HAPN Share Price Performance
US$0
-11.18 (-100.00%)
Price US$0
Fair ValueUS$22.50
Share Pricen/a
Narrative Update • Jun 16
LendingClub Corporation Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 39 Fair Values set on narratives written by author
HAPN Community Narratives
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Fair Value
·Fair Value US$22.5 17.2% undervalued intrinsic discount
Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow
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22users have followed this narrative
AN
Fair Value
·Fair Value US$28.08 33.7% undervalued intrinsic discount
Digital Lending And AI Will Shape Consumer Finance
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1users have followed this narrative
AN
Fair Value
·Fair Value US$20 6.9% undervalued intrinsic discount
Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
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1users have followed this narrative
Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
LendingClub rides the shift to online banking, but tougher competition and tighter rules could make it harder to keep growing and stay profitable. Its heavy focus on unsecured personal loans also leaves it more exposed if the economy weakens and borrowers start falling behind.Read more
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US$20
6.9% undervalued intrinsic discount
Fair Value
Revenue
-2.3% p.a.
Profit Margin
29.15%
Future PE
7.82x
Price in 2029
US$24.9
Digital Lending And AI Will Shape Consumer Finance
LendingClub leans into online lending with new AI tools that aim to pick better borrowers and deepen customer relationships, which could lift profits if the technology delivers as planned. But tougher rules, rising marketing costs, heavy competition, and a weaker economy could quickly turn that story the other way.Read more
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US$28.08
33.7% undervalued intrinsic discount
Fair Value
Revenue
4.2% p.a.
Profit Margin
29.67%
Future PE
8.98x
Price in 2029
US$34.77
Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow
Key Takeaways Rapid digital product innovation and expanding platform capabilities are driving long-term growth, broader customer reach, and increased engagement for LendingClub. Superior credit modeling and a hybrid marketplace/bank model support sustained earnings growth, high credit quality, and operating leverage over peers.Read more
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US$22.5
17.2% undervalued intrinsic discount
Fair Value
Revenue
3.03% p.a.
Profit Margin
27.71%
Future PE
8.2x
Price in 2029
US$28.07
Trending Discussion
Recently Updated Narratives
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LC: Rebrand To Happen Bank And Product Expansion Will Shape Returns
Fair Value: US$20 6.9% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
LC: Higher Margins And Buybacks Will Support Stronger Future EPS
Fair Value: US$28.08 33.7% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
LC: Buybacks And 2026 Earnings Outlook Will Support Future Returns
Fair Value: US$22.5 17.2% undervalued intrinsic discount
22 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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Snowflake Analysis
LendingClub Corporation Key Details
About HAPN
- Founded
- 2006
- Employees
- 1075
- CEO
- WebsiteView website
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.
Recent HAPN News & Updates
Seeking Alpha • Jun 15
