Helia Group (CHIA:HLI) - Stock Price, News & Analysis

HLI Stock Overview

Helia Group Limited, together with its subsidiaries, is involved in the loan mortgage insurance business primarily in Australia.

About the company

HLI fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	0/6
Past Performance	4/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 70.9% below our estimate of its fair value

Trading at good value compared to peers and industry

Risk Analysis

Earnings are forecast to decline by an average of 34.1% per year for the next 3 years

Dividend of 13.89% is not well covered by free cash flows

Helia Group Limited Competitors

Liberty Financial Group

ASX:LFG

AU$950.9m

Pepper Money

ASX:PPM

AU$625.5m

Australian Finance Group

ASX:AFG

AU$425.1m

Resimac Group

ASX:RMC

AU$346.0m

Price History & Performance

Summary of all time highs, changes and price drops for Helia Group
Historical stock prices
Current Share Price	AU$4.31
52 Week High	AU$4.94
52 Week Low	AU$3.33
Beta	1.14
11 Month Change	6.68%
3 Month Change	15.24%
1 Year Change	12.53%
33 Year Change	89.04%
5 Year Change	-0.69%
Change since IPO	22.70%

Recent updates

Shareholder Returns

	HLI	AU Diversified Financial	AU Market
7D	4.1%	-1.7%	-0.6%
1Y	12.5%	2.6%	16.5%

Return vs Industry: HLI exceeded the Australian Diversified Financial industry which returned 2.6% over the past year.

Return vs Market: HLI underperformed the Australian Market which returned 16.5% over the past year.

Price Volatility

Is HLI's price volatile compared to industry and market?
HLI volatility
HLI Average Weekly Movement	3.8%
Diversified Financial Industry Average Movement	6.9%
Market Average Movement	8.6%
10% most volatile stocks in AU Market	17.8%
10% least volatile stocks in AU Market	3.6%

Stable Share Price: HLI has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: HLI's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1965	233	Pauline Blight-Johnston	helia.com.au

Helia Group Limited, together with its subsidiaries, is involved in the loan mortgage insurance business primarily in Australia. The company facilitates residential mortgage lending by transferring risk from lenders to lenders mortgage insurance (LMI) providers, primarily for high loan to value ratio residential mortgage loans; and portfolio of seasoned home loans. Helia Group Limited was formerly known as Genworth Mortgage Insurance Australia Limited and changed its name to Helia Group Limited in November 2022.

Helia Group Limited Fundamentals Summary

How do Helia Group's earnings and revenue compare to its market cap?
HLI fundamental statistics
Market cap	AU$1.20b
Earnings (TTM)	AU$224.62m
Revenue (TTM)	AU$484.18m

5.3x

P/E Ratio

2.5x

P/S Ratio

Is HLI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HLI income statement (TTM)
Revenue	AU$484.18m
Cost of Revenue	AU$80.53m
Gross Profit	AU$403.65m
Other Expenses	AU$179.03m
Earnings	AU$224.62m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.81
Gross Margin	83.37%
Net Profit Margin	46.39%
Debt/Equity Ratio	17.8%

How did HLI perform over the long term?

See historical performance and comparison

Dividends

13.9%

Current Dividend Yield

40%

Payout Ratio

HLI Stock Overview

Rewards

Risk Analysis

Helia Group Limited Competitors

ASX:LFG

AU$950.9m

ASX:PPM

AU$625.5m

ASX:AFG

AU$425.1m

ASX:RMC

AU$346.0m

Price History & Performance

Recent News & Updates

Helia Group Limited Provides Earnings Guidance for the Fiscal Year 2024

First half dividend of AU$0.15 announced

First half 2024 earnings released: EPS: AU$0.33 (vs AU$0.44 in 1H 2023)

Helia Group Limited to Report First Half, 2024 Results on Aug 20, 2024

Investor sentiment deteriorates as stock falls 20%

Helia Group Limited (ASX:HLI) announces an Equity Buyback for 60,000,000 shares, representing 20.57% for AUD 100 million.

Recent updates

Helia Group Limited Provides Earnings Guidance for the Fiscal Year 2024

First half dividend of AU$0.15 announced

First half 2024 earnings released: EPS: AU$0.33 (vs AU$0.44 in 1H 2023)

Helia Group Limited to Report First Half, 2024 Results on Aug 20, 2024

Investor sentiment deteriorates as stock falls 20%

Helia Group Limited (ASX:HLI) announces an Equity Buyback for 60,000,000 shares, representing 20.57% for AUD 100 million.

Helia Group Limited Appoints Mark Stavert as an Additional Company Secretary, Effective from 28 March 2024

Investor sentiment deteriorates as stock falls 16%

CEO, MD & Director recently sold AU$298k worth of stock

Final dividend increased to AU$0.45

Full year 2023 earnings released

Helia Group Limited Announces Retirement of Gerd Schenkel from the Board, Effective 30 April 2024

Helia Group Limited, Annual General Meeting, May 09, 2024

Helia Group Limited to Report Fiscal Year 2023 Results on Feb 27, 2024

Upcoming dividend of AU$0.14 per share at 14% yield

First half 2023 earnings released: EPS: AU$0.44 (vs AU$0.14 in 1H 2022)

Helia Group Limited (ASX:HLI) announces an Equity Buyback for 65,550,669 shares, representing 20.75% for AUD 100 million.

CEO, MD & Director recently bought AU$204k worth of stock

Upcoming dividend of AU$0.41 per share at 16% yield

Full year 2022 earnings released: EPS: AU$0.49 (vs AU$0.47 in FY 2021)

Investor sentiment improves as stock rises 27%

Now 20% undervalued after recent price drop

High number of new directors

Helia Group Limited to Report First Half, 2023 Results on Aug 22, 2023

Genworth Mortgage Insurance Australia Limited Appoints Leona Murphy as Independent, Non-Executive Director, Effective 1 November 2022

Genworth Mortgage Insurance Australia Limited, Annual General Meeting, May 11, 2023

Genworth Mortgage Insurance Australia Limited to Report Fiscal Year 2022 Results on Feb 24, 2023

Genworth Mortgage Insurance Australia Limited, Annual General Meeting, Nov 15, 2022

Upcoming dividend of AU$0.12 per share

Genworth Mortgage Insurance Australia Limited Proposes Dividend for the Six Months Ended June 30, 2022, Payable on 31 August 2022

First half 2022 earnings released

Genworth Mortgage Insurance Australia Limited to Report First Half, 2022 Results on Aug 03, 2022

Investor sentiment deteriorated over the past week

Independent Non Executive Director recently sold AU$51k worth of stock

Independent Non Executive Director recently sold AU$51k worth of stock

Now 21% undervalued

Upcoming dividend of AU$0.24 per share

Full year 2021 earnings: EPS in line with expectations, revenues disappoint

Genworth Mortgage Insurance Australia Limited (ASX:GMA) acquired unknown minority stake in OSQO Capital.

Genworth Mortgage Insurance Australia Limited Announces the Retirement of David Foster as Non-Executive Director, Effective 31 March 2022

Genworth Mortgage Insurance Australia Limited (ASX:GMA) announces an Equity Buyback for AUD 100 million worth of its shares.

Chief Financial Officer Michael Bencsik has left the company

Chief Financial Officer Michael Bencsik has left the company

Upcoming dividend of AU$0.05 per share

Independent Non-Executive Director Graham Mirabito has left the company

Second quarter 2021 earnings released: EPS AU$0.14 (vs AU$0.086 in 2Q 2020)

Investor sentiment deteriorated over the past week

First quarter 2021 earnings released: EPS AU$0.008

Independent Non-Executive Director recently bought AU$102k worth of stock

Non-Executive Director has left the company

Director has left the company

Genworth Mortgage Insurance Australia Limited to Report Fiscal Year 2020 Final Results on Mar 26, 2021

Full year 2020 earnings released

Genworth Mortgage Insurance Australia Limited, Annual General Meeting, May 06, 2021

New 90-day high: AU$2.95

Genworth Mortgage Insurance Australia Limited to Report Fiscal Year 2020 Results on Feb 12, 2021

Third quarter 2020 earnings released: EPS AU$0.06

New 90-day high: AU$1.79

New 90-day low - AU$1.50