Reported Earnings • Feb 25
Full year 2025 earnings released: د.إ0.032 loss per share (vs د.إ0.013 loss in FY 2024) Full year 2025 results: د.إ0.032 loss per share (further deteriorated from د.إ0.013 loss in FY 2024). Revenue: د.إ152.1m (up 11% from FY 2024). Net loss: د.إ8.78m (loss widened 140% from FY 2024). Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has remained flat, which means it is significantly lagging earnings. Announcement • Feb 23
Finance House P.J.S.C., Annual General Meeting, Mar 17, 2026 Finance House P.J.S.C., Annual General Meeting, Mar 17, 2026, at 11:00 Arabian Standard Time. Location: abu dhabi United Arab Emirates Reported Earnings • Nov 15
Third quarter 2025 earnings released: د.إ0.03 loss per share (vs د.إ0.017 profit in 3Q 2024) Third quarter 2025 results: د.إ0.03 loss per share (down from د.إ0.017 profit in 3Q 2024). Revenue: د.إ45.6m (up 37% from 3Q 2024). Net income: د.إ2.03m (down 57% from 3Q 2024). Profit margin: 4.5% (down from 14% in 3Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 90% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth. Announcement • Nov 10
Finance House P.J.S.C. to Report Nine Months, 2025 Results on Nov 13, 2025 Finance House P.J.S.C. announced that they will report nine months, 2025 results on Nov 13, 2025 Announcement • Aug 08
Finance House P.J.S.C. to Report First Half, 2025 Results on Aug 13, 2025 Finance House P.J.S.C. announced that they will report first half, 2025 results on Aug 13, 2025 Reported Earnings • May 17
First quarter 2025 earnings released: د.إ0.03 loss per share (vs د.إ0.037 loss in 1Q 2024) First quarter 2025 results: د.إ0.03 loss per share (improved from د.إ0.037 loss in 1Q 2024). Revenue: د.إ39.2m (up 49% from 1Q 2024). Net loss: د.إ2.61m (loss narrowed 74% from 1Q 2024). Over the last 3 years on average, earnings per share has increased by 69% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth. Reported Earnings • Mar 27
Full year 2024 earnings released: د.إ0.01 loss per share (vs د.إ0.056 profit in FY 2023) Full year 2024 results: د.إ0.01 loss per share. Revenue: د.إ257.7m (up 118% from FY 2023). Net income: د.إ15.7m (up 2.1% from FY 2023). Profit margin: 6.1% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Announcement • Mar 20
Finance House P.J.S.C. to Report Fiscal Year 2024 Results on Mar 21, 2025 Finance House P.J.S.C. announced that they will report fiscal year 2024 results on Mar 21, 2025 Reported Earnings • Nov 19
Third quarter 2024 earnings released: EPS: د.إ0.02 (vs د.إ0.014 loss in 3Q 2023) Third quarter 2024 results: EPS: د.إ0.02 (up from د.إ0.014 loss in 3Q 2023). Revenue: د.إ68.8m (up 153% from 3Q 2023). Net income: د.إ9.10m (up د.إ13.0m from 3Q 2023). Profit margin: 13% (up from net loss in 3Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth. Reported Earnings • Nov 16
Third quarter 2024 earnings released: EPS: د.إ0.02 (vs د.إ0.014 loss in 3Q 2023) Third quarter 2024 results: EPS: د.إ0.02 (up from د.إ0.014 loss in 3Q 2023). Revenue: د.إ68.8m (up 153% from 3Q 2023). Net income: د.إ9.10m (up د.إ13.0m from 3Q 2023). Profit margin: 13% (up from net loss in 3Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth. Reported Earnings • Aug 14
Second quarter 2024 earnings released Second quarter 2024 results: Revenue: د.إ43.1m (up 39% from 2Q 2023). Net income: د.إ5.46m (down 9.6% from 2Q 2023). Profit margin: 13% (down from 20% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 48% per year but the company’s share price has remained flat, which means it is significantly lagging earnings. Reported Earnings • May 16
First quarter 2024 earnings released: د.إ0.04 loss per share (vs د.إ0.016 profit in 1Q 2023) First quarter 2024 results: د.إ0.04 loss per share (down from د.إ0.016 profit in 1Q 2023). Revenue: د.إ50.2m (up 287% from 1Q 2023). Net loss: د.إ5.92m (down 234% from profit in 1Q 2023). Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth. Announcement • Apr 02
Finance House P.J.S.C., Annual General Meeting, Apr 23, 2024 Finance House P.J.S.C., Annual General Meeting, Apr 23, 2024, at 07:00 Coordinated Universal Time. Location: Haza’a bin Zayed the 1 Street Abu Dhabi United Arab Emirates Agenda: To consider the Board of Directors’ Report on the Company’s activity and its financial position for the fiscal year ended on 31 December 2023, and ratify the same; to consider the Auditor’s Report for the fiscal year ended on 31 December 2023, and ratify the same; to consider the Company’s balance sheet and profit and loss account for the fiscal year ended on 31 December 2023; to discharge the members of the Board of Directors for the fiscal year ended on 31 December 2023; to discharge the auditors for the fiscal year ended on 31 December 2023; to consider Amendment of the Articles of Association; to consider and ratify the Board’s recommendation on the adjustment of negative fair values against the positive Statutory Reserve of the Company subject to SCA & Shareholders Approvals; and to consider any other matters. Reported Earnings • Apr 01
Full year 2023 earnings released: EPS: د.إ0.06 (vs د.إ0.009 loss in FY 2022) Full year 2023 results: EPS: د.إ0.06 (up from د.إ0.009 loss in FY 2022). Revenue: د.إ167.1m (down 8.5% from FY 2022). Net income: د.إ36.0m (up د.إ38.4m from FY 2022). Profit margin: 22% (up from net loss in FY 2022). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth. Reported Earnings • Nov 15
Third quarter 2023 earnings released: د.إ0.01 loss per share (vs د.إ0.005 profit in 3Q 2022) Third quarter 2023 results: د.إ0.01 loss per share. Revenue: د.إ34.4m (down 32% from 3Q 2022). Net income: د.إ4.45m (up 253% from 3Q 2022). Profit margin: 13% (up from 2.5% in 3Q 2022). The increase in margin was driven by lower expenses. Reported Earnings • Aug 17
Second quarter 2023 earnings released: EPS: د.إ0.01 (vs د.إ0.006 in 2Q 2022) Second quarter 2023 results: EPS: د.إ0.01 (up from د.إ0.006 in 2Q 2022). Revenue: د.إ33.2m (down 25% from 2Q 2022). Net income: د.إ6.04m (up 282% from 2Q 2022). Profit margin: 18% (up from 3.6% in 2Q 2022). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth. Reported Earnings • May 15
First quarter 2023 earnings released: EPS: د.إ0.016 (vs د.إ0.003 in 1Q 2022) First quarter 2023 results: EPS: د.إ0.016 (up from د.إ0.003 in 1Q 2022). Revenue: د.إ96.7m (up 128% from 1Q 2022). Net income: د.إ8.90m (up د.إ8.11m from 1Q 2022). Profit margin: 9.2% (up from 1.9% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 93% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth. Reported Earnings • Feb 16
Full year 2022 earnings released: د.إ0.01 loss per share (vs د.إ0.01 loss in FY 2021) Full year 2022 results: د.إ0.01 loss per share (in line with FY 2021). Revenue: د.إ208.4m (up 9.1% from FY 2021). Net income: د.إ16.6m (up د.إ19.5m from FY 2021). Profit margin: 7.9% (up from net loss in FY 2021). The move to profitability was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 73% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth. Reported Earnings • Aug 15
Second quarter 2022 earnings released: EPS: د.إ0.01 (vs د.إ0.012 in 2Q 2021) Second quarter 2022 results: EPS: د.إ0.01. Revenue: د.إ64.8m (up 37% from 2Q 2021). Net income: د.إ6.12m (up 66% from 2Q 2021). Profit margin: 9.4% (up from 7.8% in 2Q 2021). The increase in margin was driven by higher revenue. Reported Earnings • May 14
First quarter 2022 earnings released: EPS: د.إ0.003 (vs د.إ0.002 in 1Q 2021) First quarter 2022 results: EPS: د.إ0.003 (up from د.إ0.002 in 1Q 2021). Revenue: د.إ83.5m (up 60% from 1Q 2021). Net income: د.إ5.35m (up د.إ4.68m from 1Q 2021). Profit margin: 6.4% (up from 1.3% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth. Reported Earnings • Feb 16
Full year 2021 earnings: Revenues and EPS in line with analyst expectations Full year 2021 results: د.إ0.01 loss per share (up from د.إ0.023 loss in FY 2020). Revenue: د.إ216.5m (up 5.8% from FY 2020). Net income: د.إ15.5m (up د.إ22.3m from FY 2020). Profit margin: 7.2% (up from net loss in FY 2020). The move to profitability was primarily driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth. Announcement • Feb 10
Finance House P.J.S.C. to Report Fiscal Year 2021 Results on Feb 14, 2022 Finance House P.J.S.C. announced that they will report fiscal year 2021 results on Feb 14, 2022 Reported Earnings • Nov 06
Third quarter 2021 earnings released: د.إ0.01 loss per share (vs د.إ0.017 profit in 3Q 2020) The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: د.إ47.0m (down 21% from 3Q 2020). Net income: د.إ1.29m (down 74% from 3Q 2020). Profit margin: 2.7% (down from 8.5% in 3Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth. Reported Earnings • Aug 14
Second quarter 2021 earnings released: EPS د.إ0.012 (vs د.إ0.004 in 2Q 2020) The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: د.إ47.4m (down 14% from 2Q 2020). Net income: د.إ3.68m (up 217% from 2Q 2020). Profit margin: 7.8% (up from 2.1% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth. Reported Earnings • May 09
First quarter 2021 earnings released The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: د.إ83.5m (up 65% from 1Q 2020). Net income: د.إ4.93m (up د.إ11.1m from 1Q 2020). Profit margin: 5.9% (up from net loss in 1Q 2020). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings. Reported Earnings • Feb 17
Full year 2020 earnings released: د.إ0.023 loss per share (vs د.إ0.029 loss in FY 2019) The company reported a decent full year result with reduced losses and improved control over expenses, although revenues were weaker. Full year 2020 results: Revenue: د.إ204.7m (down 11% from FY 2019). Net loss: د.إ6.85m (loss narrowed 21% from FY 2019). Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings. Is New 90 Day High Low • Nov 19
New 90-day low: د.إ1.52 The company is down 4.0% from its price of د.إ1.59 on 20 August 2020. The Emirian market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 16% over the same period. 