposits

R$31.21b

Loan to deposit ratio

High

Bad loans

21.7%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

R$5.50b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BPAN4's Assets to Equity ratio (7.9x) is low.

Allowance for Bad Loans: BPAN4 has a low allowance for bad loans (27%).

Low Risk Liabilities: 54% of BPAN4's liabilities are made up of primarily low risk sources of funding.

Loan Level: BPAN4 has an appropriate level of Loans to Assets ratio (72%).

Low Risk Deposits: BPAN4's Loans to Deposits ratio (152%) is high.

Level of Bad Loans: BPAN4 has a high level of bad loans (21.7%).


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