Banco do Estado de Sergipe (BOVESPA:BGIP3) - Stock Price, News & Analysis

BGIP3 Stock Overview

Provides various banking products and services in Sergipe. More details

BGIP3 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	5/6
Financial Health	4/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (3.1x) is below the BR market (9.1x)

Earnings grew by 379.8% over the past year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap (R$467M)

Shareholders have been diluted in the past year

Banco do Estado de Sergipe S.A. Competitors

Banestes - Banco do Estado do Espírito Santo

BOVESPA:BEES3

R$2.7b

BRB - Banco de Brasília

BOVESPA:BSLI4

R$3.3b

Banco da Amazônia

BOVESPA:BAZA3

R$4.9b

Banco BMG

BOVESPA:BMGB4

R$2.4b

Price History & Performance

Summary of all time highs, changes and price drops for Banco do Estado de Sergipe
Historical stock prices
Current Share Price	R$26.00
52 Week High	R$35.00
52 Week Low	R$22.51
Beta	0.45
11 Month Change	0%
3 Month Change	3.50%
1 Year Change	0.23%
33 Year Change	-17.46%
5 Year Change	-52.73%
Change since IPO	655.51%

Recent updates

Shareholder Returns

	BGIP3	BR Banks	BR Market
7D	0%	-2.1%	-0.8%
1Y	0.2%	-2.7%	-2.4%

Return vs Industry: BGIP3 exceeded the BR Banks industry which returned -2.7% over the past year.

Return vs Market: BGIP3 exceeded the BR Market which returned -2.4% over the past year.

Price Volatility

Is BGIP3's price volatile compared to industry and market?
BGIP3 volatility
BGIP3 Average Weekly Movement	n/a
Banks Industry Average Movement	2.9%
Market Average Movement	4.6%
10% most volatile stocks in BR Market	8.2%
10% least volatile stocks in BR Market	2.4%

Stable Share Price: BGIP3's share price has been volatile over the past 3 months compared to the BR market.

Volatility Over Time: Insufficient data to determine BGIP3's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1961	950	Marco Queiroz	www.banese.com.br

Banco do Estado de Sergipe S.A. provides various banking products and services in Sergipe. The company offers current, single, and other accounts; savings; CBD/RDB products; investments; cards; insurance products; paychecks; and financing, payroll, payment, and internet banking services. It provides working capital finance for small and mid-size companies and the construction of real estate developments; and fund lending services.

Banco do Estado de Sergipe S.A. Fundamentals Summary

How do Banco do Estado de Sergipe's earnings and revenue compare to its market cap?
BGIP3 fundamental statistics
Market cap	R$466.94m
Earnings (TTM)	R$147.39m
Revenue (TTM)	R$739.21m

3.1x

P/E Ratio

0.6x

P/B Ratio

Is BGIP3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BGIP3 income statement (TTM)
Revenue	R$739.21m
Cost of Revenue	R$12.09m
Gross Profit	R$727.11m
Other Expenses	R$579.72m
Earnings	R$147.39m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	7.94
Gross Margin	98.36%
Net Profit Margin	19.94%
Debt/Equity Ratio	51.6%

How did BGIP3 perform over the long term?

See historical performance and comparison

Banco do Estado de Sergipe BOVESPA:BGIP3 Stock Report