IncentiaPay Limited produces entertainment membership app and corporate frequent values product.
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$0.029|
|52 Week High||AU$0.02|
|52 Week Low||AU$0.068|
|1 Month Change||-9.38%|
|3 Month Change||7.41%|
|1 Year Change||11.54%|
|3 Year Change||-73.64%|
|5 Year Change||-97.04%|
|Change since IPO||-97.07%|
Recent News & Updates
Here's Why IncentiaPay (ASX:INP) Can Afford Some Debt
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
IncentiaPay (ASX:INP) Is Making Moderate Use Of Debt
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it seems the smart money knows that...
Who Has Been Buying IncentiaPay Limited (ASX:INP) Shares?
We often see insiders buying up shares in companies that perform well over the long term. Unfortunately, there are also...
|INP||AU Online Retail||AU Market|
Return vs Industry: INP exceeded the Australian Online Retail industry which returned -18.3% over the past year.
Return vs Market: INP underperformed the Australian Market which returned 24.4% over the past year.
Stable Share Price: INP is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 11% a week.
Volatility Over Time: INP's weekly volatility has decreased from 18% to 11% over the past year.
About the Company
IncentiaPay Limited produces entertainment membership app and corporate frequent values product. The company’s direct-to-member products provide access to thousands of 2-for-1 and up to 50% off offers from approximately 7,000 business partners in dining, travel, activities, and retail across 15,000 partner locations in Australia, New Zealand, and Bali, as well as create experiences and raise funds for a good cause with a portfolio of lifestyle content. Its corporate product offers organizations and brands with a loyalty program across dining, takeaway, and travel to retain existing customers, reduce churn, and acquire new customers.
IncentiaPay Fundamentals Summary
|INP fundamental statistics|
Is INP overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|INP income statement (TTM)|
|Cost of Revenue||AU$18.38m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.0083|
|Net Profit Margin||-43.23%|
How did INP perform over the long term?See historical performance and comparison
Is IncentiaPay undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate INP's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate INP's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: INP is unprofitable, so we can't compare its PE Ratio to the Australian Online Retail industry average.
PE vs Market: INP is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate INP's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: INP is good value based on its PB Ratio (5.7x) compared to the AU Online Retail industry average (6.5x).
How is IncentiaPay forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Retail industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as IncentiaPay has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has IncentiaPay performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: INP is currently unprofitable.
Growing Profit Margin: INP is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: INP is unprofitable, and losses have increased over the past 5 years at a rate of 41.1% per year.
Accelerating Growth: Unable to compare INP's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: INP is unprofitable, making it difficult to compare its past year earnings growth to the Online Retail industry (54%).
Return on Equity
High ROE: INP has a negative Return on Equity (-162.89%), as it is currently unprofitable.
How is IncentiaPay's financial position?
Financial Position Analysis
Short Term Liabilities: INP's short term assets (A$6.4M) do not cover its short term liabilities (A$17.2M).
Long Term Liabilities: INP's short term assets (A$6.4M) exceed its long term liabilities (A$1.3M).
Debt to Equity History and Analysis
Debt Level: INP's debt to equity ratio (89.3%) is considered high.
Reducing Debt: INP's debt to equity ratio has increased from 23.6% to 89.3% over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: INP has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: INP has less than a year of cash runway if free cash flow continues to reduce at historical rates of 25.9% each year
What is IncentiaPay current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate INP's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate INP's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if INP's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if INP's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: INP is not paying a notable dividend for the Australian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of INP's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Henry Jones serves as Chief Executive Officer at IncentiaPay Limited since October 14, 2019. Mr. Jones has executive experience, predominantly in the technology sector, having held senior positions at...
CEO Compensation Analysis
Compensation vs Market: Henry's total compensation ($USD399.27K) is above average for companies of similar size in the Australian market ($USD301.38K).
Compensation vs Earnings: Henry's compensation has increased whilst the company is unprofitable.
Experienced Management: INP's management team is considered experienced (2.8 years average tenure).
Experienced Board: INP's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 40.7%.
IncentiaPay Limited's employee growth, exchange listings and data sources
- Name: IncentiaPay Limited
- Ticker: INP
- Exchange: ASX
- Founded: 1994
- Industry: Internet and Direct Marketing Retail
- Sector: Retail
- Market Cap: AU$29.305m
- Shares outstanding: 1.01b
- Website: https://www.incentiapay.com
Number of Employees
- IncentiaPay Limited
- 3 Spring Street
- Level 6
- North Sydney
- New South Wales
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/26 16:28|
|End of Day Share Price||2021/10/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.