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PHL

Propell HoldingsASX:PHL Stock Report

Market Cap

AU$9.5m

7D

-10.0%

1Y

n/a

Updated

17 Oct, 2021

Data

Company Financials
PHL fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends0/6

PHL Overview

Propell Holdings Limited operates a digital finance platform for the small to medium business segment in Australia.

Price History & Performance

Summary of all time highs, changes and price drops for Propell Holdings
Historical stock prices
Current Share PriceAU$0.099
52 Week HighAU$0.09
52 Week LowAU$0.32
Beta0
1 Month Change-5.71%
3 Month Change-20.80%
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO-56.96%

Recent News & Updates

Shareholder Returns

PHLAU Consumer FinanceAU Market
7D-10.0%-0.4%0.9%
1Yn/a10.8%20.2%

Return vs Industry: Insufficient data to determine how PHL performed against the Australian Consumer Finance industry.

Return vs Market: Insufficient data to determine how PHL performed against the Australian Market.

Price Volatility

Is PHL's price volatile compared to industry and market?
PHL volatility
PHL Beta0
Industry Beta1.96
Market Beta1

Stable Share Price: PHL is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 10% a week.

Volatility Over Time: PHL's weekly volatility (10%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
201617Michael Davidsonhttps://propellholdings.com

Propell Holdings Limited operates a digital finance platform for the small to medium business segment in Australia. It provides lending products, as well as transactional product to enable businesses to accept various payment methods online and instore. Its platform also offers users with real time actionable insights to manage and optimize the cashflow.

Propell Holdings Fundamentals Summary

How do Propell Holdings's earnings and revenue compare to its market cap?
PHL fundamental statistics
Market CapAU$9.48m
Earnings (TTM)-AU$4.34m
Revenue (TTM)n/a

-32.5x

P/S Ratio

-2.2x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
PHL income statement (TTM)
Revenue-AU$292.62k
Cost of RevenueAU$29.42k
Gross Profit-AU$322.03k
ExpensesAU$4.02m
Earnings-AU$4.34m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.045
Gross Margin110.05%
Net Profit Margin1,483.26%
Debt/Equity Ratio93.8%

How did PHL perform over the long term?

See historical performance and comparison

Valuation

Is Propell Holdings undervalued compared to its fair value and its price relative to the market?

4.22x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate PHL's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate PHL's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: PHL is unprofitable, so we can't compare its PE Ratio to the Australian Consumer Finance industry average.

PE vs Market: PHL is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate PHL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: PHL is overvalued based on its PB Ratio (4.2x) compared to the AU Consumer Finance industry average (1.8x).


Future Growth

How is Propell Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

48.4%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Propell Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Propell Holdings performed over the past 5 years?

-103.2%

Last years earnings growth


Earnings and Revenue History

Quality Earnings: PHL is currently unprofitable.

Growing Profit Margin: PHL is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if PHL's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Unable to compare PHL's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: PHL is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (171.9%).


Return on Equity

High ROE: PHL has a negative Return on Equity (-193%), as it is currently unprofitable.


Financial Health

How is Propell Holdings's financial position?


Financial Position Analysis

Short Term Liabilities: PHL's short term assets (A$4.6M) exceed its short term liabilities (A$1.7M).

Long Term Liabilities: PHL's short term assets (A$4.6M) exceed its long term liabilities (A$1.6M).


Debt to Equity History and Analysis

Debt Level: PHL's debt to equity ratio (93.8%) is considered high.

Reducing Debt: Insufficient data to determine if PHL's debt to equity ratio has reduced over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: PHL has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: PHL has less than a year of cash runway if free cash flow continues to reduce at historical rates of 8.2% each year


Dividend

What is Propell Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate PHL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate PHL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if PHL's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if PHL's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of PHL's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.1yrs

Average board tenure


CEO

Michael Davidson

no data

Tenure

Mr. Michael Davidson serves as Founder and Chief Executive Officer at Propell Holdings Limited. Mr. Davidson found his passion for technology and small enterprise early in his telco career in Australia and...


Board Members

Experienced Board: PHL's board of directors are considered experienced (3.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: PHL only recently listed within the past 12 months.


Top Shareholders

Company Information

Propell Holdings Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Propell Holdings Limited
  • Ticker: PHL
  • Exchange: ASX
  • Founded: 2016
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: AU$9.483m
  • Shares outstanding: 95.79m
  • Website: https://propellholdings.com

Number of Employees


Location

  • Propell Holdings Limited
  • 307 Queen Street
  • Level 2
  • Brisbane
  • Queensland
  • 4000
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/17 07:05
End of Day Share Price2021/10/15 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.