How does GEN's PE Ratio compare to its peers?

GEN is good value based on its Price-To-Earnings Ratio (6.9x) compared to the peer average (14x).

How does GEN's PE Ratio compare vs other companies in the European Insurance Industry?

GEN is good value based on its Price-To-Earnings Ratio (6.9x) compared to the European Insurance industry average (10.9x).

What is GEN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate GEN's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of GEN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

GEN (€19.5) is trading below our estimate of [[fair value]] (€26.26)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is less than 20% higher than the current share price.

Assicurazioni Generali (ENXTBR:GEN) - Stock Price, News & Analysis

GEN Stock Overview

Engages in the provision of various insurance solutions under the Generali brand worldwide. More details

GEN fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	2/6
Dividends	4/6

Rewards

Trading at 25.7% below our estimate of its fair value

Earnings grew by 83.5% over the past year

Risk Analysis

Debt is not well covered by operating cash flow

Dividend of 6.11% is not well covered by cash flows

Assicurazioni Generali S.p.A. Competitors

ageas

ENXTBR:AGS

€8.8b

American International Group

NYSE:AIG

US$47.6b

Talanx

XTRA:TLX

€20.4b

China Pacific Insurance (Group)

SHSE:601601

CN¥295.5b

Price History & Performance

Summary of all time highs, changes and price drops for Assicurazioni Generali
Historical stock prices
Current Share Price	€19.50
52 Week High	€20.05
52 Week Low	€14.00
Beta	1.03
11 Month Change	5.61%
3 Month Change	4.56%
1 Year Change	37.52%
33 Year Change	55.94%
5 Year Change	33.97%
Change since IPO	27.53%

Recent updates

Shareholder Returns

	GEN	BE Insurance	BE Market
7D	0%	1.1%	0.8%
1Y	37.5%	18.8%	3.7%

Return vs Industry: GEN exceeded the Belgian Insurance industry which returned 8.8% over the past year.

Return vs Market: GEN exceeded the Belgian Market which returned 0.1% over the past year.

Price Volatility

Is GEN's price volatile compared to industry and market?
GEN volatility
GEN Average Weekly Movement	2.3%
Insurance Industry Average Movement	2.7%
Market Average Movement	3.5%
10% most volatile stocks in BE Market	6.3%
10% least volatile stocks in BE Market	2.4%

Stable Share Price: GEN has not had significant price volatility in the past 3 months.

Volatility Over Time: GEN's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1831	82,599	Philippe Donnet	www.generali.com

Assicurazioni Generali S.p.A. engages in the provision of various insurance solutions. The company operates through four segments: Life, Property & Casualty, Asset & Wealth Management, and Holding and Other Business. It offers savings, individual and family protection, and unit linked, as well as motor third-party liability, home, casualty, accident, health, and commercial and industrial risks insurance products; and insurance plans for multinational companies.

Assicurazioni Generali S.p.A. Fundamentals Summary

How do Assicurazioni Generali's earnings and revenue compare to its market cap?
GEN fundamental statistics
Market cap	€28.79b
Earnings (TTM)	€4.16b
Revenue (TTM)	€79.98b

6.9x

P/E Ratio

0.4x

P/S Ratio

Is GEN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GEN income statement (TTM)
Revenue	€79.98b
Cost of Revenue	€63.10b
Gross Profit	€16.88b
Other Expenses	€12.72b
Earnings	€4.16b

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

Nov 17, 2023

Earnings per share (EPS)	2.76
Gross Margin	21.11%
Net Profit Margin	5.21%
Debt/Equity Ratio	120.6%

How did GEN perform over the long term?

See historical performance and comparison

Dividends

6.1%

Current Dividend Yield

43%

Payout Ratio

GEN Stock Overview

Rewards

Risk Analysis

Assicurazioni Generali S.p.A. Competitors

ENXTBR:AGS

€8.8b

NYSE:AIG

US$47.6b

XTRA:TLX

€20.4b

SHSE:601601

CN¥295.5b

Price History & Performance

Recent News & Updates

Assicurazioni Generali Reportedly Plans to Takeover MGG Investment Group

Assicurazioni Generali S.p.A. to Report Q3, 2025 Results on Nov 13, 2025

Kiler Holding Anonim Sirketi (IBSE:KLRHO), Ekol Girisim Sermayesi Yatirim Ortakligi A.S., Arex Yatirim Holding A.S. and Arex Sigorta A.S. reached an agreement to acquire 99.99% stake in Generali Sigorta A.S from Assicurazioni Generali S.p.A. (BIT:G).

Generali Appoints Cecile Paillard as Chief Transformation Officer

Assicurazioni Generali S.p.A. to Report Q2, 2024 Results on Aug 09, 2024

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Conning Holdings Ltd. from Cathay Life Insurance Co.,Ltd.

Recent updates

Assicurazioni Generali Reportedly Plans to Takeover MGG Investment Group

Assicurazioni Generali S.p.A. to Report Q3, 2025 Results on Nov 13, 2025

Kiler Holding Anonim Sirketi (IBSE:KLRHO), Ekol Girisim Sermayesi Yatirim Ortakligi A.S., Arex Yatirim Holding A.S. and Arex Sigorta A.S. reached an agreement to acquire 99.99% stake in Generali Sigorta A.S from Assicurazioni Generali S.p.A. (BIT:G).

Generali Appoints Cecile Paillard as Chief Transformation Officer

Assicurazioni Generali S.p.A. to Report Q2, 2024 Results on Aug 09, 2024

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Conning Holdings Ltd. from Cathay Life Insurance Co.,Ltd.

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea.

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea.

Assicurazioni Generali S.p.A. (BIT:G) signed an agreement to acquire 51% stake in Generali China Insurance Company Ltd. from CNPC Capital Company Limited (SZSE:000617) for approximately CNY 770 million.

Assicurazioni Generali S.p.A. to Report Fiscal Year 2023 Results on Apr 24, 2024

Assicurazioni Generali S.p.A. to Report Q1, 2024 Results on May 21, 2024

Allianz S.p.A. agreed to acquire TUA Assicurazioni S.p.A. from Assicurazioni Generali S.p.A. (BIT:G) for €280 million.

Allianz S.p.A. agreed to acquire TUA Assicurazioni S.p.A. from Assicurazioni Generali S.p.A. (BIT:G) for €280 million.

First half 2023 earnings released: EPS: €1.44 (vs €0.61 in 1H 2022)

Now 20% undervalued

Assicurazioni Generali S.p.A. (BIT:G) agreed to acquire Conning Holdings Ltd. from Cathay Life Insurance Co.,Ltd.

Generali $22 Billion Portfolio Sale to Private Equity Reportedly Complicated by Rate Surge

Now 23% undervalued after recent price drop

Assicurazioni Generali S.p.A. (BIT:G) signed a definitive agreement to acquire Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea for €2.3 billion.

Assicurazioni Generali S.p.A. (BIT:G) signed an agreement to acquire Liberty Seguros from Liberty International.

Now 23% undervalued after recent price drop

Now 20% undervalued

Upcoming dividend of €1.16 per share at 6.2% yield

Full year 2022 earnings released: EPS: €1.85 (vs €1.81 in FY 2021)

Now 23% undervalued

Assicurazioni Generali S.p.A., Annual General Meeting, Apr 28, 2023

Generali Reportedly Plans Sale of €20 Billion Italian Life Portfolio

Oman Insurance Company P.S.C. (DFM:OIC) acquired UAE Life insurance portfolio from Assicurazioni Generali S.p.A.

Assicurazioni Generali S.p.A. to Report Nine Months, 2023 Results on Nov 17, 2023

Assicurazioni Generali S.p.A. (BIT:G) entered into agreement to acquire Pension business of MetLife from NN Group N.V. (ENXTAM:NN).

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of 53% stake in AXA Affin General Insurance Berhad from AXA Asia SAS and AFFIN Bank Berhad (KLSE:AFFIN)

First half 2022 earnings released

Assicurazioni Generali Appoints Stefano Marsaglia as Independent Director

Upcoming dividend of €1.07 per share

Assicurazioni Generali S.p.A Elects Dame Clara Furse DBE as a Non-Executive Director

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

Deputy Vice-Chairman recently bought €22m worth of stock

Deputy Vice-Chairman recently bought €15m worth of stock

Deputy Vice-Chairman recently bought €44m worth of stock

Generali Reportedly Eyes Bigger Stake in India Businesses as Future Seeks Exit

Deputy Vice-Chairman recently bought €18m worth of stock

Deputy Vice-Chairman recently bought €6.2m worth of stock

Controlling Shareholders of Syn Mun Kong Insurance Reportedly Plan to Sell Majority Stake

Generali to Purchase Credit Agricole Subsidiary

Deputy Vice-Chairman recently bought €26m worth of stock

Upcoming dividend of €0.46 per share

Mediobanca Banca di Credito Finanziario S.p.A. (BIT:MB) acquired an unknown minority stake in Assicurazioni Generali S.p.A. (BIT:G).

Deputy Vice-Chairman recently bought €19m worth of stock

First half 2021 earnings released: EPS €0.98 (vs €0.61 in 1H 2020)

Applied Underwriters, Inc. agreed to acquire Specialty Lines Division of Assicurazioni Generali S.p.A. (BIT:G).

Assicurazioni Generali S.p.A. (BIT:G) agreed to acquire 70% stake in AXA AFFIN Life Insurance Bhd. from AFFIN Bank Berhad (KLSE:AFFIN) and AXA Asia SAS.

Assicurazioni Generali S.p.A. (BIT:G) agreed to acquire a 53% stake in AXA Affin General Insurance Berhad from AXA Asia SAS and AFFIN Bank Berhad (KLSE:AFFIN).

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of 99.98% stake in AXA Insurance SA from AXA SA (ENXTPA:CS).

Assicurazioni Generali to Launch $1.4 Billion Takeover Bid for Cattolica

Upcoming dividend of €1.01 per share

Generali Reportedly Studying Acquisition in Russia

YAS Digital Limited Partners with Generali to Launch Passenger Microinsurance - "RYDE with YAS"

Full year 2020 earnings released: EPS €1.23 (vs €1.40 in FY 2019)

Assicurazioni Generali S.P.A. Announces Executive Changes