Banco do Estado de Sergipe Balance Sheet Health
Financial Health criteria checks 4/6
Banco do Estado de Sergipe has total assets of R$9.7B and total equity of R$697.6M. Total deposits are R$7.5B, and total loans are R$3.6B earning a Net Interest Margin of 6.1%. It has insufficient allowance for bad loans, which are currently at 5% of total loans. Cash and short-term investments are R$2.1B.
Key information
13.9x
Asset to equity ratio
6.1%
Net interest margin
Total deposits | R$7.53b |
Loan to deposit ratio | Appropriate |
Bad loans | 5.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | R$2.06b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BGIP3's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: BGIP3 has a low allowance for bad loans (87%).
Low Risk Liabilities: 84% of BGIP3's liabilities are made up of primarily low risk sources of funding.
Loan Level: BGIP3 has an appropriate level of Loans to Assets ratio (37%).
Low Risk Deposits: BGIP3's Loans to Deposits ratio (47%) is appropriate.
Level of Bad Loans: BGIP3 has a high level of bad loans (5%).