Collection House Limited provides debt collection and receivables management services in Australia, New Zealand, and the Philippines.
Collection House Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$0.17|
|52 Week High||AU$0.15|
|52 Week Low||AU$0.48|
|1 Month Change||6.06%|
|3 Month Change||-7.90%|
|1 Year Change||n/a|
|3 Year Change||-86.89%|
|5 Year Change||-85.89%|
|Change since IPO||-87.93%|
Recent News & Updates
|CLH||AU Consumer Finance||AU Market|
Return vs Industry: Insufficient data to determine how CLH performed against the Australian Consumer Finance industry.
Return vs Market: Insufficient data to determine how CLH performed against the Australian Market.
Stable Share Price: CLH is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: CLH's weekly volatility (7%) has been stable over the past year.
About the Company
Collection House Limited provides debt collection and receivables management services in Australia, New Zealand, and the Philippines. The company operates in two segments, Purchased Debt Ledgers and Collection Services. It offers debt collections services to clients in the Australasian financial services, insurance, public utility, credit, and government enterprise markets; and debt purchasing services for banking, finance, telecommunications, and energy sectors.
Collection House Fundamentals Summary
|CLH fundamental statistics|
Is CLH overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CLH income statement (TTM)|
|Cost of Revenue||AU$14.32m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.23|
|Net Profit Margin||-42.95%|
How did CLH perform over the long term?See historical performance and comparison
Is Collection House undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate CLH's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate CLH's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: CLH is unprofitable, so we can't compare its PE Ratio to the Australian Consumer Finance industry average.
PE vs Market: CLH is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CLH's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CLH is good value based on its PB Ratio (0.6x) compared to the AU Consumer Finance industry average (1.9x).
How is Collection House forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Collection House has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Collection House performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CLH is currently unprofitable.
Growing Profit Margin: CLH is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: CLH is unprofitable, and losses have increased over the past 5 years at a rate of 62.3% per year.
Accelerating Growth: Unable to compare CLH's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: CLH is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (171.9%).
Return on Equity
High ROE: CLH has a negative Return on Equity (-80.35%), as it is currently unprofitable.
How is Collection House's financial position?
Financial Position Analysis
Short Term Liabilities: CLH's short term assets (A$34.5M) exceed its short term liabilities (A$32.5M).
Long Term Liabilities: CLH's short term assets (A$34.5M) do not cover its long term liabilities (A$73.7M).
Debt to Equity History and Analysis
Debt Level: CLH's debt to equity ratio (153.6%) is considered high.
Reducing Debt: CLH's debt to equity ratio has increased from 65.5% to 153.6% over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable CLH has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: CLH is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by 6.1% per year.
What is Collection House current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CLH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CLH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CLH's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CLH's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: CLH is not paying a notable dividend for the Australian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CLH's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Douglas P. McAlpine, also known as Doug, B.Comm, CA, is Chief Executive Officer at Collection House Limited since November 25, 2019. Mr. McAlpine served as Chief Financial Officer of Collection House L...
CEO Compensation Analysis
Compensation vs Market: Doug's total compensation ($USD417.13K) is above average for companies of similar size in the Australian market ($USD301.38K).
Compensation vs Earnings: Insufficient data to compare Doug's compensation with company performance.
Experienced Management: CLH's management team is not considered experienced ( 1.9 years average tenure), which suggests a new team.
Experienced Board: CLH's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Collection House Limited's employee growth, exchange listings and data sources
- Name: Collection House Limited
- Ticker: CLH
- Exchange: ASX
- Founded: 1981
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: AU$24.767m
- Shares outstanding: 141.53m
- Website: https://www.collectionhouse.com.au
Number of Employees
- Collection House Limited
- 100 Skyring Terrace
- Level 12
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/26 16:15|
|End of Day Share Price||2021/10/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.