Banco do Estado de Sergipe Past Earnings Performance
Past criteria checks 0/6
Banco do Estado de Sergipe's earnings have been declining at an average annual rate of -6.9%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been declining at an average rate of 2.2% per year. Banco do Estado de Sergipe's return on equity is 5.4%, and it has net margins of 8.6%.
Key information
-6.9%
Earnings growth rate
-7.8%
EPS growth rate
| Banks Industry Growth | 8.7% |
| Revenue growth rate | -2.2% |
| Return on equity | 5.4% |
| Net Margin | 8.6% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How Banco do Estado de Sergipe makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 549 | 47 | 526 | 0 |
| 30 Sep 23 | 446 | 31 | 527 | 0 |
| 30 Jun 23 | 465 | 47 | 529 | 0 |
| 31 Mar 23 | 504 | 65 | 531 | 0 |
| 31 Dec 22 | 500 | 76 | 519 | 0 |
| 30 Sep 22 | 637 | 41 | 508 | 0 |
| 30 Jun 22 | 625 | 58 | 500 | 0 |
| 31 Mar 22 | 606 | 76 | 493 | 0 |
| 31 Dec 21 | 613 | 84 | 486 | 0 |
| 30 Sep 21 | 666 | 87 | 521 | 0 |
| 30 Jun 21 | 683 | 74 | 511 | 0 |
| 31 Mar 21 | 662 | 56 | 499 | 0 |
| 31 Dec 20 | 650 | 49 | 496 | 0 |
| 30 Sep 20 | 605 | 60 | 446 | 0 |
| 30 Jun 20 | 579 | 68 | 444 | 0 |
| 31 Mar 20 | 595 | 81 | 445 | 0 |
| 31 Dec 19 | 586 | 84 | 436 | 0 |
| 30 Sep 19 | 592 | 72 | 426 | 0 |
| 30 Jun 19 | 579 | 74 | 418 | 0 |
| 31 Mar 19 | 547 | 63 | 410 | 0 |
| 31 Dec 18 | 535 | 63 | 400 | 0 |
| 30 Sep 18 | 535 | 76 | 400 | 0 |
| 30 Jun 18 | 528 | 79 | 394 | 0 |
| 31 Mar 18 | 525 | 89 | 388 | 0 |
| 31 Dec 17 | 513 | 86 | 388 | 0 |
| 30 Sep 17 | 475 | 83 | 379 | 0 |
| 30 Jun 17 | 438 | 79 | 371 | 0 |
| 31 Mar 17 | 415 | 68 | 366 | 0 |
| 31 Dec 16 | 391 | 66 | 355 | 0 |
| 30 Sep 16 | 351 | 23 | 346 | 0 |
| 30 Jun 16 | 341 | 25 | 338 | 0 |
| 31 Mar 16 | 339 | 35 | 331 | 0 |
| 31 Dec 15 | 314 | 27 | 328 | 0 |
| 30 Sep 15 | 212 | 26 | 346 | 0 |
| 30 Jun 15 | 205 | 9 | 337 | 0 |
| 31 Mar 15 | 184 | 0 | 325 | 0 |
| 31 Dec 14 | 185 | 7 | 313 | 0 |
| 30 Sep 14 | 286 | 37 | 281 | 0 |
| 30 Jun 14 | 276 | 48 | 275 | 0 |
| 31 Mar 14 | 189 | 47 | 277 | 0 |
| 31 Dec 13 | 223 | 58 | 276 | 0 |
| 30 Sep 13 | 262 | 69 | 279 | 0 |
| 30 Jun 13 | 313 | 81 | 278 | 0 |
Quality Earnings: BGIP3 has a large one-off loss of R$54.0M impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: BGIP3's current net profit margins (8.6%) are lower than last year (15.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BGIP3's earnings have declined by 6.9% per year over the past 5 years.
Accelerating Growth: BGIP3's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BGIP3 had negative earnings growth (-37.1%) over the past year, making it difficult to compare to the Banks industry average (-1.5%).
Return on Equity
High ROE: BGIP3's Return on Equity (5.4%) is considered low.