vdk bank nv offers financial services to the private individuals and organizations in Belgium. More Details
Adequate balance sheet and slightly overvalued.
Share Price & News
How has vdk bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine 002278082's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine 002278082's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how 002278082 performed against the Belgian Banks industry.
Return vs Market: Insufficient data to determine how 002278082 performed against the Belgian Market.
Long-Term Price Volatility Vs. Market
How volatile is vdk bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is vdk bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 002278082's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 002278082's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 002278082 is good value based on its PE Ratio (12.1x) compared to the XE Banks industry average (13.1x).
PE vs Market: 002278082 is good value based on its PE Ratio (12.1x) compared to the Belgian market (19.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 002278082's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 002278082's PB Ratio (0.6x) is in line with the XE Banks industry average.
How is vdk bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as vdk bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has vdk bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 002278082 has high quality earnings.
Growing Profit Margin: 002278082's current net profit margins (16.7%) are lower than last year (23.3%).
Past Earnings Growth Analysis
Earnings Trend: 002278082's earnings have declined by 1.2% per year over the past 5 years.
Accelerating Growth: 002278082's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 002278082 had negative earnings growth (-34.1%) over the past year, making it difficult to compare to the Banks industry average (-11.6%).
Return on Equity
High ROE: 002278082's Return on Equity (3.2%) is considered low.
How is vdk bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 002278082's Assets to Equity ratio (13.7x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 002278082 has a sufficient allowance for bad loans.
Low Risk Liabilities: 83% of 002278082's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002278082 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 002278082's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: Insufficient data to determine if 002278082 has an appropriate level of bad loans.
What is vdk bank current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 002278082's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 002278082's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 002278082's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 002278082's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 002278082 is not paying a notable dividend for the Belgian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 002278082's dividend in 3 years as they are not forecast to pay a notable one for the Belgian market.
How experienced are the management team and are they aligned to shareholders interests?
Leen Van den Neste (54 yo)
Mrs. Kathleen Van den Neste, also known as Leen, serves as Managing Director and Director of vdk bank NV (formerly VDK Spaarbank NV). Mrs. Van den Neste served as the Head of the Accountancy and Audit Depa...
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.
vdk bank nv's company bio, employee growth, exchange listings and data sources
- Name: vdk bank nv
- Ticker: 2278082
- Exchange: ENXTBR
- Founded: 1926
- Industry: Regional Banks
- Sector: Banks
- Market Cap: €128.367m
- Shares outstanding: 32.91k
- Website: https://www.vdk.be
Number of Employees
- vdk bank nv
- Sint-Michielsplein 16
- East Flanders
vdk bank nv offers financial services to the private individuals and organizations in Belgium. It provides saving products; and loan, payment, insurance, and investment services, as well as digital banking...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/10 18:31|
|End of Day Share Price||2021/03/09 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.