HSBK Share Price Performance
US$32.05
8.50 (36.09%)
0.5% overvalued intrinsic discount
US$31.90
Fair Value
Price US$32.05
AnalystConsensusTarget US$31.90
Fair ValueUS$31.90
Share Pricen/a
Halyk Bank of Kazakhstan Joint Stock Company Stock Price
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HSBK Community Narratives
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Fair Value US$31.9 0.5% overvalued intrinsic discount
Kazakhstan Regulations And Fintech Rivalry Will Reduce Banking Margins
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Kazakhstan Regulations And Fintech Rivalry Will Reduce Banking Margins
Key Takeaways Higher regulatory burdens and tightening lending criteria are expected to erode profitability and constrain future loan growth. Rising competition from fintechs and limited diversification outside Kazakhstan could pressure margins and increase vulnerability to local economic shocks.Read more
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AN
US$31.9
0.5% overvalued intrinsic discount
Fair Value
Revenue
-0.29% p.a.
Profit Margin
64.24%
Future PE
4.56x
Price in 2029
US$42
Trending Discussion
Recently Updated Narratives
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HSBK: Higher Margins And Cautious Revenue Outlook Will Shape Fair View
Fair Value: US$31.9 0.5% overvalued intrinsic discount
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Snowflake Analysis
Halyk Bank of Kazakhstan Joint Stock Company Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- 3.91k
- 99.64%
- 57.58%
- 64.2%
About HSBK
- Founded
- 1923
- Employees
- 16718
- CEO
- WebsiteView website
Halyk Bank of Kazakhstan Joint Stock Company, together with its subsidiaries, provides corporate and retail banking services in the Republic of Kazakhstan, Kyrgyzstan, Georgia, and Uzbekistan. It operates through four segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The company’s products and services include current, education, term deposit, flexible deposit, accumulative deposit, deposit guarantee, and correspondent accounts; various deposit products; investment savings products; credit, digital, cash deposit, employees, business, first fuel for business, card for SP, card for IE, payroll, salary project, customs, and debit cards; consumer loans and mortgages; consumer loan, refinancing, mortgage, digital mortgage, housing mortgage, online, agriculture, auto, digital auto, and soft car custody loans, and foreign currency related services; overdrafts; other credit facilities; and letters of credit, trade finance products, foreign exchange, interbank operations, cash services, and documentary services. It also offers gold investment, metal account, cash services, safe boxes, transaction service, online services, custody, correspondent relations, treasury products, payment system, digital blank tender and digital blank performance guarantees, and letter of credit for business. The company was formerly known as Halyk Savings Bank of Kazakhstan Joint Stock Company and changed its name to Halyk Bank of Kazakhstan Joint Stock Company in June 2023. The company was founded in 1923 and is headquartered in Almaty, the Republic of Kazakhstan. Halyk Bank of Kazakhstan Joint Stock Company operates as a subsidiary of JSC Holding Group ALMEX.
