Sharjah Islamic Bank PJSC Balance Sheet Health
Financial Health criteria checks 4/6
Sharjah Islamic Bank PJSC has total assets of AED70.1B and total equity of AED8.1B. Total deposits are AED45.1B, and total loans are AED33.4B.
Key information
8.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.إ45.08b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | د.إ6.40b |
Recent financial health updates
No updates
Recent updates
Sharjah Islamic Bank PJSC (ADX:SIB) Is Due To Pay A Dividend Of د.إ0.08
Feb 06
Is Sharjah Islamic Bank PJSC (ADX:SIB) A Good Fit For Your Dividend Portfolio?
Apr 12The Sharjah Islamic Bank PJSC (ADX:SIB) Share Price Has Gained 17% And Shareholders Are Hoping For More
Mar 04How Much Of Sharjah Islamic Bank PJSC (ADX:SIB) Do Institutions Own?
Jan 24Should You Or Shouldn't You: A Dividend Analysis on Sharjah Islamic Bank PJSC (ADX:SIB)
Dec 17Sharjah Islamic Bank PJSC (ADX:SIB) Shareholders Received A Total Return Of Negative 2.2% In The Last Five Years
Jul 16Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SIB's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: SIB has a low allowance for bad loans (85%).
Low Risk Liabilities: 73% of SIB's liabilities are made up of primarily low risk sources of funding.
Loan Level: SIB has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: SIB's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: SIB has a high level of bad loans (5.2%).