nib holdings (CHIA:NHF) - Stock Price, News & Analysis

NHF Stock Overview

nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand.

About the company

NHF fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	5/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 38.2% below our estimate of its fair value

Earnings are forecast to grow 3.87% per year

Earnings have grown 9.7% per year over the past 5 years

Risk Analysis

Unstable dividend track record

nib holdings limited Competitors

Medibank Private

ASX:MPL

AU$10.0b

Generation Development Group

ASX:GDG

AU$417.6m

ClearView Wealth

ASX:CVW

AU$419.2m

NobleOak Life

ASX:NOL

AU$142.5m

Price History & Performance

Summary of all time highs, changes and price drops for nib holdings
Historical stock prices
Current Share Price	AU$7.54
52 Week High	AU$8.97
52 Week Low	AU$7.09
Beta	0.28
1 Month Change	-1.57%
3 Month Change	-5.40%
1 Year Change	-2.96%
3 Year Change	24.22%
5 Year Change	29.78%
Change since IPO	157.78%

Recent updates

Shareholder Returns

	NHF	AU Insurance	AU Market
7D	-0.9%	1.7%	0.9%
1Y	-3.0%	16.1%	5.6%

Return vs Industry: NHF underperformed the Australian Insurance industry which returned 16.1% over the past year.

Return vs Market: NHF underperformed the Australian Market which returned 5.6% over the past year.

Price Volatility

Is NHF's price volatile compared to industry and market?
NHF volatility
NHF Average Weekly Movement	3.6%
Insurance Industry Average Movement	3.5%
Market Average Movement	8.9%
10% most volatile stocks in AU Market	17.6%
10% least volatile stocks in AU Market	3.5%

Stable Share Price: NHF has not had significant price volatility in the past 3 months.

Volatility Over Time: NHF's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1952	1,880	Mark Fitzgibbon	www.nib.com.au

nib holdings limited, together with its subsidiaries, underwrites and distributes private health insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in five segments: Australian Residents Health Insurance, New Zealand Insurance, International (Inbound) Health Insurance, nib Travel, and nib Thrive segments. It also offers travel and disability insurance products; and health management programs.

nib holdings limited Fundamentals Summary

How do nib holdings's earnings and revenue compare to its market cap?
NHF fundamental statistics
Market cap	AU$3.67b
Earnings (TTM)	AU$214.80m
Revenue (TTM)	AU$3.31b

17.1x

P/E Ratio

1.1x

P/S Ratio

Is NHF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NHF income statement (TTM)
Revenue	AU$3.31b
Cost of Revenue	AU$2.56b
Gross Profit	AU$752.20m
Other Expenses	AU$537.40m
Earnings	AU$214.80m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

Aug 26, 2024

Earnings per share (EPS)	0.44
Gross Margin	22.73%
Net Profit Margin	6.49%
Debt/Equity Ratio	23.7%

How did NHF perform over the long term?

See historical performance and comparison

Dividends

4.0%

Current Dividend Yield

68%

Payout Ratio

NHF Stock Overview

Rewards

Risk Analysis

nib holdings limited Competitors

ASX:MPL

AU$10.0b

ASX:GDG

AU$417.6m

ASX:CVW

AU$419.2m

ASX:NOL

AU$142.5m

Price History & Performance

Recent News & Updates

MD, CEO & Executive Director recently sold AU$277k worth of stock

Upcoming dividend of AU$0.15 per share

First half dividend of AU$0.15 announced

First half 2024 earnings released: EPS: AU$0.22 (vs AU$0.19 in 1H 2023)

nib holdings limited to Report First Half, 2024 Results on Feb 26, 2024

nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd.

Recent updates

MD, CEO & Executive Director recently sold AU$277k worth of stock

Upcoming dividend of AU$0.15 per share

First half dividend of AU$0.15 announced

First half 2024 earnings released: EPS: AU$0.22 (vs AU$0.19 in 1H 2023)

nib holdings limited to Report First Half, 2024 Results on Feb 26, 2024

nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd.

MD, CEO & Executive Director recently sold AU$580k worth of stock

nib holdings limited completed the acquisition of Developing Links Pty Ltd.

Upcoming dividend of AU$0.15 per share at 3.7% yield

Full year 2023 earnings released: EPS: AU$0.41 (vs AU$0.30 in FY 2022)

nib holdings limited Declares A Final Dividend, Payable on 3 October 2023

nib holdings limited Announces Board Appointments

MD, CEO & Executive Director recently sold AU$517k worth of stock

Now 20% undervalued after recent price drop

Upcoming dividend of AU$0.13 per share at 3.0% yield

First half 2023 earnings released

nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2022, Payable on April 3, 2023

Now 20% undervalued

nib holdings limited, Annual General Meeting, Nov 10, 2023

nib Holdings Limited Announces Executive Changes

nib holdings limited (ASX:NHF) completed the acquisition of Maple Plan Pty Ltd.

nib holdings limited Appoints Martin Adlington as Chief Executive of nib Thrive

Independent Non-Executive Director recently sold AU$172k worth of stock

MD, CEO & Executive Director recently sold AU$390k worth of stock

Independent Non-Executive Chairman recently bought AU$159k worth of stock

Upcoming dividend of AU$0.11 per share

Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.35 in FY 2021)

nib holdings limited Declares Final Dividend for the Period Ended June 30, 2022, Payable on October 4, 2022

nib holdings limited to Report Second Half, 2022 Results on Aug 22, 2022

Independent Non-Executive Director recently bought AU$74k worth of stock

First half 2022 earnings: EPS in line with analyst expectations despite revenue beat

nib holdings limited Declares Fully Franked Interim Dividend, Payable on April 4, 2022

Now 20% undervalued after recent price drop

Now 20% undervalued after recent price drop

nib holdings limited (ASX:NHF) acquired Midnight Health for AUD 4 million.

MD, CEO & Executive Director recently sold AU$340k worth of stock

MD, CEO & Executive Director recently sold AU$200k worth of stock

MD, CEO & Executive Director recently sold AU$369k worth of stock

Insider recently bought AU$75k worth of stock

Investor sentiment deteriorated over the past week

Full year 2021 earnings released: EPS AU$0.35 (vs AU$0.19 in FY 2020)

Upcoming dividend of AU$0.14 per share

Independent Non-Executive Chairman of the Board Steven Crane has left the company

Key Executive recently sold AU$927k worth of stock

MD, CEO & Executive Director recently sold AU$275k worth of stock

nib Holdings Limited Announces Earnings Guidance for the Fiscal Year 2021

MD, CEO & Executive Director recently sold AU$252k worth of stock

Upcoming Dividend of AU$0.10 Per Share

First half 2021 earnings released: EPS AU$0.14 (vs AU$0.13 in 1H 2020)

Revenue misses expectations

nib holdings limited to Report First Half, 2021 Results on Feb 22, 2021

New 90-day high: AU$5.93

New 90-day high: AU$5.23

New 90-day high: AU$4.97

nib holdings limited Announces Retirement of Christine McLoughlin as a Director

nib holdings limited to Suspend its Earnings Guidance for the Fiscal 2021

Shareholder Returns

Price Volatility

About the Company