Australia and New Zealand Banking Group Limited provides various banking and financial products and services in Australia and internationally. More Details
Flawless balance sheet with proven track record.
Share Price & News
How has Australia and New Zealand Banking Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ANZ is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: ANZ's weekly volatility (2%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: ANZ exceeded the Australian Banks industry which returned 44.6% over the past year.
Return vs Market: ANZ exceeded the Australian Market which returned 27.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Australia and New Zealand Banking Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall StWhy It Might Not Make Sense To Buy Australia and New Zealand Banking Group Limited (ASX:ANZ) For Its Upcoming Dividend
4 months ago | Simply Wall StIf You Had Bought Australia and New Zealand Banking Group (ASX:ANZ) Stock A Year Ago, You Could Pocket A 89% Gain Today
6 months ago | Simply Wall StHow Does Australia and New Zealand Banking Group Limited (ASX:ANZ) Fare As A Dividend Stock?
Is Australia and New Zealand Banking Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: ANZ (A$27.71) is trading above our estimate of fair value (A$21.89)
Significantly Below Fair Value: ANZ is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ANZ's PE Ratio (15.7x) is in line with the Australian Banks industry average.
PE vs Market: ANZ is good value based on its PE Ratio (15.7x) compared to the Australian market (20.5x).
Price to Earnings Growth Ratio
PEG Ratio: ANZ is poor value based on its PEG Ratio (2.9x)
Price to Book Ratio
PB vs Industry: ANZ is overvalued based on its PB Ratio (1.3x) compared to the AU Banks industry average (0.9x).
How is Australia and New Zealand Banking Group forecast to perform in the next 1 to 3 years based on estimates from 12 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ANZ's forecast earnings growth (5.4% per year) is above the savings rate (1.9%).
Earnings vs Market: ANZ's earnings (5.4% per year) are forecast to grow slower than the Australian market (13.5% per year).
High Growth Earnings: ANZ's earnings are forecast to grow, but not significantly.
Revenue vs Market: ANZ's revenue (3% per year) is forecast to grow slower than the Australian market (5.4% per year).
High Growth Revenue: ANZ's revenue (3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ANZ's Return on Equity is forecast to be low in 3 years time (9.8%).
How has Australia and New Zealand Banking Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ANZ has high quality earnings.
Growing Profit Margin: ANZ's current net profit margins (30.2%) are higher than last year (28.7%).
Past Earnings Growth Analysis
Earnings Trend: ANZ's earnings have declined by 6.7% per year over the past 5 years.
Accelerating Growth: ANZ's earnings growth over the past year (6.5%) exceeds its 5-year average (-6.7% per year).
Earnings vs Industry: ANZ earnings growth over the past year (6.5%) exceeded the Banks industry -5.3%.
Return on Equity
High ROE: ANZ's Return on Equity (8%) is considered low.
How is Australia and New Zealand Banking Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: ANZ's Assets to Equity ratio (16.3x) is moderate.
Allowance for Bad Loans: ANZ has a sufficient allowance for bad loans (172%).
Low Risk Liabilities: 71% of ANZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: ANZ has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: ANZ's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: ANZ has an appropriate level of bad loans (0.4%).
What is Australia and New Zealand Banking Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: ANZ's dividend (3.79%) is higher than the bottom 25% of dividend payers in the Australian market (1.99%).
High Dividend: ANZ's dividend (3.79%) is low compared to the top 25% of dividend payers in the Australian market (4.98%).
Stability and Growth of Payments
Stable Dividend: ANZ's dividend payments have been volatile in the past 10 years.
Growing Dividend: ANZ's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (59.6%), ANZ's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: ANZ's dividends in 3 years are forecast to be covered by earnings (64.3% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Shayne Elliott (57 yo)
Mr. Shayne Cary Elliott, B.Com has been Chief Executive Officer and Executive Director of Australia and New Zealand Banking Group Limited since January 1, 2016 and served as its Member of Management Board....
CEO Compensation Analysis
Compensation vs Market: Shayne's total compensation ($USD3.84M) is about average for companies of similar size in the Australian market ($USD3.27M).
Compensation vs Earnings: Shayne's compensation has been consistent with company performance over the past year.
Experienced Management: ANZ's management team is considered experienced (2.3 years average tenure).
Experienced Board: ANZ's board of directors are considered experienced (6.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: ANZ insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Australia and New Zealand Banking Group Limited's company bio, employee growth, exchange listings and data sources
- Name: Australia and New Zealand Banking Group Limited
- Ticker: ANZ
- Exchange: ASX
- Founded: 1835
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: AU$78.332b
- Shares outstanding: 2.83b
- Website: https://www.anz.com.au
Number of Employees
- Australia and New Zealand Banking Group Limited
- ANZ Centre Melbourne
- Level 9
Australia and New Zealand Banking Group Limited provides various banking and financial products and services in Australia and internationally. Its Australia Retail and Commercial division offers various pr...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/08/01 08:03|
|End of Day Share Price||2021/07/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.