vdk bank Past Earnings Performance

Past criteria checks 3/6

vdk bank has been growing earnings at an average annual rate of 1.4%, while the Banks industry saw earnings growing at 18% annually. Revenues have been declining at an average rate of 0.2% per year. vdk bank's return on equity is 5.1%, and it has net margins of 23.2%.

Key information

1.4%

Earnings growth rate

1.4%

EPS growth rate

Banks Industry Growth	12.1%
Revenue growth rate	-0.2%
Return on equity	5.1%
Net Margin	23.2%
Last Earnings Update	31 Dec 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How vdk bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ENXTBR:002278082 Revenue, expenses and earnings (EUR Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 23	78	18	50
31 Dec 22	78	18	47
31 Dec 21	81	17	43
31 Dec 20	64	11	39
31 Dec 19	69	16	40
31 Dec 18	66	16	37
31 Dec 17	68	15	36
31 Dec 16	58	14	34
31 Dec 15	60	13	35
31 Dec 14	55	13	39

Quality Earnings: 002278082 has high quality earnings.

Growing Profit Margin: 002278082's current net profit margins (23.2%) are higher than last year (22.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if 002278082's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare 002278082's past year earnings growth to its 5-year average.

Earnings vs Industry: 002278082 earnings growth over the past year (1.4%) exceeded the Banks industry 1.4%.

Return on Equity

High ROE: 002278082's Return on Equity (5.1%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/13 17:49
End of Day Share Price	2025/01/13 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

vdk bank nv is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution