Banco do Estado de Sergipe S.A.

BOVESPA:BGIP3 Stock Report

Market Cap: R$446.0m

Banco do Estado de Sergipe Past Earnings Performance

Past criteria checks 6/6

Banco do Estado de Sergipe has been growing earnings at an average annual rate of 4.4%, while the Banks industry saw earnings growing at 11.1% annually. Revenues have been declining at an average rate of 0.4% per year. Banco do Estado de Sergipe's return on equity is 23.3%, and it has net margins of 21%.

Key information

4.4%

Earnings growth rate

-0.5%

EPS growth rate

Banks Industry Growth8.7%
Revenue growth rate-0.4%
Return on equity23.3%
Net Margin21.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Banco do Estado de Sergipe makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BOVESPA:BGIP3 Revenue, expenses and earnings (BRL Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247811645460
30 Jun 247091225390
31 Mar 24581495290
31 Dec 23549475260
30 Sep 23446315270
30 Jun 23465475290
31 Mar 23504655310
31 Dec 22500765190
30 Sep 22637415080
30 Jun 22625585000
31 Mar 22606764930
31 Dec 21613844860
30 Sep 21666875210
30 Jun 21683745110
31 Mar 21662564990
31 Dec 20650494960
30 Sep 20605604460
30 Jun 20579684440
31 Mar 20595814450
31 Dec 19586844360
30 Sep 19592724260
30 Jun 19579744180
31 Mar 19547634100
31 Dec 18535634000
30 Sep 18535764000
30 Jun 18528793940
31 Mar 18525893880
31 Dec 17513863880
30 Sep 17475833790
30 Jun 17438793710
31 Mar 17415683660
31 Dec 16391663550
30 Sep 16351233460
30 Jun 16341253380
31 Mar 16339353310
31 Dec 15314273280
30 Sep 15212263460
30 Jun 1520593370
31 Mar 1518403250
31 Dec 1418573130
30 Sep 14286372810
30 Jun 14276482750
31 Mar 14189472770

Quality Earnings: BGIP3 has high quality earnings.

Growing Profit Margin: BGIP3's current net profit margins (21%) are higher than last year (6.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BGIP3's earnings have grown by 4.4% per year over the past 5 years.

Accelerating Growth: BGIP3's earnings growth over the past year (433%) exceeds its 5-year average (4.4% per year).

Earnings vs Industry: BGIP3 earnings growth over the past year (433%) exceeded the Banks industry 12.5%.

Return on Equity

High ROE: BGIP3's Return on Equity (23.3%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/05 09:40
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco do Estado de Sergipe S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution