SIB Stock Overview
Provides banking products and services to individuals and corporates in the United Arab Emirates. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Sharjah Islamic Bank PJSC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.إ2.49 |
| 52 Week High | د.إ2.65 |
| 52 Week Low | د.إ2.15 |
| Beta | 0.38 |
| 1 Month Change | 5.96% |
| 3 Month Change | 7.33% |
| 1 Year Change | 2.47% |
| 3 Year Change | 34.08% |
| 5 Year Change | 125.02% |
| Change since IPO | -34.80% |
Recent News & Updates
Recent updates
Sharjah Islamic Bank PJSC (ADX:SIB) Is Due To Pay A Dividend Of د.إ0.08
Feb 06
Is Sharjah Islamic Bank PJSC (ADX:SIB) A Good Fit For Your Dividend Portfolio?
Apr 12The Sharjah Islamic Bank PJSC (ADX:SIB) Share Price Has Gained 17% And Shareholders Are Hoping For More
Mar 04How Much Of Sharjah Islamic Bank PJSC (ADX:SIB) Do Institutions Own?
Jan 24Should You Or Shouldn't You: A Dividend Analysis on Sharjah Islamic Bank PJSC (ADX:SIB)
Dec 17Sharjah Islamic Bank PJSC (ADX:SIB) Shareholders Received A Total Return Of Negative 2.2% In The Last Five Years
Jul 16Shareholder Returns
| SIB | AE Banks | AE Market | |
|---|---|---|---|
| 7D | 0.8% | 2.8% | 0.5% |
| 1Y | 2.5% | 12.6% | 1.1% |
Return vs Industry: SIB underperformed the AE Banks industry which returned 12.6% over the past year.
Return vs Market: SIB exceeded the AE Market which returned 1.1% over the past year.
Price Volatility
| SIB volatility | |
|---|---|
| SIB Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 3.9% |
| 10% most volatile stocks in AE Market | 8.5% |
| 10% least volatile stocks in AE Market | 2.0% |
Stable Share Price: SIB has not had significant price volatility in the past 3 months compared to the AE market.
Volatility Over Time: SIB's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1975 | n/a | Mohammed Abdullah | www.sib.ae |
Sharjah Islamic Bank PJSC provides banking products and services to individuals and corporates in the United Arab Emirates. It operates through Government and Corporate; Retail; Investment and Treasury; and Hospitality, Brokerage and Real Estate segments. The company offers current, saving, digital, Watani, Hassalati, and Tayseer salary advance accounts; SIB Maxplus, flexi long term, and fixed deposits; car, real estate, and personal loans; debit, credit, and Smiles cards; debt management, remittance, online and mobile banking, phone banking, e-statement, SMS, utility bill payment, and ATM services.
Sharjah Islamic Bank PJSC Fundamentals Summary
| SIB fundamental statistics | |
|---|---|
| Market cap | د.إ8.06b |
| Earnings (TTM) | د.إ986.76m |
| Revenue (TTM) | د.إ2.03b |
8.2x
P/E Ratio0.9x
P/B RatioIs SIB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SIB income statement (TTM) | |
|---|---|
| Revenue | د.إ2.03b |
| Cost of Revenue | د.إ0 |
| Gross Profit | د.إ2.03b |
| Other Expenses | د.إ1.04b |
| Earnings | د.إ986.76m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.30 |
| Gross Margin | 100.00% |
| Net Profit Margin | 48.66% |
| Debt/Equity Ratio | 181.4% |
How did SIB perform over the long term?
See historical performance and comparisonDividends
4.0%
Current Dividend Yield33%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 18:10 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Sharjah Islamic Bank PJSC is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Elena Sanchez-Cabezudo | EFG-Hermes Research |
| Shabbir Malik | EFG-Hermes Research |