Pepper Money Past Performance
How has Pepper Money performed over the past 5 years?
Past Performance Score4/6
Past Performance Score 4/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PPM has a high level of non-cash earnings.
Growing Profit Margin: PPM's current net profit margins (33.3%) are higher than last year (30.2%).
Past Earnings Growth Analysis
Earnings Trend: PPM's earnings have grown significantly by 23.6% per year over the past 5 years.
Accelerating Growth: PPM's earnings growth over the past year (26.6%) exceeds its 5-year average (23.6% per year).
Earnings vs Industry: PPM earnings growth over the past year (26.6%) exceeded the Mortgage industry 8.2%.
Return on Equity
High ROE: PPM's Return on Equity (19.4%) is considered low.