American International Group, Inc.

BUL:AINN Stock Report

Market Cap: €41.6b

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

American International Group Valuation

Is AINN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of AINN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: AINN (€66.46) is trading below our estimate of fair value (€137.41)

Significantly Below Fair Value: AINN is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for AINN?

Key metric: As AINN is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for AINN. This is calculated by dividing AINN's market cap by their current earnings.
What is AINN's PE Ratio?
PE Ratio13.8x
EarningsUS$3.31b
Market CapUS$45.45b

Price to Earnings Ratio vs Peers

How does AINN's PE Ratio compare to its peers?

The above table shows the PE ratio for AINN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average11.7x
601601 China Pacific Insurance (Group)
7.2x-4.3%CN¥276.7b
G Assicurazioni Generali
12x8.1%€42.0b
ZURN Zurich Insurance Group
17.7x10.2%CHF 78.5b
CS AXA
10x5.7%€72.0b
AINN American International Group
13.8x9.2%€45.5b

Price-To-Earnings vs Peers: AINN is expensive based on its Price-To-Earnings Ratio (13.8x) compared to the peer average (11.6x).


Price to Earnings Ratio vs Industry

How does AINN's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
AINN 13.8xIndustry Avg. 12.0xNo. of Companies12PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: AINN is expensive based on its Price-To-Earnings Ratio (13.8x) compared to the European Insurance industry average (10.3x).


Price to Earnings Ratio vs Fair Ratio

What is AINN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AINN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13.8x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate AINN's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst AINN forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentn/a
€76.91
0%
6.2%€87.89€65.92n/a18
Dec ’25n/a
€76.91
0%
6.2%€87.89€65.92n/a18
Nov ’25n/a
€76.91
0%
6.2%€87.89€65.92n/a18
Oct ’25n/a
€76.91
0%
6.2%€87.89€65.92n/a18
Sep ’25n/a
€76.91
0%
6.2%€87.89€65.92n/a18
Aug ’25€69.82
€78.52
+12.5%
6.5%€88.96€66.72n/a18
Jul ’25€69.58
€78.10
+12.2%
6.1%€85.96€67.28n/a19
Jun ’25€72.01
€77.24
+7.3%
5.8%€84.81€66.37n/a19
May ’25€70.28
€76.68
+9.1%
6.9%€84.83€65.25n/a20
Apr ’25€72.63
€72.04
-0.8%
6.6%€80.40€62.84n/a20
Mar ’25€67.73
€72.04
+6.4%
6.6%€80.40€62.84n/a20
Feb ’25€63.68
€70.68
+11.0%
7.0%€79.59€61.08n/a19
Jan ’25€61.38
€67.54
+10.0%
7.5%€77.44€60.33n/a17
Dec ’24€60.83
€66.80
+9.8%
6.8%€76.32€59.86n/a17
Nov ’24€58.90
€67.47
+14.5%
7.8%€76.69€60.60n/a16
Oct ’24€57.68
€64.71
+12.2%
9.0%€74.66€57.15n/a15
Sep ’24€54.60
€64.71
+18.5%
9.0%€74.66€57.15n/a15
Aug ’24€54.88
€61.54
+12.2%
10.2%€71.91€51.24€69.8215
Jul ’24€52.70
€62.76
+19.1%
10.3%€72.38€52.22€69.5814
Jun ’24€49.73
€64.41
+29.5%
9.3%€73.42€53.91€72.0113
May ’24€47.62
€61.90
+30.0%
10.3%€72.11€50.20€70.2816
Apr ’24€45.93
€64.26
+39.9%
10.0%€79.16€55.23€72.6316
Mar ’24€57.67
€67.00
+16.2%
9.3%€81.52€56.87€67.7316
Feb ’24€56.71
€64.90
+14.4%
8.8%€79.38€55.38€63.6816
Jan ’24€59.34
€63.37
+6.8%
11.1%€79.99€54.58€61.3815

Analyst Forecast: Target price is less than 20% higher than the current share price.


Discover undervalued companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/08/08 06:49
End of Day Share Price 2024/08/08 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

American International Group, Inc. is covered by 42 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob KilsteinArgus Research Company
Ishan MajumdarBaptista Research
Jay GelbBarclays