Tower has been growing earnings at an average annual rate of 45.3%, while the Insurance industry saw earnings growing at 12.4% annually. Revenues have been growing at an average rate of 15.1% per year. Tower's return on equity is 17.9%, and it has net margins of 9.4%.
Key information
45.30%
Earnings growth rate
46.04%
EPS growth rate
Insurance Industry Growth
4.54%
Revenue growth rate
15.06%
Return on equity
17.85%
Net Margin
9.37%
Last Earnings Update
31 Mar 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Tower makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
CHIA:TWR Revenue, expenses and earnings (NZD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
606
57
0
0
31 Dec 25
611
70
0
0
30 Sep 25
616
84
0
0
31 Mar 25
607
88
0
0
31 Dec 24
593
80
0
0
30 Sep 24
579
71
0
0
31 Mar 24
534
35
0
0
31 Dec 23
512
19
0
0
30 Sep 23
490
3
0
0
30 Jun 23
428
13
0
0
31 Mar 23
416
15
0
0
31 Dec 22
385
16
0
0
30 Sep 22
355
17
0
0
31 Mar 22
338
10
0
0
31 Dec 21
337
14
0
0
30 Sep 21
335
18
0
0
30 Jun 21
337
12
2
0
31 Mar 21
333
7
3
0
31 Dec 20
330
9
3
0
30 Sep 20
327
11
3
0
30 Jun 20
323
15
2
0
31 Mar 20
319
19
2
0
31 Dec 19
311
18
3
0
30 Sep 19
303
17
4
0
30 Jun 19
297
16
27
0
31 Mar 19
292
16
50
0
31 Dec 18
287
5
82
0
30 Sep 18
282
-7
113
0
30 Jun 18
278
-9
107
0
31 Mar 18
274
-12
102
0
31 Dec 17
271
-10
92
0
30 Sep 17
268
-8
82
0
30 Jun 17
266
-15
84
0
31 Mar 17
265
-22
87
0
31 Dec 16
266
-22
87
0
30 Sep 16
266
-22
87
0
30 Jun 16
266
-17
90
0
31 Mar 16
265
-12
92
0
31 Dec 15
265
-10
90
0
30 Sep 15
266
-8
88
0
30 Jun 15
265
-1
87
0
Quality Earnings: TWR has high quality earnings.
Growing Profit Margin: TWR's current net profit margins (9.4%) are lower than last year (14.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TWR's earnings have grown significantly by 45.3% per year over the past 5 years.
Accelerating Growth: TWR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: TWR had negative earnings growth (-35.6%) over the past year, making it difficult to compare to the Insurance industry average (-5.4%).
Return on Equity
High ROE: TWR's Return on Equity (17.9%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/06/17 22:55
End of Day Share Price
2026/06/17 00:00
Earnings
2026/03/31
Annual Earnings
2025/09/30
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Tower Limited is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.