Pepper Money First Half 2025 Earnings: EPS Beats Expectations

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Pepper Money (ASX:PPM) First Half 2025 Results

Key Financial Results

  • Revenue: AU$187.4m (flat on 1H 2024).
  • Net income: AU$47.0m (flat on 1H 2024).
  • Profit margin: 25% (in line with 1H 2024).
  • EPS: AU$0.11 (in line with 1H 2024).
earnings-and-revenue-growth
ASX:PPM Earnings and Revenue Growth August 24th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Pepper Money EPS Beats Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 4.7%.

Looking ahead, revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 6.7% decline forecast for the Diversified Financial industry in Australia.

Performance of the Australian Diversified Financial industry.

The company's shares are up 10% from a week ago.

Risk Analysis

Don't forget that there may still be risks. For instance, we've identified 2 warning signs for Pepper Money (1 can't be ignored) you should be aware of.

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Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About ASX:PPM

Pepper Money

Operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand.

Very undervalued with proven track record.

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