HBNC Share Price Performance
US$18.34
18.34 (0.00%)
13.5% undervalued intrinsic discount
US$21.20
Fair Value
Price US$18.34
AnalystConsensusTarget US$21.20
Fair ValueUS$21.20
Share Pricen/a
Narrative Update • May 02
Horizon Bancorp, Inc. Stock Price
- 1 Narratives written by author
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- 10 Fair Values set on narratives written by author
HBNC Community Narratives
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Fair Value
·Fair Value US$21.2 13.5% undervalued intrinsic discount
Loan Reallocation And Midwestern Focus Will Improve Community Banking
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Loan Reallocation And Midwestern Focus Will Improve Community Banking
Key Takeaways Shifting focus to higher-margin loans and disciplined expense management is expected to drive improved margins and sustainable earnings growth. Strong position in expanding Midwestern markets and commitment to personalized banking support long-term revenue and market share gains.Read more
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US$21.2
13.5% undervalued intrinsic discount
Fair Value
Profit Margin
46.52%
Future PE
3.18x
Price in 2029
US$0
Trending Discussion
Recently Updated Narratives
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HBNC: Overweight Rating And Lower Forward P E Will Support Future Upside
Fair Value: US$21.2 13.5% undervalued intrinsic discount
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Snowflake Analysis
Horizon Bancorp, Inc. Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- -2.89
- 100.00%
- 640.14%
- 56.8%
About HBNC
- Founded
- 1873
- Employees
- 478
- CEO
- WebsiteView website
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.
Recent HBNC News & Updates
Seeking Alpha • Apr 23
Horizon Bancorp Continues To Benefit From Steps Taken In 2025
Summary Horizon Bancorp has delivered an 8.7% total return since my last Buy rating, outperforming the S&P 500 and KRE. Strategic asset sales, including $1.7B in securities and $190M in auto loans, have reduced risk and are expected to improve margins and ROA. Deposit costs remain well-managed at 1.97%, 72 bps below peers, reflecting successful efforts to reduce high-cost transactional deposits. HBNC maintains a 3.78% forward yield, with consensus expecting a dividend increase later this year. Read the full article on Seeking AlphaNarrative Update • Apr 18
