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PPM

Pepper Money ASX:PPM Stock Report

Last Price

AU$1.46

Market Cap

AU$641.9m

7D

-2.7%

1Y

-27.4%

Updated

07 Dec, 2022

Data

Company Financials +
PPM fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance4/6
Financial Health0/6
Dividends4/6

PPM Stock Overview

Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand.

Pepper Money Limited Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Pepper Money
Historical stock prices
Current Share PriceAU$1.46
52 Week HighAU$2.33
52 Week LowAU$1.11
Beta0
1 Month Change-2.34%
3 Month Change-5.81%
1 Year Change-27.36%
3 Year Changen/a
5 Year Changen/a
Change since IPO-44.06%

Recent News & Updates

Recent updates

Shareholder Returns

PPMAU MortgageAU Market
7D-2.7%-2.0%-1.8%
1Y-27.4%-1.4%-4.7%

Return vs Industry: PPM underperformed the Australian Mortgage industry which returned 1.7% over the past year.

Return vs Market: PPM underperformed the Australian Market which returned -4.1% over the past year.

Price Volatility

Is PPM's price volatile compared to industry and market?
PPM volatility
PPM Average Weekly Movement6.2%
Mortgage Industry Average Movement4.4%
Market Average Movement8.9%
10% most volatile stocks in AU Market15.8%
10% least volatile stocks in AU Market4.1%

Stable Share Price: PPM is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: PPM's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2000n/aMario Rehayemhttps://www.pepper.com.au

Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing of residential home loans and small balance commercial real estate loans.

Pepper Money Limited Fundamentals Summary

How do Pepper Money's earnings and revenue compare to its market cap?
PPM fundamental statistics
Market CapAU$641.92m
Earnings (TTM)AU$146.90m
Revenue (TTM)AU$440.90m

4.4x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
PPM income statement (TTM)
RevenueAU$440.90m
Cost of RevenueAU$47.60m
Gross ProfitAU$393.30m
Other ExpensesAU$246.40m
EarningsAU$146.90m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.33
Gross Margin89.20%
Net Profit Margin33.32%
Debt/Equity Ratio2,519.3%

How did PPM perform over the long term?

See historical performance and comparison

Dividends

7.4%

Current Dividend Yield

43%

Payout Ratio