TWR Stock Overview
Provides general insurance products in New Zealand and the Pacific Islands. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
Tower Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NZ$1.22 |
| 52 Week High | NZ$1.31 |
| 52 Week Low | NZ$0.56 |
| Beta | 0.36 |
| 1 Month Change | 1.24% |
| 3 Month Change | -0.41% |
| 1 Year Change | 110.34% |
| 3 Year Change | n/a |
| 5 Year Change | 82.09% |
| Change since IPO | -23.99% |
Recent News & Updates
Recent updates
Shareholder Returns
| TWR | AU Insurance | AU Market | |
|---|---|---|---|
| 7D | 1.7% | 0.8% | 0.3% |
| 1Y | 110.3% | 26.9% | 9.7% |
Return vs Industry: TWR exceeded the Australian Insurance industry which returned 26.9% over the past year.
Return vs Market: TWR exceeded the Australian Market which returned 9.7% over the past year.
Price Volatility
| TWR volatility | |
|---|---|
| TWR Average Weekly Movement | 3.9% |
| Insurance Industry Average Movement | 3.0% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in AU Market | 16.9% |
| 10% least volatile stocks in AU Market | 3.0% |
Stable Share Price: TWR has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: TWR's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1869 | 915 | Blair Turnbull | www.tower.co.nz |
Tower Limited provides general insurance products in New Zealand and the Pacific Islands. Its insurance products include car, house, contents, contract works and renovation cover, landlord, boat, business, travel, pet, renters, house and contents bundle, electric vehicle, motorbike and motorcycle, lifestyle block, caravan or trailer, motorhome, campervan and RV, and multi-policy discount insurance. Tower Limited was founded in 1869 and is headquartered in Auckland, New Zealand.
Tower Limited Fundamentals Summary
| TWR fundamental statistics | |
|---|---|
| Market cap | AU$471.99m |
| Earnings (TTM) | AU$64.12m |
| Revenue (TTM) | AU$523.58m |
7.4x
P/E Ratio0.9x
P/S RatioIs TWR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TWR income statement (TTM) | |
|---|---|
| Revenue | NZ$578.83m |
| Cost of Revenue | NZ$472.97m |
| Gross Profit | NZ$105.86m |
| Other Expenses | NZ$34.97m |
| Earnings | NZ$70.88m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.19 |
| Gross Margin | 18.29% |
| Net Profit Margin | 12.25% |
| Debt/Equity Ratio | 0% |
How did TWR perform over the long term?
See historical performance and comparisonDividends
9.5%
Current Dividend Yield51%
Payout RatioDoes TWR pay a reliable dividends?
See TWR dividend history and benchmarks| Tower dividend dates | |
|---|---|
| Ex Dividend Date | Jan 15 2025 |
| Dividend Pay Date | Jan 30 2025 |
| Days until Ex dividend | 7 days |
| Days until Dividend pay date | 22 days |
Does TWR pay a reliable dividends?
See TWR dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/07 21:43 |
| End of Day Share Price | 2025/01/07 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Tower Limited is covered by 11 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Nigel Pittaway | Citigroup Inc |
| Andrew Adams | Credit Suisse |
| Lindsay James | Forsyth Barr Group Ltd. |