vdk bank Past Earnings Performance
Past criteria checks 4/6
vdk bank has been growing earnings at an average annual rate of 4.1%, while the Banks industry saw earnings growing at 10.8% annually. Revenues have been growing at an average rate of 4% per year. vdk bank's return on equity is 5.1%, and it has net margins of 23.2%.
Key information
4.1%
Earnings growth rate
4.1%
EPS growth rate
| Banks Industry Growth | 12.1% |
| Revenue growth rate | 4.0% |
| Return on equity | 5.1% |
| Net Margin | 23.2% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How vdk bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 78 | 18 | 50 | 0 |
| 31 Dec 22 | 78 | 18 | 47 | 0 |
| 31 Dec 21 | 81 | 17 | 43 | 0 |
| 31 Dec 20 | 64 | 11 | 39 | 0 |
| 31 Dec 19 | 69 | 16 | 40 | 0 |
| 31 Dec 18 | 66 | 16 | 37 | 0 |
| 31 Dec 17 | 68 | 15 | 36 | 0 |
| 31 Dec 16 | 58 | 14 | 34 | 0 |
| 31 Dec 15 | 60 | 13 | 35 | 0 |
| 31 Dec 14 | 55 | 13 | 39 | 0 |
| 31 Dec 13 | 57 | 15 | 37 | 0 |
Quality Earnings: 002278082 has high quality earnings.
Growing Profit Margin: 002278082's current net profit margins (23.2%) are higher than last year (22.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 002278082's earnings have grown by 4.1% per year over the past 5 years.
Accelerating Growth: 002278082's earnings growth over the past year (1.4%) is below its 5-year average (4.1% per year).
Earnings vs Industry: 002278082 earnings growth over the past year (1.4%) exceeded the Banks industry 1.4%.
Return on Equity
High ROE: 002278082's Return on Equity (5.1%) is considered low.