Finance House P.J.S.C.

ADX:FH Stock Report

Market Cap: د.إ579.4m

Finance House P.J.S.C Past Earnings Performance

Past criteria checks 5/6

Finance House P.J.S.C has been growing earnings at an average annual rate of 34%, while the Consumer Finance industry saw earnings growing at 14.3% annually. Revenues have been declining at an average rate of 15.8% per year. Finance House P.J.S.C's return on equity is 2.4%, and it has net margins of 3.5%.

Key information

34.0%

Earnings growth rate

32.3%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-15.8%
Return on equity2.4%
Net Margin3.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

What Percentage Of Finance House P.J.S.C. (ADX:FH) Shares Do Insiders Own?

Feb 02
What Percentage Of Finance House P.J.S.C. (ADX:FH) Shares Do Insiders Own?

Can You Imagine How Finance House P.J.S.C's (ADX:FH) Shareholders Feel About The 21% Share Price Increase?

Dec 09
Can You Imagine How Finance House P.J.S.C's (ADX:FH) Shareholders Feel About The 21% Share Price Increase?

Revenue & Expenses Breakdown

How Finance House P.J.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ADX:FH Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2413251270
30 Jun 24134-41330
31 Mar 24130-21330
31 Dec 23118151340
30 Sep 2311121440
30 Jun 23103-51370
31 Mar 23107-91320
31 Dec 22118-171280
30 Sep 22133-181320
30 Jun 22149-101360
31 Mar 22163-71550
31 Dec 21191-41540
30 Sep 21183-51470
30 Jun 2119821520
31 Mar 21206-11560
31 Dec 20205-71650
30 Sep 20220-121680
30 Jun 20210-201780
31 Mar 20217-221870
31 Dec 19230-91880
30 Sep 19221-131850
30 Jun 19226-111840
31 Mar 19227-181900
31 Dec 18235-121930
30 Sep 18226-102010
30 Jun 18225-72150
31 Mar 1821122050
31 Dec 1720492110
30 Sep 17213141500
30 Jun 17213161350
31 Mar 17228161400
31 Dec 16221161320
30 Sep 1620591900
30 Jun 1620071920
31 Mar 16222471850
31 Dec 15236551790
30 Sep 15231621850
30 Jun 15244871780
31 Mar 15220691690
31 Dec 14228741670
30 Sep 14254841690
30 Jun 14250811590
31 Mar 14246851500
31 Dec 13223771380

Quality Earnings: FH has high quality earnings.

Growing Profit Margin: FH's current net profit margins (3.5%) are higher than last year (1.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FH has become profitable over the past 5 years, growing earnings by 34% per year.

Accelerating Growth: FH's earnings growth over the past year (122.1%) exceeds its 5-year average (34% per year).

Earnings vs Industry: FH earnings growth over the past year (122.1%) exceeded the Consumer Finance industry 12.4%.

Return on Equity

High ROE: FH's Return on Equity (2.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 18:00
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Finance House P.J.S.C. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution