BPAN4 Share Price Performance
R$10.34
2.13 (25.94%)
29.3% overvalued intrinsic discount
R$8.00
Fair Value
Price R$10.34
AnalystLowTarget R$8.00
AnalystConsensusTarget R$9.75
Fair ValueR$8.00
Share PriceR$10.34
29.3% overvalued intrinsic discount
Banco Pan S.A. Stock Price
- 2 Narratives written by author
- 0 Comments on narratives written by author
- 2 Fair Values set on narratives written by author
BPAN4 Community Narratives
AN
Fair Value R$8 29.3% overvalued intrinsic discount
Brazil Economic Turbulence And Fintech Rivalry Will Erode Market Position
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value R$9.32 11.0% overvalued intrinsic discount
Digital Banking And AI Automation Will Unlock Long-Term Potential
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
Digital Banking And AI Automation Will Unlock Long-Term Potential
Key Takeaways Expanding digital services and AI-driven operations are boosting customer growth, efficiency, and cross-selling potential, supporting long-term revenue and margin gains. Strategic partnerships and regulatory advances enhance innovation, lower funding costs, and open up broader, more profitable market opportunities.Read more
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
R$9.32
11.0% overvalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue growth
26.38% p.a.
Profit Margin
11.1%
Future PE
10.15x
Share price in 2028
R$16.15
Brazil Economic Turbulence And Fintech Rivalry Will Erode Market Position
Key Takeaways Digital disruption and rising fintech competition threaten Banco Pan's core segments, pressuring fees, margins, and customer retention. Heavy reliance on subprime lending and challenging macroeconomic conditions raise credit risk, worsening profitability and limiting growth prospects.Read more
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
R$8
29.3% overvalued intrinsic discount
AnalystLowTarget Fair Value
Revenue growth
16.45% p.a.
Profit Margin
13.8%
Future PE
8.95x
Share price in 2028
R$13.84
Snowflake Analysis
Banco Pan S.A. Key Details
Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Nov 05, 2025
- 0.52
- 100.00%
- 7.25%
- 191.5%
About BPAN4
- Founded
- 1964
- Employees
- n/a
- CEO
- WebsiteView website
Banco Pan S.A., together with its subsidiaries, operate as a multiple solutions bank in Brazil. It operates through Financial and Other segments. The company offers current accounts; payroll-deductible credit; debit and credit cards; vehicle financing for pre-owned cars and new motorcycles; personal loans; emergency advances and overdraft facilities; car equity, buy now pay later, auto loans, FGTS loans, and payroll loans; investments; Mosaico and Mobiauto marketplaces; PAN health services; emergency limits and salary portability; prepaid cell phone top-ups, authorized direct debit, and loyalty programs; and insurance services. It also provides corporate loans; construction financing for developers and construction firms; real estate financing; and acquisition services for real estate receivables. The company was formerly known as Banco Panamericano S.A. and changed its name to Banco Pan S.A. in August 2014. The company was incorporated in 1964 and is headquartered in São Paulo, Brazil. Banco Pan S.A. operates as a subsidiary of Banco BTG Pactual S.A.
