Sharjah Islamic Bank PJSC Balance Sheet Health
Financial Health criteria checks 4/6
Sharjah Islamic Bank PJSC has total assets of AED74.8B and total equity of AED8.7B. Total deposits are AED48.0B, and total loans are AED36.6B.
Key information
8.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.إ48.00b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | د.إ7.47b |
Recent financial health updates
No updates
Recent updates
Sharjah Islamic Bank PJSC (ADX:SIB) Is Due To Pay A Dividend Of د.إ0.08
Feb 06
Is Sharjah Islamic Bank PJSC (ADX:SIB) A Good Fit For Your Dividend Portfolio?
Apr 12The Sharjah Islamic Bank PJSC (ADX:SIB) Share Price Has Gained 17% And Shareholders Are Hoping For More
Mar 04How Much Of Sharjah Islamic Bank PJSC (ADX:SIB) Do Institutions Own?
Jan 24Should You Or Shouldn't You: A Dividend Analysis on Sharjah Islamic Bank PJSC (ADX:SIB)
Dec 17Sharjah Islamic Bank PJSC (ADX:SIB) Shareholders Received A Total Return Of Negative 2.2% In The Last Five Years
Jul 16Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SIB's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: SIB has a low allowance for bad loans (85%).
Low Risk Liabilities: 73% of SIB's liabilities are made up of primarily low risk sources of funding.
Loan Level: SIB has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: SIB's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: SIB has a high level of bad loans (5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:33 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Sharjah Islamic Bank PJSC is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Elena Sanchez-Cabezudo | EFG-Hermes Research |
| Shabbir Malik | EFG-Hermes Research |